vs

Side-by-side financial comparison of ACI WORLDWIDE, INC. (ACIW) and Advanced Micro Devices (AMD). Click either name above to swap in a different company.

Advanced Micro Devices is the larger business by last-quarter revenue ($10.3B vs $481.6M, roughly 21.3× ACI WORLDWIDE, INC.). Advanced Micro Devices runs the higher net margin — 14.7% vs 13.4%, a 1.4% gap on every dollar of revenue. On growth, Advanced Micro Devices posted the faster year-over-year revenue change (34.1% vs 6.3%). Advanced Micro Devices produced more free cash flow last quarter ($2.4B vs $116.6M). Over the past eight quarters, Advanced Micro Devices's revenue compounded faster (37.0% CAGR vs 23.4%).

ACI Worldwide is a digital payments software company headquartered in Elkhorn, Nebraska, that processes billions of transactions daily equating to trillions of U.S. dollars for customers in 94 countries. Banks, financial institutions, merchants, billers, acquirers, issuers, and other third-party payment service providers use its intelligent solutions to deploy secure payment rails across all channels.

Advanced Micro Devices, Inc. (AMD) is an American multinational semiconductor company headquartered in Santa Clara, California. AMD designs and produces high-performance CPUs, GPUs, and adaptive SoCs for data centers, gaming, PCs, and embedded systems. Its flagship product lines include Ryzen and EPYC processors, Radeon graphics, and Instinct AI accelerators. AMD acquired Xilinx in 2022, expanding into FPGAs and adaptive computing, and competes directly with Intel and NVIDIA.

ACIW vs AMD — Head-to-Head

Bigger by revenue
AMD
AMD
21.3× larger
AMD
$10.3B
$481.6M
ACIW
Growing faster (revenue YoY)
AMD
AMD
+27.8% gap
AMD
34.1%
6.3%
ACIW
Higher net margin
AMD
AMD
1.4% more per $
AMD
14.7%
13.4%
ACIW
More free cash flow
AMD
AMD
$2.3B more FCF
AMD
$2.4B
$116.6M
ACIW
Faster 2-yr revenue CAGR
AMD
AMD
Annualised
AMD
37.0%
23.4%
ACIW

Income Statement — Q4 2025 vs Q4 2025

Metric
ACIW
ACIW
AMD
AMD
Revenue
$481.6M
$10.3B
Net Profit
$64.3M
$1.5B
Gross Margin
53.0%
54.3%
Operating Margin
22.6%
17.1%
Net Margin
13.4%
14.7%
Revenue YoY
6.3%
34.1%
Net Profit YoY
-34.7%
213.5%
EPS (diluted)
$0.61
$0.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACIW
ACIW
AMD
AMD
Q4 25
$481.6M
$10.3B
Q3 25
$482.4M
$9.2B
Q2 25
$401.3M
$7.7B
Q1 25
$394.6M
$7.4B
Q4 24
$453.0M
$7.7B
Q3 24
$451.8M
$6.8B
Q2 24
$373.5M
$5.8B
Q1 24
$316.0M
$5.5B
Net Profit
ACIW
ACIW
AMD
AMD
Q4 25
$64.3M
$1.5B
Q3 25
$91.3M
$1.2B
Q2 25
$12.2M
$872.0M
Q1 25
$58.9M
$709.0M
Q4 24
$98.6M
$482.0M
Q3 24
$81.4M
$771.0M
Q2 24
$30.9M
$265.0M
Q1 24
$-7.8M
$123.0M
Gross Margin
ACIW
ACIW
AMD
AMD
Q4 25
53.0%
54.3%
Q3 25
53.7%
51.7%
Q2 25
41.5%
39.8%
Q1 25
45.9%
50.2%
Q4 24
55.8%
50.7%
Q3 24
56.3%
50.1%
Q2 24
45.6%
49.1%
Q1 24
39.5%
46.8%
Operating Margin
ACIW
ACIW
AMD
AMD
Q4 25
22.6%
17.1%
Q3 25
26.5%
13.7%
Q2 25
8.7%
-1.7%
Q1 25
14.8%
10.8%
Q4 24
27.0%
11.4%
Q3 24
27.1%
10.6%
Q2 24
14.4%
4.6%
Q1 24
3.0%
0.7%
Net Margin
ACIW
ACIW
AMD
AMD
Q4 25
13.4%
14.7%
Q3 25
18.9%
13.4%
Q2 25
3.0%
11.3%
Q1 25
14.9%
9.5%
Q4 24
21.8%
6.3%
Q3 24
18.0%
11.3%
Q2 24
8.3%
4.5%
Q1 24
-2.5%
2.2%
EPS (diluted)
ACIW
ACIW
AMD
AMD
Q4 25
$0.61
$0.92
Q3 25
$0.88
$0.75
Q2 25
$0.12
$0.54
Q1 25
$0.55
$0.44
Q4 24
$0.92
$0.30
Q3 24
$0.77
$0.47
Q2 24
$0.29
$0.16
Q1 24
$-0.07
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACIW
ACIW
AMD
AMD
Cash + ST InvestmentsLiquidity on hand
$196.5M
$10.6B
Total DebtLower is stronger
$817.6M
Stockholders' EquityBook value
$1.5B
$63.0B
Total Assets
$3.1B
$76.9B
Debt / EquityLower = less leverage
0.54×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACIW
ACIW
AMD
AMD
Q4 25
$196.5M
$10.6B
Q3 25
$199.3M
$7.2B
Q2 25
$189.7M
$5.9B
Q1 25
$230.1M
$7.3B
Q4 24
$216.4M
$5.1B
Q3 24
$177.9M
$4.5B
Q2 24
$157.0M
$5.3B
Q1 24
$183.4M
$6.0B
Total Debt
ACIW
ACIW
AMD
AMD
Q4 25
$817.6M
Q3 25
$867.8M
Q2 25
$898.0M
Q1 25
$845.9M
Q4 24
$924.6M
Q3 24
$994.3M
Q2 24
$1.0B
Q1 24
$1.0B
Stockholders' Equity
ACIW
ACIW
AMD
AMD
Q4 25
$1.5B
$63.0B
Q3 25
$1.5B
$60.8B
Q2 25
$1.4B
$59.7B
Q1 25
$1.5B
$57.9B
Q4 24
$1.4B
$57.6B
Q3 24
$1.3B
$57.0B
Q2 24
$1.2B
$56.5B
Q1 24
$1.3B
$56.2B
Total Assets
ACIW
ACIW
AMD
AMD
Q4 25
$3.1B
$76.9B
Q3 25
$3.2B
$76.9B
Q2 25
$3.1B
$74.8B
Q1 25
$3.2B
$71.5B
Q4 24
$3.0B
$69.2B
Q3 24
$3.1B
$69.6B
Q2 24
$3.4B
$67.9B
Q1 24
$3.3B
$67.9B
Debt / Equity
ACIW
ACIW
AMD
AMD
Q4 25
0.54×
Q3 25
0.59×
Q2 25
0.64×
Q1 25
0.57×
Q4 24
0.65×
Q3 24
0.75×
Q2 24
0.82×
Q1 24
0.81×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACIW
ACIW
AMD
AMD
Operating Cash FlowLast quarter
$121.8M
$2.6B
Free Cash FlowOCF − Capex
$116.6M
$2.4B
FCF MarginFCF / Revenue
24.2%
23.2%
Capex IntensityCapex / Revenue
1.1%
2.2%
Cash ConversionOCF / Net Profit
1.89×
1.72×
TTM Free Cash FlowTrailing 4 quarters
$309.9M
$6.7B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACIW
ACIW
AMD
AMD
Q4 25
$121.8M
$2.6B
Q3 25
$73.0M
$2.2B
Q2 25
$49.8M
$2.0B
Q1 25
$78.2M
$939.0M
Q4 24
$126.5M
$1.3B
Q3 24
$54.0M
$628.0M
Q2 24
$55.0M
$593.0M
Q1 24
$123.2M
$521.0M
Free Cash Flow
ACIW
ACIW
AMD
AMD
Q4 25
$116.6M
$2.4B
Q3 25
$69.6M
$1.9B
Q2 25
$47.6M
$1.7B
Q1 25
$76.1M
$727.0M
Q4 24
$119.5M
$1.1B
Q3 24
$50.5M
$496.0M
Q2 24
$53.3M
$439.0M
Q1 24
$120.0M
$379.0M
FCF Margin
ACIW
ACIW
AMD
AMD
Q4 25
24.2%
23.2%
Q3 25
14.4%
20.6%
Q2 25
11.9%
22.5%
Q1 25
19.3%
9.8%
Q4 24
26.4%
14.2%
Q3 24
11.2%
7.3%
Q2 24
14.3%
7.5%
Q1 24
38.0%
6.9%
Capex Intensity
ACIW
ACIW
AMD
AMD
Q4 25
1.1%
2.2%
Q3 25
0.7%
2.8%
Q2 25
0.5%
3.7%
Q1 25
0.5%
2.9%
Q4 24
1.5%
2.7%
Q3 24
0.8%
1.9%
Q2 24
0.5%
2.6%
Q1 24
1.0%
2.6%
Cash Conversion
ACIW
ACIW
AMD
AMD
Q4 25
1.89×
1.72×
Q3 25
0.80×
1.74×
Q2 25
4.08×
2.31×
Q1 25
1.33×
1.32×
Q4 24
1.28×
2.70×
Q3 24
0.66×
0.81×
Q2 24
1.78×
2.24×
Q1 24
4.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACIW
ACIW

Issuing And Acquiring$183.7M38%
License$158.3M33%
Maintenance$50.8M11%
Software And Platform Service$49.6M10%
Merchant Payments$42.4M9%

AMD
AMD

Other$5.4B52%
Client$3.1B30%
Embedded$950.0M9%
Gaming$843.0M8%

Related Comparisons