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Side-by-side financial comparison of AMERICAN COASTAL INSURANCE Corp (ACIC) and Stoke Therapeutics, Inc. (STOK). Click either name above to swap in a different company.

Stoke Therapeutics, Inc. is the larger business by last-quarter revenue ($158.6M vs $86.4M, roughly 1.8× AMERICAN COASTAL INSURANCE Corp). Stoke Therapeutics, Inc. runs the higher net margin — 71.2% vs 30.8%, a 40.4% gap on every dollar of revenue. On growth, Stoke Therapeutics, Inc. posted the faster year-over-year revenue change (3661.1% vs 9.0%). Stoke Therapeutics, Inc. produced more free cash flow last quarter ($131.7M vs $70.9M).

United Property & Casualty Insurance Company, Inc. is an American property and casualty insurance company with headquarters in Florida. It writes commercial, residential, homeowners’, and flood insurance policies in several coastal states.

Stoke Therapeutics, Inc. is a clinical-stage biotechnology company developing innovative RNA-targeted therapies for severe rare genetic diseases. Its lead candidates address unmet needs for Dravet syndrome, a rare epilepsy, and other neurological monogenic disorders, serving patients across North America and global markets.

ACIC vs STOK — Head-to-Head

Bigger by revenue
STOK
STOK
1.8× larger
STOK
$158.6M
$86.4M
ACIC
Growing faster (revenue YoY)
STOK
STOK
+3652.2% gap
STOK
3661.1%
9.0%
ACIC
Higher net margin
STOK
STOK
40.4% more per $
STOK
71.2%
30.8%
ACIC
More free cash flow
STOK
STOK
$60.8M more FCF
STOK
$131.7M
$70.9M
ACIC

Income Statement — Q4 FY2025 vs Q1 FY2025

Metric
ACIC
ACIC
STOK
STOK
Revenue
$86.4M
$158.6M
Net Profit
$26.6M
$112.9M
Gross Margin
Operating Margin
43.2%
70.2%
Net Margin
30.8%
71.2%
Revenue YoY
9.0%
3661.1%
Net Profit YoY
437.1%
528.0%
EPS (diluted)
$0.54
$1.90

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACIC
ACIC
STOK
STOK
Q4 25
$86.4M
Q3 25
$90.4M
Q2 25
$86.5M
Q1 25
$72.2M
$158.6M
Q4 24
$79.3M
$22.6M
Q3 24
$82.1M
Q2 24
$68.7M
Q1 24
$66.6M
Net Profit
ACIC
ACIC
STOK
STOK
Q4 25
$26.6M
Q3 25
$32.5M
Q2 25
$26.4M
Q1 25
$21.3M
$112.9M
Q4 24
$4.9M
$-10.5M
Q3 24
$28.1M
Q2 24
$19.1M
Q1 24
$23.6M
Operating Margin
ACIC
ACIC
STOK
STOK
Q4 25
43.2%
Q3 25
46.1%
Q2 25
41.8%
Q1 25
34.8%
70.2%
Q4 24
11.2%
-60.4%
Q3 24
43.9%
Q2 24
35.1%
Q1 24
45.9%
Net Margin
ACIC
ACIC
STOK
STOK
Q4 25
30.8%
Q3 25
35.9%
Q2 25
30.6%
Q1 25
29.6%
71.2%
Q4 24
6.2%
-46.4%
Q3 24
34.2%
Q2 24
27.8%
Q1 24
35.4%
EPS (diluted)
ACIC
ACIC
STOK
STOK
Q4 25
$0.54
Q3 25
$0.65
Q2 25
$0.53
Q1 25
$0.43
$1.90
Q4 24
$0.10
$-0.15
Q3 24
$0.57
Q2 24
$0.39
Q1 24
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACIC
ACIC
STOK
STOK
Cash + ST InvestmentsLiquidity on hand
$198.8M
$274.8M
Total DebtLower is stronger
$150.0M
Stockholders' EquityBook value
$317.6M
$350.1M
Total Assets
$1.1B
$406.9M
Debt / EquityLower = less leverage
0.47×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACIC
ACIC
STOK
STOK
Q4 25
$198.8M
Q3 25
$267.9M
Q2 25
$315.5M
Q1 25
$167.2M
$274.8M
Q4 24
$137.0M
$128.0M
Q3 24
$183.1M
Q2 24
$229.4M
Q1 24
$285.4M
Total Debt
ACIC
ACIC
STOK
STOK
Q4 25
$150.0M
Q3 25
Q2 25
Q1 25
Q4 24
$150.0M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ACIC
ACIC
STOK
STOK
Q4 25
$317.6M
Q3 25
$327.2M
Q2 25
$292.3M
Q1 25
$260.9M
$350.1M
Q4 24
$235.7M
$229.0M
Q3 24
$259.6M
Q2 24
$223.1M
Q1 24
$204.0M
Total Assets
ACIC
ACIC
STOK
STOK
Q4 25
$1.1B
Q3 25
$1.2B
Q2 25
$1.3B
Q1 25
$1.2B
$406.9M
Q4 24
$1.2B
$271.6M
Q3 24
$1.1B
Q2 24
$1.3B
Q1 24
$1.1B
Debt / Equity
ACIC
ACIC
STOK
STOK
Q4 25
0.47×
Q3 25
Q2 25
Q1 25
Q4 24
0.64×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACIC
ACIC
STOK
STOK
Operating Cash FlowLast quarter
$71.0M
$131.8M
Free Cash FlowOCF − Capex
$70.9M
$131.7M
FCF MarginFCF / Revenue
82.0%
83.0%
Capex IntensityCapex / Revenue
0.2%
0.1%
Cash ConversionOCF / Net Profit
2.67×
1.17×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACIC
ACIC
STOK
STOK
Q4 25
$71.0M
Q3 25
$-35.6M
Q2 25
$127.9M
Q1 25
$26.4M
$131.8M
Q4 24
$243.5M
$-23.2M
Q3 24
$-9.0M
Q2 24
$126.4M
Q1 24
$124.5M
Free Cash Flow
ACIC
ACIC
STOK
STOK
Q4 25
$70.9M
Q3 25
Q2 25
Q1 25
$26.3M
$131.7M
Q4 24
$243.5M
$-23.2M
Q3 24
$-9.0M
Q2 24
Q1 24
FCF Margin
ACIC
ACIC
STOK
STOK
Q4 25
82.0%
Q3 25
Q2 25
Q1 25
36.5%
83.0%
Q4 24
307.2%
-102.7%
Q3 24
-10.9%
Q2 24
Q1 24
Capex Intensity
ACIC
ACIC
STOK
STOK
Q4 25
0.2%
Q3 25
0.0%
Q2 25
0.0%
Q1 25
0.1%
0.1%
Q4 24
0.0%
0.2%
Q3 24
0.0%
Q2 24
0.0%
Q1 24
0.0%
Cash Conversion
ACIC
ACIC
STOK
STOK
Q4 25
2.67×
Q3 25
-1.10×
Q2 25
4.84×
Q1 25
1.24×
1.17×
Q4 24
49.23×
Q3 24
-0.32×
Q2 24
6.63×
Q1 24
5.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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