vs
Side-by-side financial comparison of ACNB CORP (ACNB) and Lulu's Fashion Lounge Holdings, Inc. (LVLU). Click either name above to swap in a different company.
Lulu's Fashion Lounge Holdings, Inc. is the larger business by last-quarter revenue ($66.1M vs $47.2M, roughly 1.4× ACNB CORP). ACNB CORP runs the higher net margin — 22.9% vs -48.2%, a 71.1% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs -11.8%). ACNB CORP produced more free cash flow last quarter ($52.6M vs $-2.6M). Over the past eight quarters, ACNB CORP's revenue compounded faster (22.1% CAGR vs -14.7%).
ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.
Lulu's Fashion Lounge Holdings, Inc. is a direct-to-consumer women's fashion retailer offering affordable, trendy apparel, footwear, and accessories. It primarily serves Gen Z and millennial consumers across North America, operating mainly via its e-commerce platform, with limited pop-up physical locations to boost customer engagement.
ACNB vs LVLU — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2024
| Metric | | |
|---|---|---|
| Revenue | $47.2M | $66.1M |
| Net Profit | $10.8M | $-31.9M |
| Gross Margin | — | 37.9% |
| Operating Margin | 27.9% | -52.8% |
| Net Margin | 22.9% | -48.2% |
| Revenue YoY | 42.2% | -11.8% |
| Net Profit YoY | 63.8% | -340.9% |
| EPS (diluted) | $1.10 | $-13.46 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $47.2M | — | ||
| Q3 25 | $50.9M | — | ||
| Q2 25 | $50.3M | — | ||
| Q1 25 | $43.5M | — | ||
| Q4 24 | $33.2M | $66.1M | ||
| Q3 24 | $34.1M | $80.5M | ||
| Q2 24 | $33.3M | $92.0M | ||
| Q1 24 | $31.6M | $77.3M |
| Q4 25 | $10.8M | — | ||
| Q3 25 | $14.9M | — | ||
| Q2 25 | $11.6M | — | ||
| Q1 25 | $-272.0K | — | ||
| Q4 24 | $6.6M | $-31.9M | ||
| Q3 24 | $7.2M | $-6.9M | ||
| Q2 24 | $11.3M | $-10.8M | ||
| Q1 24 | $6.8M | $-5.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 37.9% | ||
| Q3 24 | — | 38.1% | ||
| Q2 24 | — | 45.5% | ||
| Q1 24 | — | 42.3% |
| Q4 25 | 27.9% | — | ||
| Q3 25 | 37.2% | — | ||
| Q2 25 | 29.7% | — | ||
| Q1 25 | -1.3% | — | ||
| Q4 24 | 24.8% | -52.8% | ||
| Q3 24 | 27.6% | -8.5% | ||
| Q2 24 | 42.8% | -4.9% | ||
| Q1 24 | 26.9% | -8.0% |
| Q4 25 | 22.9% | — | ||
| Q3 25 | 29.2% | — | ||
| Q2 25 | 23.2% | — | ||
| Q1 25 | -0.6% | — | ||
| Q4 24 | 19.9% | -48.2% | ||
| Q3 24 | 21.1% | -8.5% | ||
| Q2 24 | 33.9% | -11.7% | ||
| Q1 24 | 21.4% | -7.4% |
| Q4 25 | $1.10 | — | ||
| Q3 25 | $1.42 | — | ||
| Q2 25 | $1.11 | — | ||
| Q1 25 | $-0.03 | — | ||
| Q4 24 | $0.77 | $-13.46 | ||
| Q3 24 | $0.84 | $-2.47 | ||
| Q2 24 | $1.32 | $-3.92 | ||
| Q1 24 | $0.80 | $-0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $65.6M | $4.5M |
| Total DebtLower is stronger | $255.4M | — |
| Stockholders' EquityBook value | $420.0M | $13.4M |
| Total Assets | $3.2B | $108.2M |
| Debt / EquityLower = less leverage | 0.61× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $65.6M | — | ||
| Q3 25 | $102.1M | — | ||
| Q2 25 | $103.1M | — | ||
| Q1 25 | $123.6M | — | ||
| Q4 24 | $47.3M | $4.5M | ||
| Q3 24 | $58.1M | $6.3M | ||
| Q2 24 | $86.3M | $1.8M | ||
| Q1 24 | $53.1M | $5.5M |
| Q4 25 | $255.4M | — | ||
| Q3 25 | $255.4M | — | ||
| Q2 25 | $255.4M | — | ||
| Q1 25 | $255.3M | — | ||
| Q4 24 | $255.3M | — | ||
| Q3 24 | $255.3M | — | ||
| Q2 24 | $255.3M | — | ||
| Q1 24 | $255.3M | — |
| Q4 25 | $420.0M | — | ||
| Q3 25 | $408.6M | — | ||
| Q2 25 | $395.2M | — | ||
| Q1 25 | $386.9M | — | ||
| Q4 24 | $303.3M | $13.4M | ||
| Q3 24 | $306.8M | $43.8M | ||
| Q2 24 | $289.3M | $48.7M | ||
| Q1 24 | $279.9M | $57.7M |
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.3B | — | ||
| Q2 25 | $3.3B | — | ||
| Q1 25 | $3.3B | — | ||
| Q4 24 | $2.4B | $108.2M | ||
| Q3 24 | $2.4B | $153.5M | ||
| Q2 24 | $2.5B | $145.3M | ||
| Q1 24 | $2.4B | $160.6M |
| Q4 25 | 0.61× | — | ||
| Q3 25 | 0.62× | — | ||
| Q2 25 | 0.65× | — | ||
| Q1 25 | 0.66× | — | ||
| Q4 24 | 0.84× | — | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 0.88× | — | ||
| Q1 24 | 0.91× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.6M | $-2.5M |
| Free Cash FlowOCF − Capex | $52.6M | $-2.6M |
| FCF MarginFCF / Revenue | 111.4% | -3.9% |
| Capex IntensityCapex / Revenue | 2.3% | 0.0% |
| Cash ConversionOCF / Net Profit | 4.96× | — |
| TTM Free Cash FlowTrailing 4 quarters | $92.2M | $1.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.6M | — | ||
| Q3 25 | $23.2M | — | ||
| Q2 25 | $17.8M | — | ||
| Q1 25 | $-71.0K | — | ||
| Q4 24 | $39.8M | $-2.5M | ||
| Q3 24 | $13.6M | $-5.5M | ||
| Q2 24 | $9.7M | $3.7M | ||
| Q1 24 | $10.8M | $6.9M |
| Q4 25 | $52.6M | — | ||
| Q3 25 | $22.8M | — | ||
| Q2 25 | $17.6M | — | ||
| Q1 25 | $-730.0K | — | ||
| Q4 24 | $38.8M | $-2.6M | ||
| Q3 24 | $13.3M | $-5.9M | ||
| Q2 24 | $9.4M | $3.4M | ||
| Q1 24 | $10.7M | $6.4M |
| Q4 25 | 111.4% | — | ||
| Q3 25 | 44.7% | — | ||
| Q2 25 | 35.0% | — | ||
| Q1 25 | -1.7% | — | ||
| Q4 24 | 117.0% | -3.9% | ||
| Q3 24 | 39.1% | -7.3% | ||
| Q2 24 | 28.3% | 3.7% | ||
| Q1 24 | 33.9% | 8.3% |
| Q4 25 | 2.3% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 0.4% | — | ||
| Q1 25 | 1.5% | — | ||
| Q4 24 | 2.9% | 0.0% | ||
| Q3 24 | 0.7% | 0.5% | ||
| Q2 24 | 0.9% | 0.4% | ||
| Q1 24 | 0.2% | 0.7% |
| Q4 25 | 4.96× | — | ||
| Q3 25 | 1.56× | — | ||
| Q2 25 | 1.52× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 6.03× | — | ||
| Q3 24 | 1.88× | — | ||
| Q2 24 | 0.86× | — | ||
| Q1 24 | 1.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ACNB
Segment breakdown not available.
LVLU
| Single Reportable Segment | $63.0M | 95% |
| Other | $2.4M | 4% |
| Stored Value Cards | $750.0K | 1% |
