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Side-by-side financial comparison of ACNB CORP (ACNB) and RE/MAX Holdings, Inc. (RMAX). Click either name above to swap in a different company.
RE/MAX Holdings, Inc. is the larger business by last-quarter revenue ($71.1M vs $47.2M, roughly 1.5× ACNB CORP). ACNB CORP runs the higher net margin — 22.9% vs 2.0%, a 20.9% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs -1.8%). ACNB CORP produced more free cash flow last quarter ($52.6M vs $33.5M). Over the past eight quarters, ACNB CORP's revenue compounded faster (22.1% CAGR vs -4.7%).
ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.
RE/MAX is an international real estate franchise operating in over 100 countries and territories that, in 2015, had over 100,000 agents in 6,800 offices.
ACNB vs RMAX — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.2M | $71.1M |
| Net Profit | $10.8M | $1.4M |
| Gross Margin | — | — |
| Operating Margin | 27.9% | 13.1% |
| Net Margin | 22.9% | 2.0% |
| Revenue YoY | 42.2% | -1.8% |
| Net Profit YoY | 63.8% | -75.2% |
| EPS (diluted) | $1.10 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $47.2M | $71.1M | ||
| Q3 25 | $50.9M | $73.2M | ||
| Q2 25 | $50.3M | $72.8M | ||
| Q1 25 | $43.5M | $74.5M | ||
| Q4 24 | $33.2M | $72.5M | ||
| Q3 24 | $34.1M | $78.5M | ||
| Q2 24 | $33.3M | $78.5M | ||
| Q1 24 | $31.6M | $78.3M |
| Q4 25 | $10.8M | $1.4M | ||
| Q3 25 | $14.9M | $4.0M | ||
| Q2 25 | $11.6M | $4.7M | ||
| Q1 25 | $-272.0K | $-2.0M | ||
| Q4 24 | $6.6M | $5.8M | ||
| Q3 24 | $7.2M | $966.0K | ||
| Q2 24 | $11.3M | $3.7M | ||
| Q1 24 | $6.8M | $-3.4M |
| Q4 25 | 27.9% | 13.1% | ||
| Q3 25 | 37.2% | 25.0% | ||
| Q2 25 | 29.7% | 19.3% | ||
| Q1 25 | -1.3% | 7.2% | ||
| Q4 24 | 24.8% | 5.9% | ||
| Q3 24 | 27.6% | 19.4% | ||
| Q2 24 | 42.8% | 20.6% | ||
| Q1 24 | 26.9% | 5.8% |
| Q4 25 | 22.9% | 2.0% | ||
| Q3 25 | 29.2% | 5.4% | ||
| Q2 25 | 23.2% | 6.4% | ||
| Q1 25 | -0.6% | -2.6% | ||
| Q4 24 | 19.9% | 8.0% | ||
| Q3 24 | 21.1% | 1.2% | ||
| Q2 24 | 33.9% | 4.7% | ||
| Q1 24 | 21.4% | -4.3% |
| Q4 25 | $1.10 | — | ||
| Q3 25 | $1.42 | — | ||
| Q2 25 | $1.11 | — | ||
| Q1 25 | $-0.03 | — | ||
| Q4 24 | $0.77 | — | ||
| Q3 24 | $0.84 | — | ||
| Q2 24 | $1.32 | — | ||
| Q1 24 | $0.80 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $65.6M | $118.7M |
| Total DebtLower is stronger | $255.4M | $432.2M |
| Stockholders' EquityBook value | $420.0M | $452.4M |
| Total Assets | $3.2B | $582.5M |
| Debt / EquityLower = less leverage | 0.61× | 0.96× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $65.6M | $118.7M | ||
| Q3 25 | $102.1M | $107.5M | ||
| Q2 25 | $103.1M | $94.3M | ||
| Q1 25 | $123.6M | $89.1M | ||
| Q4 24 | $47.3M | $96.6M | ||
| Q3 24 | $58.1M | $83.8M | ||
| Q2 24 | $86.3M | $66.1M | ||
| Q1 24 | $53.1M | $82.1M |
| Q4 25 | $255.4M | $432.2M | ||
| Q3 25 | $255.4M | $433.3M | ||
| Q2 25 | $255.4M | $434.4M | ||
| Q1 25 | $255.3M | $435.3M | ||
| Q4 24 | $255.3M | $436.2M | ||
| Q3 24 | $255.3M | $437.2M | ||
| Q2 24 | $255.3M | $438.1M | ||
| Q1 24 | $255.3M | $439.0M |
| Q4 25 | $420.0M | $452.4M | ||
| Q3 25 | $408.6M | $448.1M | ||
| Q2 25 | $395.2M | $442.4M | ||
| Q1 25 | $386.9M | $433.5M | ||
| Q4 24 | $303.3M | $429.5M | ||
| Q3 24 | $306.8M | $423.1M | ||
| Q2 24 | $289.3M | $418.4M | ||
| Q1 24 | $279.9M | $412.0M |
| Q4 25 | $3.2B | $582.5M | ||
| Q3 25 | $3.3B | $582.2M | ||
| Q2 25 | $3.3B | $574.8M | ||
| Q1 25 | $3.3B | $571.4M | ||
| Q4 24 | $2.4B | $581.6M | ||
| Q3 24 | $2.4B | $578.6M | ||
| Q2 24 | $2.5B | $571.4M | ||
| Q1 24 | $2.4B | $566.7M |
| Q4 25 | 0.61× | 0.96× | ||
| Q3 25 | 0.62× | 0.97× | ||
| Q2 25 | 0.65× | 0.98× | ||
| Q1 25 | 0.66× | 1.00× | ||
| Q4 24 | 0.84× | 1.02× | ||
| Q3 24 | 0.83× | 1.03× | ||
| Q2 24 | 0.88× | 1.05× | ||
| Q1 24 | 0.91× | 1.07× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.6M | $40.9M |
| Free Cash FlowOCF − Capex | $52.6M | $33.5M |
| FCF MarginFCF / Revenue | 111.4% | 47.1% |
| Capex IntensityCapex / Revenue | 2.3% | 10.4% |
| Cash ConversionOCF / Net Profit | 4.96× | 28.39× |
| TTM Free Cash FlowTrailing 4 quarters | $92.2M | $56.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.6M | $40.9M | ||
| Q3 25 | $23.2M | $17.7M | ||
| Q2 25 | $17.8M | $4.6M | ||
| Q1 25 | $-71.0K | $5.7M | ||
| Q4 24 | $39.8M | $59.7M | ||
| Q3 24 | $13.6M | $17.6M | ||
| Q2 24 | $9.7M | $15.9M | ||
| Q1 24 | $10.8M | $9.4M |
| Q4 25 | $52.6M | $33.5M | ||
| Q3 25 | $22.8M | $16.4M | ||
| Q2 25 | $17.6M | $2.9M | ||
| Q1 25 | $-730.0K | $4.0M | ||
| Q4 24 | $38.8M | $53.0M | ||
| Q3 24 | $13.3M | $16.3M | ||
| Q2 24 | $9.4M | $14.0M | ||
| Q1 24 | $10.7M | $6.8M |
| Q4 25 | 111.4% | 47.1% | ||
| Q3 25 | 44.7% | 22.4% | ||
| Q2 25 | 35.0% | 4.0% | ||
| Q1 25 | -1.7% | 5.3% | ||
| Q4 24 | 117.0% | 73.2% | ||
| Q3 24 | 39.1% | 20.8% | ||
| Q2 24 | 28.3% | 17.8% | ||
| Q1 24 | 33.9% | 8.6% |
| Q4 25 | 2.3% | 10.4% | ||
| Q3 25 | 0.8% | 1.8% | ||
| Q2 25 | 0.4% | 2.2% | ||
| Q1 25 | 1.5% | 2.3% | ||
| Q4 24 | 2.9% | 9.1% | ||
| Q3 24 | 0.7% | 1.7% | ||
| Q2 24 | 0.9% | 2.4% | ||
| Q1 24 | 0.2% | 3.3% |
| Q4 25 | 4.96× | 28.39× | ||
| Q3 25 | 1.56× | 4.45× | ||
| Q2 25 | 1.52× | 0.97× | ||
| Q1 25 | — | — | ||
| Q4 24 | 6.03× | 10.28× | ||
| Q3 24 | 1.88× | 18.22× | ||
| Q2 24 | 0.86× | 4.29× | ||
| Q1 24 | 1.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ACNB
Segment breakdown not available.
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
