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Side-by-side financial comparison of ACNB CORP (ACNB) and Fluent, Inc. (FLNT). Click either name above to swap in a different company.
Fluent, Inc. is the larger business by last-quarter revenue ($61.8M vs $47.2M, roughly 1.3× ACNB CORP). ACNB CORP runs the higher net margin — 22.9% vs -6.7%, a 29.6% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs -5.5%). Over the past eight quarters, ACNB CORP's revenue compounded faster (22.1% CAGR vs -3.2%).
ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.
THG Fluently, formerly Language Connect, is a translation and language localisation service provided by THG Ingenuity. It provides a range of language services, including translation, interpreting, localisation, voice-overs, transcription, and multilingual search engine optimization.
ACNB vs FLNT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.2M | $61.8M |
| Net Profit | $10.8M | $-4.1M |
| Gross Margin | — | — |
| Operating Margin | 27.9% | 0.3% |
| Net Margin | 22.9% | -6.7% |
| Revenue YoY | 42.2% | -5.5% |
| Net Profit YoY | 63.8% | -20.1% |
| EPS (diluted) | $1.10 | $-0.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $47.2M | $61.8M | ||
| Q3 25 | $50.9M | $47.0M | ||
| Q2 25 | $50.3M | $44.7M | ||
| Q1 25 | $43.5M | $55.2M | ||
| Q4 24 | $33.2M | $65.4M | ||
| Q3 24 | $34.1M | $64.5M | ||
| Q2 24 | $33.3M | $58.7M | ||
| Q1 24 | $31.6M | $66.0M |
| Q4 25 | $10.8M | $-4.1M | ||
| Q3 25 | $14.9M | $-7.6M | ||
| Q2 25 | $11.6M | $-7.2M | ||
| Q1 25 | $-272.0K | $-8.3M | ||
| Q4 24 | $6.6M | $-3.4M | ||
| Q3 24 | $7.2M | $-7.9M | ||
| Q2 24 | $11.3M | $-11.6M | ||
| Q1 24 | $6.8M | $-6.3M |
| Q4 25 | 27.9% | 0.3% | ||
| Q3 25 | 37.2% | -13.4% | ||
| Q2 25 | 29.7% | -15.9% | ||
| Q1 25 | -1.3% | -12.8% | ||
| Q4 24 | 24.8% | -8.3% | ||
| Q3 24 | 27.6% | -6.0% | ||
| Q2 24 | 42.8% | -17.7% | ||
| Q1 24 | 26.9% | -6.0% |
| Q4 25 | 22.9% | -6.7% | ||
| Q3 25 | 29.2% | -16.1% | ||
| Q2 25 | 23.2% | -16.2% | ||
| Q1 25 | -0.6% | -15.0% | ||
| Q4 24 | 19.9% | -5.2% | ||
| Q3 24 | 21.1% | -12.3% | ||
| Q2 24 | 33.9% | -19.8% | ||
| Q1 24 | 21.4% | -9.5% |
| Q4 25 | $1.10 | $-0.09 | ||
| Q3 25 | $1.42 | $-0.27 | ||
| Q2 25 | $1.11 | $-0.30 | ||
| Q1 25 | $-0.03 | $-0.39 | ||
| Q4 24 | $0.77 | $-0.12 | ||
| Q3 24 | $0.84 | $-0.48 | ||
| Q2 24 | $1.32 | $-0.75 | ||
| Q1 24 | $0.80 | $-0.45 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $65.6M | $12.9M |
| Total DebtLower is stronger | $255.4M | $34.6M |
| Stockholders' EquityBook value | $420.0M | $18.2M |
| Total Assets | $3.2B | $89.1M |
| Debt / EquityLower = less leverage | 0.61× | 1.90× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $65.6M | $12.9M | ||
| Q3 25 | $102.1M | $9.2M | ||
| Q2 25 | $103.1M | $4.9M | ||
| Q1 25 | $123.6M | $4.8M | ||
| Q4 24 | $47.3M | $9.4M | ||
| Q3 24 | $58.1M | $6.6M | ||
| Q2 24 | $86.3M | $5.0M | ||
| Q1 24 | $53.1M | $11.7M |
| Q4 25 | $255.4M | $34.6M | ||
| Q3 25 | $255.4M | $26.0M | ||
| Q2 25 | $255.4M | $23.2M | ||
| Q1 25 | $255.3M | $25.6M | ||
| Q4 24 | $255.3M | $35.6M | ||
| Q3 24 | $255.3M | $37.9M | ||
| Q2 24 | $255.3M | $33.3M | ||
| Q1 24 | $255.3M | $31.0M |
| Q4 25 | $420.0M | $18.2M | ||
| Q3 25 | $408.6M | $21.6M | ||
| Q2 25 | $395.2M | $19.1M | ||
| Q1 25 | $386.9M | $22.0M | ||
| Q4 24 | $303.3M | $25.0M | ||
| Q3 24 | $306.8M | $20.0M | ||
| Q2 24 | $289.3M | $27.5M | ||
| Q1 24 | $279.9M | $28.7M |
| Q4 25 | $3.2B | $89.1M | ||
| Q3 25 | $3.3B | $76.1M | ||
| Q2 25 | $3.3B | $74.5M | ||
| Q1 25 | $3.3B | $77.5M | ||
| Q4 24 | $2.4B | $93.6M | ||
| Q3 24 | $2.4B | $77.5M | ||
| Q2 24 | $2.5B | $98.5M | ||
| Q1 24 | $2.4B | $103.6M |
| Q4 25 | 0.61× | 1.90× | ||
| Q3 25 | 0.62× | 1.21× | ||
| Q2 25 | 0.65× | 1.21× | ||
| Q1 25 | 0.66× | 1.16× | ||
| Q4 24 | 0.84× | 1.43× | ||
| Q3 24 | 0.83× | 1.90× | ||
| Q2 24 | 0.88× | 1.21× | ||
| Q1 24 | 0.91× | 1.08× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.6M | $2.8M |
| Free Cash FlowOCF − Capex | $52.6M | — |
| FCF MarginFCF / Revenue | 111.4% | — |
| Capex IntensityCapex / Revenue | 2.3% | — |
| Cash ConversionOCF / Net Profit | 4.96× | — |
| TTM Free Cash FlowTrailing 4 quarters | $92.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.6M | $2.8M | ||
| Q3 25 | $23.2M | $-7.3M | ||
| Q2 25 | $17.8M | $935.0K | ||
| Q1 25 | $-71.0K | $2.1M | ||
| Q4 24 | $39.8M | $-2.1M | ||
| Q3 24 | $13.6M | $1.2M | ||
| Q2 24 | $9.7M | $-13.1M | ||
| Q1 24 | $10.8M | $-132.0K |
| Q4 25 | $52.6M | — | ||
| Q3 25 | $22.8M | $-7.3M | ||
| Q2 25 | $17.6M | — | ||
| Q1 25 | $-730.0K | — | ||
| Q4 24 | $38.8M | — | ||
| Q3 24 | $13.3M | $1.2M | ||
| Q2 24 | $9.4M | — | ||
| Q1 24 | $10.7M | — |
| Q4 25 | 111.4% | — | ||
| Q3 25 | 44.7% | -15.6% | ||
| Q2 25 | 35.0% | — | ||
| Q1 25 | -1.7% | — | ||
| Q4 24 | 117.0% | — | ||
| Q3 24 | 39.1% | 1.9% | ||
| Q2 24 | 28.3% | — | ||
| Q1 24 | 33.9% | — |
| Q4 25 | 2.3% | — | ||
| Q3 25 | 0.8% | 0.0% | ||
| Q2 25 | 0.4% | — | ||
| Q1 25 | 1.5% | — | ||
| Q4 24 | 2.9% | — | ||
| Q3 24 | 0.7% | 0.0% | ||
| Q2 24 | 0.9% | — | ||
| Q1 24 | 0.2% | — |
| Q4 25 | 4.96× | — | ||
| Q3 25 | 1.56× | — | ||
| Q2 25 | 1.52× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 6.03× | — | ||
| Q3 24 | 1.88× | — | ||
| Q2 24 | 0.86× | — | ||
| Q1 24 | 1.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ACNB
Segment breakdown not available.
FLNT
| Commerce Media Solutions | $34.7M | 56% |
| Owned And Operated | $21.3M | 34% |
| Call Solutions | $3.8M | 6% |
| Ad Parlor | $2.0M | 3% |
