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Side-by-side financial comparison of ACNB CORP (ACNB) and Plymouth Industrial REIT, Inc. (PLYM). Click either name above to swap in a different company.

Plymouth Industrial REIT, Inc. is the larger business by last-quarter revenue ($51.2M vs $47.2M, roughly 1.1× ACNB CORP). ACNB CORP runs the higher net margin — 22.9% vs -106.3%, a 129.2% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs -1.4%). Over the past eight quarters, ACNB CORP's revenue compounded faster (22.1% CAGR vs 0.4%).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

Plymouth Industrial REIT, Inc. is a real estate investment trust focused on owning, operating, and acquiring high-quality industrial properties including distribution centers, warehouses, and light industrial facilities across key U.S. logistics hubs. It serves tenants in e-commerce, retail, manufacturing, and third-party logistics sectors, supporting diverse business supply chain needs.

ACNB vs PLYM — Head-to-Head

Bigger by revenue
PLYM
PLYM
1.1× larger
PLYM
$51.2M
$47.2M
ACNB
Growing faster (revenue YoY)
ACNB
ACNB
+43.6% gap
ACNB
42.2%
-1.4%
PLYM
Higher net margin
ACNB
ACNB
129.2% more per $
ACNB
22.9%
-106.3%
PLYM
Faster 2-yr revenue CAGR
ACNB
ACNB
Annualised
ACNB
22.1%
0.4%
PLYM

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
ACNB
ACNB
PLYM
PLYM
Revenue
$47.2M
$51.2M
Net Profit
$10.8M
$-54.4M
Gross Margin
Operating Margin
27.9%
-102.5%
Net Margin
22.9%
-106.3%
Revenue YoY
42.2%
-1.4%
Net Profit YoY
63.8%
-248.5%
EPS (diluted)
$1.10
$-1.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
PLYM
PLYM
Q4 25
$47.2M
Q3 25
$50.9M
$51.2M
Q2 25
$50.3M
$47.2M
Q1 25
$43.5M
$45.6M
Q4 24
$33.2M
$47.6M
Q3 24
$34.1M
$51.9M
Q2 24
$33.3M
$48.7M
Q1 24
$31.6M
$50.2M
Net Profit
ACNB
ACNB
PLYM
PLYM
Q4 25
$10.8M
Q3 25
$14.9M
$-54.4M
Q2 25
$11.6M
$-6.1M
Q1 25
$-272.0K
$5.8M
Q4 24
$6.6M
$147.4M
Q3 24
$7.2M
$-15.6M
Q2 24
$11.3M
$1.3M
Q1 24
$6.8M
$6.2M
Operating Margin
ACNB
ACNB
PLYM
PLYM
Q4 25
27.9%
Q3 25
37.2%
-102.5%
Q2 25
29.7%
-10.3%
Q1 25
-1.3%
Q4 24
24.8%
Q3 24
27.6%
-29.6%
Q2 24
42.8%
2.7%
Q1 24
26.9%
Net Margin
ACNB
ACNB
PLYM
PLYM
Q4 25
22.9%
Q3 25
29.2%
-106.3%
Q2 25
23.2%
-12.9%
Q1 25
-0.6%
12.8%
Q4 24
19.9%
309.9%
Q3 24
21.1%
-30.1%
Q2 24
33.9%
2.7%
Q1 24
21.4%
12.4%
EPS (diluted)
ACNB
ACNB
PLYM
PLYM
Q4 25
$1.10
Q3 25
$1.42
$-1.23
Q2 25
$1.11
$-0.14
Q1 25
$-0.03
$0.13
Q4 24
$0.77
$3.24
Q3 24
$0.84
$-0.35
Q2 24
$1.32
$0.03
Q1 24
$0.80
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
PLYM
PLYM
Cash + ST InvestmentsLiquidity on hand
$65.6M
Total DebtLower is stronger
$255.4M
Stockholders' EquityBook value
$420.0M
$470.1M
Total Assets
$3.2B
$1.6B
Debt / EquityLower = less leverage
0.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
PLYM
PLYM
Q4 25
$65.6M
Q3 25
$102.1M
Q2 25
$103.1M
Q1 25
$123.6M
Q4 24
$47.3M
Q3 24
$58.1M
Q2 24
$86.3M
Q1 24
$53.1M
Total Debt
ACNB
ACNB
PLYM
PLYM
Q4 25
$255.4M
Q3 25
$255.4M
Q2 25
$255.4M
Q1 25
$255.3M
Q4 24
$255.3M
$646.4M
Q3 24
$255.3M
Q2 24
$255.3M
Q1 24
$255.3M
Stockholders' Equity
ACNB
ACNB
PLYM
PLYM
Q4 25
$420.0M
Q3 25
$408.6M
$470.1M
Q2 25
$395.2M
$539.6M
Q1 25
$386.9M
$571.0M
Q4 24
$303.3M
$579.5M
Q3 24
$306.8M
$436.5M
Q2 24
$289.3M
$475.2M
Q1 24
$279.9M
$484.6M
Total Assets
ACNB
ACNB
PLYM
PLYM
Q4 25
$3.2B
Q3 25
$3.3B
$1.6B
Q2 25
$3.3B
$1.6B
Q1 25
$3.3B
$1.4B
Q4 24
$2.4B
$1.4B
Q3 24
$2.4B
$1.5B
Q2 24
$2.5B
$1.4B
Q1 24
$2.4B
$1.4B
Debt / Equity
ACNB
ACNB
PLYM
PLYM
Q4 25
0.61×
Q3 25
0.62×
Q2 25
0.65×
Q1 25
0.66×
Q4 24
0.84×
1.12×
Q3 24
0.83×
Q2 24
0.88×
Q1 24
0.91×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
PLYM
PLYM
Operating Cash FlowLast quarter
$53.6M
$20.0M
Free Cash FlowOCF − Capex
$52.6M
FCF MarginFCF / Revenue
111.4%
Capex IntensityCapex / Revenue
2.3%
Cash ConversionOCF / Net Profit
4.96×
TTM Free Cash FlowTrailing 4 quarters
$92.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
PLYM
PLYM
Q4 25
$53.6M
Q3 25
$23.2M
$20.0M
Q2 25
$17.8M
$23.4M
Q1 25
$-71.0K
$15.6M
Q4 24
$39.8M
$96.1M
Q3 24
$13.6M
$17.6M
Q2 24
$9.7M
$19.9M
Q1 24
$10.8M
$16.6M
Free Cash Flow
ACNB
ACNB
PLYM
PLYM
Q4 25
$52.6M
Q3 25
$22.8M
Q2 25
$17.6M
Q1 25
$-730.0K
Q4 24
$38.8M
Q3 24
$13.3M
Q2 24
$9.4M
Q1 24
$10.7M
FCF Margin
ACNB
ACNB
PLYM
PLYM
Q4 25
111.4%
Q3 25
44.7%
Q2 25
35.0%
Q1 25
-1.7%
Q4 24
117.0%
Q3 24
39.1%
Q2 24
28.3%
Q1 24
33.9%
Capex Intensity
ACNB
ACNB
PLYM
PLYM
Q4 25
2.3%
Q3 25
0.8%
Q2 25
0.4%
Q1 25
1.5%
Q4 24
2.9%
Q3 24
0.7%
Q2 24
0.9%
Q1 24
0.2%
Cash Conversion
ACNB
ACNB
PLYM
PLYM
Q4 25
4.96×
Q3 25
1.56×
Q2 25
1.52×
Q1 25
2.67×
Q4 24
6.03×
0.65×
Q3 24
1.88×
Q2 24
0.86×
15.12×
Q1 24
1.60×
2.67×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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