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Side-by-side financial comparison of AMERICAN COASTAL INSURANCE Corp (ACIC) and SMITH & WESSON BRANDS, INC. (SWBI). Click either name above to swap in a different company.
SMITH & WESSON BRANDS, INC. is the larger business by last-quarter revenue ($124.7M vs $86.4M, roughly 1.4× AMERICAN COASTAL INSURANCE Corp). AMERICAN COASTAL INSURANCE Corp runs the higher net margin — 30.8% vs 1.5%, a 29.2% gap on every dollar of revenue. On growth, AMERICAN COASTAL INSURANCE Corp posted the faster year-over-year revenue change (9.0% vs -3.9%). AMERICAN COASTAL INSURANCE Corp produced more free cash flow last quarter ($70.9M vs $16.3M). Over the past eight quarters, AMERICAN COASTAL INSURANCE Corp's revenue compounded faster (13.9% CAGR vs -4.8%).
United Property & Casualty Insurance Company, Inc. is an American property and casualty insurance company with headquarters in Florida. It writes commercial, residential, homeowners’, and flood insurance policies in several coastal states.
Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.
ACIC vs SWBI — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $86.4M | $124.7M |
| Net Profit | $26.6M | $1.9M |
| Gross Margin | — | 24.3% |
| Operating Margin | 43.2% | 3.3% |
| Net Margin | 30.8% | 1.5% |
| Revenue YoY | 9.0% | -3.9% |
| Net Profit YoY | 437.1% | -53.6% |
| EPS (diluted) | $0.54 | $0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $86.4M | $124.7M | ||
| Q3 25 | $90.4M | $85.1M | ||
| Q2 25 | $86.5M | $140.8M | ||
| Q1 25 | $72.2M | $115.9M | ||
| Q4 24 | $79.3M | $129.7M | ||
| Q3 24 | $82.1M | $88.3M | ||
| Q2 24 | $68.7M | $159.1M | ||
| Q1 24 | $66.6M | $137.5M |
| Q4 25 | $26.6M | $1.9M | ||
| Q3 25 | $32.5M | $-3.4M | ||
| Q2 25 | $26.4M | $8.6M | ||
| Q1 25 | $21.3M | $2.1M | ||
| Q4 24 | $4.9M | $4.5M | ||
| Q3 24 | $28.1M | $-1.9M | ||
| Q2 24 | $19.1M | $27.9M | ||
| Q1 24 | $23.6M | $7.9M |
| Q4 25 | — | 24.3% | ||
| Q3 25 | — | 25.9% | ||
| Q2 25 | — | 28.8% | ||
| Q1 25 | — | 24.1% | ||
| Q4 24 | — | 26.6% | ||
| Q3 24 | — | 27.4% | ||
| Q2 24 | — | 35.5% | ||
| Q1 24 | — | 28.7% |
| Q4 25 | 43.2% | 3.3% | ||
| Q3 25 | 46.1% | -3.5% | ||
| Q2 25 | 41.8% | 9.3% | ||
| Q1 25 | 34.8% | 4.1% | ||
| Q4 24 | 11.2% | 5.8% | ||
| Q3 24 | 43.9% | -1.7% | ||
| Q2 24 | 35.1% | 17.4% | ||
| Q1 24 | 45.9% | 8.2% |
| Q4 25 | 30.8% | 1.5% | ||
| Q3 25 | 35.9% | -4.0% | ||
| Q2 25 | 30.6% | 6.1% | ||
| Q1 25 | 29.6% | 1.8% | ||
| Q4 24 | 6.2% | 3.5% | ||
| Q3 24 | 34.2% | -2.1% | ||
| Q2 24 | 27.8% | 17.5% | ||
| Q1 24 | 35.4% | 5.7% |
| Q4 25 | $0.54 | $0.04 | ||
| Q3 25 | $0.65 | $-0.08 | ||
| Q2 25 | $0.53 | $0.19 | ||
| Q1 25 | $0.43 | $0.05 | ||
| Q4 24 | $0.10 | $0.10 | ||
| Q3 24 | $0.57 | $-0.04 | ||
| Q2 24 | $0.39 | $0.60 | ||
| Q1 24 | $0.48 | $0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.8M | $22.4M |
| Total DebtLower is stronger | $150.0M | — |
| Stockholders' EquityBook value | $317.6M | $363.2M |
| Total Assets | $1.1B | $548.6M |
| Debt / EquityLower = less leverage | 0.47× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $198.8M | $22.4M | ||
| Q3 25 | $267.9M | $18.0M | ||
| Q2 25 | $315.5M | $25.2M | ||
| Q1 25 | $167.2M | $26.7M | ||
| Q4 24 | $137.0M | $39.1M | ||
| Q3 24 | $183.1M | $35.5M | ||
| Q2 24 | $229.4M | $60.8M | ||
| Q1 24 | $285.4M | $47.4M |
| Q4 25 | $150.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $150.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $317.6M | $363.2M | ||
| Q3 25 | $327.2M | $364.4M | ||
| Q2 25 | $292.3M | $372.5M | ||
| Q1 25 | $260.9M | $366.9M | ||
| Q4 24 | $235.7M | $371.5M | ||
| Q3 24 | $259.6M | $380.0M | ||
| Q2 24 | $223.1M | $399.9M | ||
| Q1 24 | $204.0M | $376.4M |
| Q4 25 | $1.1B | $548.6M | ||
| Q3 25 | $1.2B | $554.6M | ||
| Q2 25 | $1.3B | $559.6M | ||
| Q1 25 | $1.2B | $578.9M | ||
| Q4 24 | $1.2B | $587.4M | ||
| Q3 24 | $1.1B | $571.3M | ||
| Q2 24 | $1.3B | $577.4M | ||
| Q1 24 | $1.1B | $570.6M |
| Q4 25 | 0.47× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.64× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $71.0M | $27.3M |
| Free Cash FlowOCF − Capex | $70.9M | $16.3M |
| FCF MarginFCF / Revenue | 82.0% | 13.1% |
| Capex IntensityCapex / Revenue | 0.2% | 8.8% |
| Cash ConversionOCF / Net Profit | 2.67× | 14.22× |
| TTM Free Cash FlowTrailing 4 quarters | — | $21.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $71.0M | $27.3M | ||
| Q3 25 | $-35.6M | $-8.1M | ||
| Q2 25 | $127.9M | $40.8M | ||
| Q1 25 | $26.4M | $-9.8M | ||
| Q4 24 | $243.5M | $-7.4M | ||
| Q3 24 | $-9.0M | $-30.8M | ||
| Q2 24 | $126.4M | $43.7M | ||
| Q1 24 | $124.5M | $25.2M |
| Q4 25 | $70.9M | $16.3M | ||
| Q3 25 | — | $-12.4M | ||
| Q2 25 | — | $33.5M | ||
| Q1 25 | $26.3M | $-16.1M | ||
| Q4 24 | $243.5M | $-10.7M | ||
| Q3 24 | $-9.0M | $-35.5M | ||
| Q2 24 | — | $38.2M | ||
| Q1 24 | — | $7.0M |
| Q4 25 | 82.0% | 13.1% | ||
| Q3 25 | — | -14.6% | ||
| Q2 25 | — | 23.8% | ||
| Q1 25 | 36.5% | -13.9% | ||
| Q4 24 | 307.2% | -8.3% | ||
| Q3 24 | -10.9% | -40.2% | ||
| Q2 24 | — | 24.0% | ||
| Q1 24 | — | 5.1% |
| Q4 25 | 0.2% | 8.8% | ||
| Q3 25 | 0.0% | 5.0% | ||
| Q2 25 | 0.0% | 5.2% | ||
| Q1 25 | 0.1% | 5.4% | ||
| Q4 24 | 0.0% | 2.5% | ||
| Q3 24 | 0.0% | 5.3% | ||
| Q2 24 | 0.0% | 3.5% | ||
| Q1 24 | 0.0% | 13.2% |
| Q4 25 | 2.67× | 14.22× | ||
| Q3 25 | -1.10× | — | ||
| Q2 25 | 4.84× | 4.73× | ||
| Q1 25 | 1.24× | -4.68× | ||
| Q4 24 | 49.23× | -1.63× | ||
| Q3 24 | -0.32× | — | ||
| Q2 24 | 6.63× | 1.57× | ||
| Q1 24 | 5.27× | 3.20× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
