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Side-by-side financial comparison of ACNB CORP (ACNB) and Hour Loop, Inc (HOUR). Click either name above to swap in a different company.

Hour Loop, Inc is the larger business by last-quarter revenue ($56.1M vs $47.2M, roughly 1.2× ACNB CORP). ACNB CORP runs the higher net margin — 22.9% vs -1.2%, a 24.1% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs 3.0%). ACNB CORP produced more free cash flow last quarter ($52.6M vs $3.0M). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs 22.1%).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.

ACNB vs HOUR — Head-to-Head

Bigger by revenue
HOUR
HOUR
1.2× larger
HOUR
$56.1M
$47.2M
ACNB
Growing faster (revenue YoY)
ACNB
ACNB
+39.2% gap
ACNB
42.2%
3.0%
HOUR
Higher net margin
ACNB
ACNB
24.1% more per $
ACNB
22.9%
-1.2%
HOUR
More free cash flow
ACNB
ACNB
$49.6M more FCF
ACNB
$52.6M
$3.0M
HOUR
Faster 2-yr revenue CAGR
HOUR
HOUR
Annualised
HOUR
50.7%
22.1%
ACNB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ACNB
ACNB
HOUR
HOUR
Revenue
$47.2M
$56.1M
Net Profit
$10.8M
$-657.3K
Gross Margin
49.6%
Operating Margin
27.9%
-1.5%
Net Margin
22.9%
-1.2%
Revenue YoY
42.2%
3.0%
Net Profit YoY
63.8%
57.0%
EPS (diluted)
$1.10
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
HOUR
HOUR
Q4 25
$47.2M
$56.1M
Q3 25
$50.9M
$33.4M
Q2 25
$50.3M
$27.1M
Q1 25
$43.5M
$25.8M
Q4 24
$33.2M
$54.4M
Q3 24
$34.1M
$31.1M
Q2 24
$33.3M
$28.1M
Q1 24
$31.6M
$24.7M
Net Profit
ACNB
ACNB
HOUR
HOUR
Q4 25
$10.8M
$-657.3K
Q3 25
$14.9M
$530.6K
Q2 25
$11.6M
$1.2M
Q1 25
$-272.0K
$654.5K
Q4 24
$6.6M
$-1.5M
Q3 24
$7.2M
$469.6K
Q2 24
$11.3M
$649.1K
Q1 24
$6.8M
$1.1M
Gross Margin
ACNB
ACNB
HOUR
HOUR
Q4 25
49.6%
Q3 25
51.4%
Q2 25
57.2%
Q1 25
54.7%
Q4 24
45.7%
Q3 24
54.8%
Q2 24
55.7%
Q1 24
58.6%
Operating Margin
ACNB
ACNB
HOUR
HOUR
Q4 25
27.9%
-1.5%
Q3 25
37.2%
2.2%
Q2 25
29.7%
6.0%
Q1 25
-1.3%
3.6%
Q4 24
24.8%
-4.5%
Q3 24
27.6%
2.3%
Q2 24
42.8%
3.3%
Q1 24
26.9%
6.2%
Net Margin
ACNB
ACNB
HOUR
HOUR
Q4 25
22.9%
-1.2%
Q3 25
29.2%
1.6%
Q2 25
23.2%
4.3%
Q1 25
-0.6%
2.5%
Q4 24
19.9%
-2.8%
Q3 24
21.1%
1.5%
Q2 24
33.9%
2.3%
Q1 24
21.4%
4.3%
EPS (diluted)
ACNB
ACNB
HOUR
HOUR
Q4 25
$1.10
$-0.02
Q3 25
$1.42
$0.01
Q2 25
$1.11
$0.04
Q1 25
$-0.03
$0.02
Q4 24
$0.77
$-0.04
Q3 24
$0.84
$0.01
Q2 24
$1.32
$0.02
Q1 24
$0.80
$0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
HOUR
HOUR
Cash + ST InvestmentsLiquidity on hand
$65.6M
Total DebtLower is stronger
$255.4M
Stockholders' EquityBook value
$420.0M
$7.0M
Total Assets
$3.2B
$23.8M
Debt / EquityLower = less leverage
0.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
HOUR
HOUR
Q4 25
$65.6M
Q3 25
$102.1M
Q2 25
$103.1M
Q1 25
$123.6M
Q4 24
$47.3M
Q3 24
$58.1M
Q2 24
$86.3M
Q1 24
$53.1M
$2.9M
Total Debt
ACNB
ACNB
HOUR
HOUR
Q4 25
$255.4M
Q3 25
$255.4M
Q2 25
$255.4M
Q1 25
$255.3M
Q4 24
$255.3M
Q3 24
$255.3M
Q2 24
$255.3M
Q1 24
$255.3M
Stockholders' Equity
ACNB
ACNB
HOUR
HOUR
Q4 25
$420.0M
$7.0M
Q3 25
$408.6M
$7.7M
Q2 25
$395.2M
$7.2M
Q1 25
$386.9M
$5.8M
Q4 24
$303.3M
$5.2M
Q3 24
$306.8M
$6.7M
Q2 24
$289.3M
$6.2M
Q1 24
$279.9M
$5.5M
Total Assets
ACNB
ACNB
HOUR
HOUR
Q4 25
$3.2B
$23.8M
Q3 25
$3.3B
$31.6M
Q2 25
$3.3B
$23.0M
Q1 25
$3.3B
$19.1M
Q4 24
$2.4B
$20.0M
Q3 24
$2.4B
$32.4M
Q2 24
$2.5B
$20.2M
Q1 24
$2.4B
$16.7M
Debt / Equity
ACNB
ACNB
HOUR
HOUR
Q4 25
0.61×
Q3 25
0.62×
Q2 25
0.65×
Q1 25
0.66×
Q4 24
0.84×
Q3 24
0.83×
Q2 24
0.88×
Q1 24
0.91×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
HOUR
HOUR
Operating Cash FlowLast quarter
$53.6M
$3.0M
Free Cash FlowOCF − Capex
$52.6M
$3.0M
FCF MarginFCF / Revenue
111.4%
5.3%
Capex IntensityCapex / Revenue
2.3%
0.0%
Cash ConversionOCF / Net Profit
4.96×
TTM Free Cash FlowTrailing 4 quarters
$92.2M
$2.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
HOUR
HOUR
Q4 25
$53.6M
$3.0M
Q3 25
$23.2M
$500.4K
Q2 25
$17.8M
$-901.5K
Q1 25
$-71.0K
$-23.9K
Q4 24
$39.8M
$1.5M
Q3 24
$13.6M
$-2.2M
Q2 24
$9.7M
$456.2K
Q1 24
$10.8M
$492.9K
Free Cash Flow
ACNB
ACNB
HOUR
HOUR
Q4 25
$52.6M
$3.0M
Q3 25
$22.8M
$449.3K
Q2 25
$17.6M
$-901.6K
Q1 25
$-730.0K
$-24.6K
Q4 24
$38.8M
$1.5M
Q3 24
$13.3M
$-2.2M
Q2 24
$9.4M
$439.4K
Q1 24
$10.7M
$475.1K
FCF Margin
ACNB
ACNB
HOUR
HOUR
Q4 25
111.4%
5.3%
Q3 25
44.7%
1.3%
Q2 25
35.0%
-3.3%
Q1 25
-1.7%
-0.1%
Q4 24
117.0%
2.8%
Q3 24
39.1%
-7.0%
Q2 24
28.3%
1.6%
Q1 24
33.9%
1.9%
Capex Intensity
ACNB
ACNB
HOUR
HOUR
Q4 25
2.3%
0.0%
Q3 25
0.8%
0.2%
Q2 25
0.4%
0.0%
Q1 25
1.5%
0.0%
Q4 24
2.9%
0.0%
Q3 24
0.7%
0.0%
Q2 24
0.9%
0.1%
Q1 24
0.2%
0.1%
Cash Conversion
ACNB
ACNB
HOUR
HOUR
Q4 25
4.96×
Q3 25
1.56×
0.94×
Q2 25
1.52×
-0.77×
Q1 25
-0.04×
Q4 24
6.03×
Q3 24
1.88×
-4.64×
Q2 24
0.86×
0.70×
Q1 24
1.60×
0.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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