vs

Side-by-side financial comparison of Acadia Healthcare Company, Inc. (ACHC) and Enova International, Inc. (ENVA). Click either name above to swap in a different company.

Enova International, Inc. is the larger business by last-quarter revenue ($875.1M vs $821.5M, roughly 1.1× Acadia Healthcare Company, Inc.). Enova International, Inc. runs the higher net margin — 10.4% vs -143.3%, a 153.8% gap on every dollar of revenue. On growth, Enova International, Inc. posted the faster year-over-year revenue change (17.4% vs 6.1%). Over the past eight quarters, Enova International, Inc.'s revenue compounded faster (18.0% CAGR vs 3.4%).

Acadia Healthcare Company, Inc. is an American provider of for-profit behavioral healthcare services. It operates a network of over 225 facilities across the United States and Puerto Rico.

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

ACHC vs ENVA — Head-to-Head

Bigger by revenue
ENVA
ENVA
1.1× larger
ENVA
$875.1M
$821.5M
ACHC
Growing faster (revenue YoY)
ENVA
ENVA
+11.3% gap
ENVA
17.4%
6.1%
ACHC
Higher net margin
ENVA
ENVA
153.8% more per $
ENVA
10.4%
-143.3%
ACHC
Faster 2-yr revenue CAGR
ENVA
ENVA
Annualised
ENVA
18.0%
3.4%
ACHC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ACHC
ACHC
ENVA
ENVA
Revenue
$821.5M
$875.1M
Net Profit
$-1.2B
$91.1M
Gross Margin
Operating Margin
-142.4%
23.7%
Net Margin
-143.3%
10.4%
Revenue YoY
6.1%
17.4%
Net Profit YoY
-3710.4%
24.9%
EPS (diluted)
$-12.98
$3.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACHC
ACHC
ENVA
ENVA
Q1 26
$875.1M
Q4 25
$821.5M
$839.4M
Q3 25
$851.6M
$802.7M
Q2 25
$869.2M
$764.0M
Q1 25
$770.5M
$745.5M
Q4 24
$774.2M
$729.6M
Q3 24
$815.6M
$689.9M
Q2 24
$796.0M
$628.4M
Net Profit
ACHC
ACHC
ENVA
ENVA
Q1 26
$91.1M
Q4 25
$-1.2B
$79.0M
Q3 25
$36.2M
$80.3M
Q2 25
$30.1M
$76.1M
Q1 25
$8.4M
$72.9M
Q4 24
$32.6M
$63.7M
Q3 24
$68.1M
$43.4M
Q2 24
$78.5M
$53.9M
Gross Margin
ACHC
ACHC
ENVA
ENVA
Q1 26
Q4 25
59.8%
Q3 25
57.4%
Q2 25
57.8%
Q1 25
57.2%
Q4 24
56.6%
Q3 24
58.0%
Q2 24
58.9%
Operating Margin
ACHC
ACHC
ENVA
ENVA
Q1 26
23.7%
Q4 25
-142.4%
22.2%
Q3 25
4.7%
24.5%
Q2 25
5.8%
24.1%
Q1 25
1.7%
23.1%
Q4 24
4.9%
21.3%
Q3 24
12.1%
22.3%
Q2 24
13.4%
23.1%
Net Margin
ACHC
ACHC
ENVA
ENVA
Q1 26
10.4%
Q4 25
-143.3%
9.4%
Q3 25
4.3%
10.0%
Q2 25
3.5%
10.0%
Q1 25
1.1%
9.8%
Q4 24
4.2%
8.7%
Q3 24
8.4%
6.3%
Q2 24
9.9%
8.6%
EPS (diluted)
ACHC
ACHC
ENVA
ENVA
Q1 26
$3.46
Q4 25
$-12.98
$2.94
Q3 25
$0.40
$3.03
Q2 25
$0.33
$2.86
Q1 25
$0.09
$2.69
Q4 24
$0.36
$2.29
Q3 24
$0.74
$1.57
Q2 24
$0.85
$1.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACHC
ACHC
ENVA
ENVA
Cash + ST InvestmentsLiquidity on hand
$133.2M
$96.1M
Total DebtLower is stronger
$2.5B
$4.8B
Stockholders' EquityBook value
$1.9B
Total Assets
$5.5B
$6.9B
Debt / EquityLower = less leverage
1.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACHC
ACHC
ENVA
ENVA
Q1 26
$96.1M
Q4 25
$133.2M
$71.7M
Q3 25
$118.7M
$53.6M
Q2 25
$131.4M
$55.6M
Q1 25
$91.2M
$55.5M
Q4 24
$76.3M
$73.9M
Q3 24
$82.1M
$67.5M
Q2 24
$77.2M
$60.1M
Total Debt
ACHC
ACHC
ENVA
ENVA
Q1 26
$4.8B
Q4 25
$2.5B
$4.5B
Q3 25
$2.3B
$4.1B
Q2 25
$2.3B
$4.0B
Q1 25
$2.2B
$3.8B
Q4 24
$2.0B
$3.6B
Q3 24
$1.9B
$3.3B
Q2 24
$1.8B
$3.2B
Stockholders' Equity
ACHC
ACHC
ENVA
ENVA
Q1 26
Q4 25
$1.9B
$1.3B
Q3 25
$3.1B
$1.3B
Q2 25
$3.1B
$1.2B
Q1 25
$3.0B
$1.2B
Q4 24
$3.1B
$1.2B
Q3 24
$3.0B
$1.2B
Q2 24
$3.0B
$1.1B
Total Assets
ACHC
ACHC
ENVA
ENVA
Q1 26
$6.9B
Q4 25
$5.5B
$6.5B
Q3 25
$6.4B
$6.0B
Q2 25
$6.3B
$5.7B
Q1 25
$6.1B
$5.5B
Q4 24
$6.0B
$5.3B
Q3 24
$5.9B
$5.0B
Q2 24
$5.7B
$4.8B
Debt / Equity
ACHC
ACHC
ENVA
ENVA
Q1 26
Q4 25
1.28×
3.37×
Q3 25
0.74×
3.20×
Q2 25
0.74×
3.23×
Q1 25
0.72×
3.14×
Q4 24
0.64×
2.98×
Q3 24
0.62×
2.79×
Q2 24
0.62×
2.78×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACHC
ACHC
ENVA
ENVA
Operating Cash FlowLast quarter
$-86.3M
Free Cash FlowOCF − Capex
$-179.5M
FCF MarginFCF / Revenue
-21.8%
Capex IntensityCapex / Revenue
11.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-439.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACHC
ACHC
ENVA
ENVA
Q1 26
Q4 25
$-86.3M
$498.8M
Q3 25
$73.2M
$481.8M
Q2 25
$133.5M
$447.4M
Q1 25
$11.5M
$391.1M
Q4 24
$116.7M
$430.5M
Q3 24
$163.1M
$398.6M
Q2 24
$171.1M
$360.9M
Free Cash Flow
ACHC
ACHC
ENVA
ENVA
Q1 26
Q4 25
$-179.5M
$487.1M
Q3 25
$-63.0M
$470.5M
Q2 25
$-34.2M
$436.1M
Q1 25
$-163.2M
$378.3M
Q4 24
$-86.8M
$420.3M
Q3 24
$-27.1M
$387.6M
Q2 24
$16.9M
$349.9M
FCF Margin
ACHC
ACHC
ENVA
ENVA
Q1 26
Q4 25
-21.8%
58.0%
Q3 25
-7.4%
58.6%
Q2 25
-3.9%
57.1%
Q1 25
-21.2%
50.7%
Q4 24
-11.2%
57.6%
Q3 24
-3.3%
56.2%
Q2 24
2.1%
55.7%
Capex Intensity
ACHC
ACHC
ENVA
ENVA
Q1 26
Q4 25
11.3%
1.4%
Q3 25
16.0%
1.4%
Q2 25
19.3%
1.5%
Q1 25
22.7%
1.7%
Q4 24
26.3%
1.4%
Q3 24
23.3%
1.6%
Q2 24
19.4%
1.8%
Cash Conversion
ACHC
ACHC
ENVA
ENVA
Q1 26
Q4 25
6.32×
Q3 25
2.02×
6.00×
Q2 25
4.43×
5.87×
Q1 25
1.37×
5.36×
Q4 24
3.58×
6.76×
Q3 24
2.39×
9.18×
Q2 24
2.18×
6.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACHC
ACHC

Acute Inpatient Psychiatric Facilities$451.2M55%
Comprehensive Treatment Centers$144.2M18%
Medicare$113.7M14%
Residential Treatment Centers$89.7M11%
Self Payor$16.1M2%
Other Payor$10.7M1%

ENVA
ENVA

Segment breakdown not available.

Related Comparisons