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Side-by-side financial comparison of Arcosa, Inc. (ACA) and TRUPANION, INC. (TRUP). Click either name above to swap in a different company.
Arcosa, Inc. is the larger business by last-quarter revenue ($716.7M vs $376.9M, roughly 1.9× TRUPANION, INC.). On growth, TRUPANION, INC. posted the faster year-over-year revenue change (11.7% vs 7.6%). Arcosa, Inc. produced more free cash flow last quarter ($55.8M vs $25.3M). Over the past eight quarters, TRUPANION, INC.'s revenue compounded faster (11.0% CAGR vs 9.4%).
Arcosa, Inc. is a provider of infrastructure-related products and solutions operating across three core segments: construction, energy, and transportation. It offers products including utility structures, construction aggregates, and transportation components, primarily serving customers across the North American market to support critical infrastructure development projects.
TRUPANION, INC.TRUPEarnings & Financial Report
Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington. Established in 1998, Trupanion operates across the United States, Canada, Australia, and Puerto Rico. The company offers coverage for pets and is self-underwritten by the American Pet Insurance Company (APIC).
ACA vs TRUP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $716.7M | $376.9M |
| Net Profit | $52.1M | — |
| Gross Margin | 22.9% | 17.3% |
| Operating Margin | 11.0% | 1.9% |
| Net Margin | 7.3% | — |
| Revenue YoY | 7.6% | 11.7% |
| Net Profit YoY | 776.6% | — |
| EPS (diluted) | $1.06 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $716.7M | $376.9M | ||
| Q3 25 | $797.8M | $366.9M | ||
| Q2 25 | $736.9M | $353.6M | ||
| Q1 25 | $632.0M | $342.0M | ||
| Q4 24 | $666.2M | $337.3M | ||
| Q3 24 | $640.4M | $327.5M | ||
| Q2 24 | $664.7M | $314.8M | ||
| Q1 24 | $598.6M | $306.1M |
| Q4 25 | $52.1M | — | ||
| Q3 25 | $73.0M | — | ||
| Q2 25 | $59.7M | — | ||
| Q1 25 | $23.6M | — | ||
| Q4 24 | $-7.7M | — | ||
| Q3 24 | $16.6M | — | ||
| Q2 24 | $45.6M | — | ||
| Q1 24 | $39.2M | — |
| Q4 25 | 22.9% | 17.3% | ||
| Q3 25 | 24.1% | 16.4% | ||
| Q2 25 | 22.5% | 15.5% | ||
| Q1 25 | 19.8% | 14.9% | ||
| Q4 24 | 19.3% | 15.7% | ||
| Q3 24 | 21.3% | 15.1% | ||
| Q2 24 | 20.8% | 12.8% | ||
| Q1 24 | 18.6% | 11.8% |
| Q4 25 | 11.0% | 1.9% | ||
| Q3 25 | 14.1% | 1.6% | ||
| Q2 25 | 12.9% | 0.7% | ||
| Q1 25 | 8.8% | -0.4% | ||
| Q4 24 | 6.5% | 0.1% | ||
| Q3 24 | 5.3% | 0.5% | ||
| Q2 24 | 10.1% | -1.7% | ||
| Q1 24 | 8.9% | -2.0% |
| Q4 25 | 7.3% | — | ||
| Q3 25 | 9.2% | — | ||
| Q2 25 | 8.1% | — | ||
| Q1 25 | 3.7% | — | ||
| Q4 24 | -1.2% | — | ||
| Q3 24 | 2.6% | — | ||
| Q2 24 | 6.9% | — | ||
| Q1 24 | 6.5% | — |
| Q4 25 | $1.06 | $0.13 | ||
| Q3 25 | $1.48 | $0.13 | ||
| Q2 25 | $1.22 | $0.22 | ||
| Q1 25 | $0.48 | $-0.03 | ||
| Q4 24 | $-0.16 | $0.04 | ||
| Q3 24 | $0.34 | $0.03 | ||
| Q2 24 | $0.93 | $-0.14 | ||
| Q1 24 | $0.80 | $-0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $214.6M | $370.7M |
| Total DebtLower is stronger | $1.5B | $101.8M |
| Stockholders' EquityBook value | $2.6B | $383.9M |
| Total Assets | $5.0B | $915.0M |
| Debt / EquityLower = less leverage | 0.57× | 0.27× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $214.6M | $370.7M | ||
| Q3 25 | $220.0M | $348.5M | ||
| Q2 25 | $189.7M | $319.6M | ||
| Q1 25 | $167.9M | $321.8M | ||
| Q4 24 | $187.3M | $307.4M | ||
| Q3 24 | $756.8M | $293.1M | ||
| Q2 24 | $103.7M | $277.2M | ||
| Q1 24 | $176.5M | $275.2M |
| Q4 25 | $1.5B | $101.8M | ||
| Q3 25 | $1.6B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | $127.5M | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $699.9M | — | ||
| Q1 24 | $600.6M | — |
| Q4 25 | $2.6B | $383.9M | ||
| Q3 25 | $2.6B | $368.6M | ||
| Q2 25 | $2.5B | $355.5M | ||
| Q1 25 | $2.5B | $333.7M | ||
| Q4 24 | $2.4B | $323.3M | ||
| Q3 24 | $2.4B | $320.2M | ||
| Q2 24 | $2.4B | $305.8M | ||
| Q1 24 | $2.4B | $303.4M |
| Q4 25 | $5.0B | $915.0M | ||
| Q3 25 | $5.1B | $880.2M | ||
| Q2 25 | $5.0B | $847.8M | ||
| Q1 25 | $4.9B | $837.2M | ||
| Q4 24 | $4.9B | $806.9M | ||
| Q3 24 | $4.4B | $816.1M | ||
| Q2 24 | $3.8B | $795.9M | ||
| Q1 24 | $3.7B | $789.5M |
| Q4 25 | 0.57× | 0.27× | ||
| Q3 25 | 0.61× | — | ||
| Q2 25 | 0.67× | — | ||
| Q1 25 | 0.68× | — | ||
| Q4 24 | 0.69× | 0.39× | ||
| Q3 24 | 0.51× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.25× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $120.0M | $29.3M |
| Free Cash FlowOCF − Capex | $55.8M | $25.3M |
| FCF MarginFCF / Revenue | 7.8% | 6.7% |
| Capex IntensityCapex / Revenue | 9.0% | 1.0% |
| Cash ConversionOCF / Net Profit | 2.30× | — |
| TTM Free Cash FlowTrailing 4 quarters | $175.5M | $75.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $120.0M | $29.3M | ||
| Q3 25 | $160.6M | $29.2M | ||
| Q2 25 | $61.2M | $15.0M | ||
| Q1 25 | $-700.0K | $16.0M | ||
| Q4 24 | $248.2M | $23.7M | ||
| Q3 24 | $135.0M | $15.3M | ||
| Q2 24 | $38.3M | $6.9M | ||
| Q1 24 | $80.5M | $2.4M |
| Q4 25 | $55.8M | $25.3M | ||
| Q3 25 | $121.0M | $23.9M | ||
| Q2 25 | $33.4M | $12.0M | ||
| Q1 25 | $-34.7M | $14.0M | ||
| Q4 24 | $194.9M | $21.8M | ||
| Q3 24 | $100.6M | $13.4M | ||
| Q2 24 | $-9.3M | $4.0M | ||
| Q1 24 | $26.1M | $-631.0K |
| Q4 25 | 7.8% | 6.7% | ||
| Q3 25 | 15.2% | 6.5% | ||
| Q2 25 | 4.5% | 3.4% | ||
| Q1 25 | -5.5% | 4.1% | ||
| Q4 24 | 29.3% | 6.5% | ||
| Q3 24 | 15.7% | 4.1% | ||
| Q2 24 | -1.4% | 1.3% | ||
| Q1 24 | 4.4% | -0.2% |
| Q4 25 | 9.0% | 1.0% | ||
| Q3 25 | 5.0% | 1.4% | ||
| Q2 25 | 3.8% | 0.8% | ||
| Q1 25 | 5.4% | 0.6% | ||
| Q4 24 | 8.0% | 0.6% | ||
| Q3 24 | 5.4% | 0.6% | ||
| Q2 24 | 7.2% | 0.9% | ||
| Q1 24 | 9.1% | 1.0% |
| Q4 25 | 2.30× | — | ||
| Q3 25 | 2.20× | — | ||
| Q2 25 | 1.03× | — | ||
| Q1 25 | -0.03× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.13× | — | ||
| Q2 24 | 0.84× | — | ||
| Q1 24 | 2.05× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ACA
| Engineered Structures | $301.1M | 42% |
| Total Construction Materials | $276.8M | 39% |
| Specialty Materials And Asphalt | $110.2M | 15% |
| Construction Site Support | $28.6M | 4% |
TRUP
| Subscriptionbusiness | $261.4M | 69% |
| Other | $115.4M | 31% |
