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Side-by-side financial comparison of ACNB CORP (ACNB) and FITLIFE BRANDS, INC. (FTLF). Click either name above to swap in a different company.
ACNB CORP is the larger business by last-quarter revenue ($47.2M vs $25.9M, roughly 1.8× FITLIFE BRANDS, INC.). ACNB CORP runs the higher net margin — 22.9% vs 6.3%, a 16.6% gap on every dollar of revenue. On growth, FITLIFE BRANDS, INC. posted the faster year-over-year revenue change (72.6% vs 42.2%). ACNB CORP produced more free cash flow last quarter ($52.6M vs $239.0K). Over the past eight quarters, FITLIFE BRANDS, INC.'s revenue compounded faster (25.1% CAGR vs 22.1%).
ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.
FitLife Brands, Inc. is a health and wellness firm developing, marketing and distributing premium nutritional supplements, sports nutrition products and weight management solutions. It serves North American fitness enthusiasts, athletes and health-focused consumers via retail and e-commerce channels.
ACNB vs FTLF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.2M | $25.9M |
| Net Profit | $10.8M | $1.6M |
| Gross Margin | — | 34.5% |
| Operating Margin | 27.9% | 8.8% |
| Net Margin | 22.9% | 6.3% |
| Revenue YoY | 42.2% | 72.6% |
| Net Profit YoY | 63.8% | -20.8% |
| EPS (diluted) | $1.10 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $47.2M | $25.9M | ||
| Q3 25 | $50.9M | $23.5M | ||
| Q2 25 | $50.3M | $16.1M | ||
| Q1 25 | $43.5M | $15.9M | ||
| Q4 24 | $33.2M | $15.0M | ||
| Q3 24 | $34.1M | $16.0M | ||
| Q2 24 | $33.3M | $16.9M | ||
| Q1 24 | $31.6M | $16.5M |
| Q4 25 | $10.8M | $1.6M | ||
| Q3 25 | $14.9M | $921.0K | ||
| Q2 25 | $11.6M | $1.7M | ||
| Q1 25 | $-272.0K | $2.0M | ||
| Q4 24 | $6.6M | $2.1M | ||
| Q3 24 | $7.2M | $2.1M | ||
| Q2 24 | $11.3M | $2.6M | ||
| Q1 24 | $6.8M | $2.2M |
| Q4 25 | — | 34.5% | ||
| Q3 25 | — | 37.2% | ||
| Q2 25 | — | 42.8% | ||
| Q1 25 | — | 43.1% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 43.8% | ||
| Q2 24 | — | 44.8% | ||
| Q1 24 | — | 44.0% |
| Q4 25 | 27.9% | 8.8% | ||
| Q3 25 | 37.2% | 9.9% | ||
| Q2 25 | 29.7% | 15.6% | ||
| Q1 25 | -1.3% | 18.6% | ||
| Q4 24 | 24.8% | 19.2% | ||
| Q3 24 | 27.6% | 19.9% | ||
| Q2 24 | 42.8% | 21.7% | ||
| Q1 24 | 26.9% | 20.4% |
| Q4 25 | 22.9% | 6.3% | ||
| Q3 25 | 29.2% | 3.9% | ||
| Q2 25 | 23.2% | 10.8% | ||
| Q1 25 | -0.6% | 12.7% | ||
| Q4 24 | 19.9% | 13.8% | ||
| Q3 24 | 21.1% | 13.3% | ||
| Q2 24 | 33.9% | 15.5% | ||
| Q1 24 | 21.4% | 13.1% |
| Q4 25 | $1.10 | $0.16 | ||
| Q3 25 | $1.42 | $0.09 | ||
| Q2 25 | $1.11 | $0.18 | ||
| Q1 25 | $-0.03 | $0.20 | ||
| Q4 24 | $0.77 | $0.22 | ||
| Q3 24 | $0.84 | $0.21 | ||
| Q2 24 | $1.32 | $0.27 | ||
| Q1 24 | $0.80 | $0.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $65.6M | — |
| Total DebtLower is stronger | $255.4M | — |
| Stockholders' EquityBook value | $420.0M | $43.6M |
| Total Assets | $3.2B | $106.3M |
| Debt / EquityLower = less leverage | 0.61× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $65.6M | — | ||
| Q3 25 | $102.1M | — | ||
| Q2 25 | $103.1M | — | ||
| Q1 25 | $123.6M | — | ||
| Q4 24 | $47.3M | — | ||
| Q3 24 | $58.1M | — | ||
| Q2 24 | $86.3M | — | ||
| Q1 24 | $53.1M | — |
| Q4 25 | $255.4M | — | ||
| Q3 25 | $255.4M | $46.5M | ||
| Q2 25 | $255.4M | — | ||
| Q1 25 | $255.3M | — | ||
| Q4 24 | $255.3M | $13.1M | ||
| Q3 24 | $255.3M | — | ||
| Q2 24 | $255.3M | — | ||
| Q1 24 | $255.3M | $16.5M |
| Q4 25 | $420.0M | $43.6M | ||
| Q3 25 | $408.6M | $41.9M | ||
| Q2 25 | $395.2M | $40.9M | ||
| Q1 25 | $386.9M | $38.9M | ||
| Q4 24 | $303.3M | $36.1M | ||
| Q3 24 | $306.8M | $34.2M | ||
| Q2 24 | $289.3M | $31.9M | ||
| Q1 24 | $279.9M | $29.4M |
| Q4 25 | $3.2B | $106.3M | ||
| Q3 25 | $3.3B | $110.0M | ||
| Q2 25 | $3.3B | $62.8M | ||
| Q1 25 | $3.3B | $62.2M | ||
| Q4 24 | $2.4B | $58.5M | ||
| Q3 24 | $2.4B | $58.6M | ||
| Q2 24 | $2.5B | $57.3M | ||
| Q1 24 | $2.4B | $55.5M |
| Q4 25 | 0.61× | — | ||
| Q3 25 | 0.62× | 1.11× | ||
| Q2 25 | 0.65× | — | ||
| Q1 25 | 0.66× | — | ||
| Q4 24 | 0.84× | 0.36× | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 0.88× | — | ||
| Q1 24 | 0.91× | 0.56× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.6M | $244.0K |
| Free Cash FlowOCF − Capex | $52.6M | $239.0K |
| FCF MarginFCF / Revenue | 111.4% | 0.9% |
| Capex IntensityCapex / Revenue | 2.3% | 0.0% |
| Cash ConversionOCF / Net Profit | 4.96× | 0.15× |
| TTM Free Cash FlowTrailing 4 quarters | $92.2M | $7.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.6M | $244.0K | ||
| Q3 25 | $23.2M | $3.7M | ||
| Q2 25 | $17.8M | $1.2M | ||
| Q1 25 | $-71.0K | $2.3M | ||
| Q4 24 | $39.8M | $957.0K | ||
| Q3 24 | $13.6M | $2.0M | ||
| Q2 24 | $9.7M | $1.6M | ||
| Q1 24 | $10.8M | $5.0M |
| Q4 25 | $52.6M | $239.0K | ||
| Q3 25 | $22.8M | $3.7M | ||
| Q2 25 | $17.6M | $1.2M | ||
| Q1 25 | $-730.0K | $2.3M | ||
| Q4 24 | $38.8M | — | ||
| Q3 24 | $13.3M | — | ||
| Q2 24 | $9.4M | — | ||
| Q1 24 | $10.7M | $5.0M |
| Q4 25 | 111.4% | 0.9% | ||
| Q3 25 | 44.7% | 15.6% | ||
| Q2 25 | 35.0% | 7.4% | ||
| Q1 25 | -1.7% | 14.5% | ||
| Q4 24 | 117.0% | — | ||
| Q3 24 | 39.1% | — | ||
| Q2 24 | 28.3% | — | ||
| Q1 24 | 33.9% | 30.4% |
| Q4 25 | 2.3% | 0.0% | ||
| Q3 25 | 0.8% | 0.0% | ||
| Q2 25 | 0.4% | 0.0% | ||
| Q1 25 | 1.5% | 0.2% | ||
| Q4 24 | 2.9% | 0.0% | ||
| Q3 24 | 0.7% | 0.0% | ||
| Q2 24 | 0.9% | 0.0% | ||
| Q1 24 | 0.2% | 0.1% |
| Q4 25 | 4.96× | 0.15× | ||
| Q3 25 | 1.56× | 3.99× | ||
| Q2 25 | 1.52× | 0.68× | ||
| Q1 25 | — | 1.15× | ||
| Q4 24 | 6.03× | 0.46× | ||
| Q3 24 | 1.88× | 0.96× | ||
| Q2 24 | 0.86× | 0.60× | ||
| Q1 24 | 1.60× | 2.33× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ACNB
Segment breakdown not available.
FTLF
| US | $24.3M | 94% |
| Other | $1.7M | 6% |
