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Side-by-side financial comparison of ACNB CORP (ACNB) and ON24 INC. (ONTF). Click either name above to swap in a different company.
ACNB CORP is the larger business by last-quarter revenue ($47.2M vs $34.6M, roughly 1.4× ON24 INC.). ACNB CORP runs the higher net margin — 22.9% vs -18.8%, a 41.7% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs -5.6%). ACNB CORP produced more free cash flow last quarter ($52.6M vs $-2.2M). Over the past eight quarters, ACNB CORP's revenue compounded faster (22.1% CAGR vs -4.2%).
ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.
ON24 Inc., a San Francisco-based company, is a cloud-based platform that develops and sells web-based webinar, virtual conferencing, content hub, and landing page applications as a service for marketing and sales teams in B2B organizations. In 2023 it expanded its offerings to include generative AI services.
ACNB vs ONTF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.2M | $34.6M |
| Net Profit | $10.8M | $-6.5M |
| Gross Margin | — | 74.9% |
| Operating Margin | 27.9% | -23.5% |
| Net Margin | 22.9% | -18.8% |
| Revenue YoY | 42.2% | -5.6% |
| Net Profit YoY | 63.8% | 26.8% |
| EPS (diluted) | $1.10 | $-0.15 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $47.2M | $34.6M | ||
| Q3 25 | $50.9M | $34.6M | ||
| Q2 25 | $50.3M | $35.3M | ||
| Q1 25 | $43.5M | $34.7M | ||
| Q4 24 | $33.2M | $36.7M | ||
| Q3 24 | $34.1M | $36.3M | ||
| Q2 24 | $33.3M | $37.3M | ||
| Q1 24 | $31.6M | $37.7M |
| Q4 25 | $10.8M | $-6.5M | ||
| Q3 25 | $14.9M | $-6.4M | ||
| Q2 25 | $11.6M | $-7.3M | ||
| Q1 25 | $-272.0K | $-8.7M | ||
| Q4 24 | $6.6M | $-8.9M | ||
| Q3 24 | $7.2M | $-11.4M | ||
| Q2 24 | $11.3M | $-11.2M | ||
| Q1 24 | $6.8M | $-10.7M |
| Q4 25 | — | 74.9% | ||
| Q3 25 | — | 74.7% | ||
| Q2 25 | — | 75.1% | ||
| Q1 25 | — | 73.8% | ||
| Q4 24 | — | 74.5% | ||
| Q3 24 | — | 74.3% | ||
| Q2 24 | — | 74.5% | ||
| Q1 24 | — | 74.1% |
| Q4 25 | 27.9% | -23.5% | ||
| Q3 25 | 37.2% | -23.1% | ||
| Q2 25 | 29.7% | -26.0% | ||
| Q1 25 | -1.3% | -30.1% | ||
| Q4 24 | 24.8% | -32.1% | ||
| Q3 24 | 27.6% | -36.7% | ||
| Q2 24 | 42.8% | -35.0% | ||
| Q1 24 | 26.9% | -33.1% |
| Q4 25 | 22.9% | -18.8% | ||
| Q3 25 | 29.2% | -18.4% | ||
| Q2 25 | 23.2% | -20.6% | ||
| Q1 25 | -0.6% | -25.1% | ||
| Q4 24 | 19.9% | -24.2% | ||
| Q3 24 | 21.1% | -31.4% | ||
| Q2 24 | 33.9% | -29.9% | ||
| Q1 24 | 21.4% | -28.4% |
| Q4 25 | $1.10 | $-0.15 | ||
| Q3 25 | $1.42 | $-0.15 | ||
| Q2 25 | $1.11 | $-0.17 | ||
| Q1 25 | $-0.03 | $-0.21 | ||
| Q4 24 | $0.77 | $-0.21 | ||
| Q3 24 | $0.84 | $-0.27 | ||
| Q2 24 | $1.32 | $-0.27 | ||
| Q1 24 | $0.80 | $-0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $65.6M | $37.0M |
| Total DebtLower is stronger | $255.4M | — |
| Stockholders' EquityBook value | $420.0M | $139.4M |
| Total Assets | $3.2B | $228.4M |
| Debt / EquityLower = less leverage | 0.61× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $65.6M | $37.0M | ||
| Q3 25 | $102.1M | $47.2M | ||
| Q2 25 | $103.1M | $37.7M | ||
| Q1 25 | $123.6M | $26.8M | ||
| Q4 24 | $47.3M | $14.9M | ||
| Q3 24 | $58.1M | $11.0M | ||
| Q2 24 | $86.3M | $15.5M | ||
| Q1 24 | $53.1M | $18.3M |
| Q4 25 | $255.4M | — | ||
| Q3 25 | $255.4M | — | ||
| Q2 25 | $255.4M | — | ||
| Q1 25 | $255.3M | — | ||
| Q4 24 | $255.3M | — | ||
| Q3 24 | $255.3M | — | ||
| Q2 24 | $255.3M | — | ||
| Q1 24 | $255.3M | — |
| Q4 25 | $420.0M | $139.4M | ||
| Q3 25 | $408.6M | $144.3M | ||
| Q2 25 | $395.2M | $150.0M | ||
| Q1 25 | $386.9M | $153.7M | ||
| Q4 24 | $303.3M | $159.4M | ||
| Q3 24 | $306.8M | $164.9M | ||
| Q2 24 | $289.3M | $170.8M | ||
| Q1 24 | $279.9M | $174.4M |
| Q4 25 | $3.2B | $228.4M | ||
| Q3 25 | $3.3B | $224.8M | ||
| Q2 25 | $3.3B | $235.1M | ||
| Q1 25 | $3.3B | $245.8M | ||
| Q4 24 | $2.4B | $251.0M | ||
| Q3 24 | $2.4B | $250.9M | ||
| Q2 24 | $2.5B | $259.0M | ||
| Q1 24 | $2.4B | $269.2M |
| Q4 25 | 0.61× | — | ||
| Q3 25 | 0.62× | — | ||
| Q2 25 | 0.65× | — | ||
| Q1 25 | 0.66× | — | ||
| Q4 24 | 0.84× | — | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 0.88× | — | ||
| Q1 24 | 0.91× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.6M | $-1.1M |
| Free Cash FlowOCF − Capex | $52.6M | $-2.2M |
| FCF MarginFCF / Revenue | 111.4% | -6.4% |
| Capex IntensityCapex / Revenue | 2.3% | 3.3% |
| Cash ConversionOCF / Net Profit | 4.96× | — |
| TTM Free Cash FlowTrailing 4 quarters | $92.2M | $4.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.6M | $-1.1M | ||
| Q3 25 | $23.2M | $2.5M | ||
| Q2 25 | $17.8M | $2.6M | ||
| Q1 25 | $-71.0K | $3.4M | ||
| Q4 24 | $39.8M | $985.0K | ||
| Q3 24 | $13.6M | $295.0K | ||
| Q2 24 | $9.7M | $1.4M | ||
| Q1 24 | $10.8M | $2.1M |
| Q4 25 | $52.6M | $-2.2M | ||
| Q3 25 | $22.8M | $2.2M | ||
| Q2 25 | $17.6M | $2.1M | ||
| Q1 25 | $-730.0K | $1.9M | ||
| Q4 24 | $38.8M | $424.0K | ||
| Q3 24 | $13.3M | $143.0K | ||
| Q2 24 | $9.4M | $898.0K | ||
| Q1 24 | $10.7M | $1.1M |
| Q4 25 | 111.4% | -6.4% | ||
| Q3 25 | 44.7% | 6.2% | ||
| Q2 25 | 35.0% | 5.9% | ||
| Q1 25 | -1.7% | 5.6% | ||
| Q4 24 | 117.0% | 1.2% | ||
| Q3 24 | 39.1% | 0.4% | ||
| Q2 24 | 28.3% | 2.4% | ||
| Q1 24 | 33.9% | 2.9% |
| Q4 25 | 2.3% | 3.3% | ||
| Q3 25 | 0.8% | 1.1% | ||
| Q2 25 | 0.4% | 1.4% | ||
| Q1 25 | 1.5% | 4.2% | ||
| Q4 24 | 2.9% | 1.5% | ||
| Q3 24 | 0.7% | 0.4% | ||
| Q2 24 | 0.9% | 1.3% | ||
| Q1 24 | 0.2% | 2.8% |
| Q4 25 | 4.96× | — | ||
| Q3 25 | 1.56× | — | ||
| Q2 25 | 1.52× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 6.03× | — | ||
| Q3 24 | 1.88× | — | ||
| Q2 24 | 0.86× | — | ||
| Q1 24 | 1.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
