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Side-by-side financial comparison of ACNB CORP (ACNB) and System1, Inc. (SST). Click either name above to swap in a different company.
System1, Inc. is the larger business by last-quarter revenue ($51.9M vs $47.2M, roughly 1.1× ACNB CORP). ACNB CORP runs the higher net margin — 22.9% vs -26.0%, a 48.9% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs -31.3%). Over the past eight quarters, ACNB CORP's revenue compounded faster (22.1% CAGR vs -21.8%).
ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.
System1 is an American Internet advertising company. Formerly known as OpenMail, it was founded in 2013. It describes itself as operating a "Responsive Acquisition Marketing Platform", and cites privacy as one of its principal foci, although it has been criticized for its influence on privacy-focused properties, including search engine Startpage.com. It is headquartered in Marina del Rey, California.
ACNB vs SST — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.2M | $51.9M |
| Net Profit | $10.8M | $-13.5M |
| Gross Margin | — | 41.0% |
| Operating Margin | 27.9% | -33.6% |
| Net Margin | 22.9% | -26.0% |
| Revenue YoY | 42.2% | -31.3% |
| Net Profit YoY | 63.8% | 4.8% |
| EPS (diluted) | $1.10 | $-3.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $47.2M | $51.9M | ||
| Q3 25 | $50.9M | $61.6M | ||
| Q2 25 | $50.3M | $78.1M | ||
| Q1 25 | $43.5M | $74.5M | ||
| Q4 24 | $33.2M | $75.6M | ||
| Q3 24 | $34.1M | $88.8M | ||
| Q2 24 | $33.3M | $94.6M | ||
| Q1 24 | $31.6M | $84.9M |
| Q4 25 | $10.8M | $-13.5M | ||
| Q3 25 | $14.9M | $-18.5M | ||
| Q2 25 | $11.6M | $-17.5M | ||
| Q1 25 | $-272.0K | $-15.9M | ||
| Q4 24 | $6.6M | $-14.2M | ||
| Q3 24 | $7.2M | $-23.6M | ||
| Q2 24 | $11.3M | $-26.4M | ||
| Q1 24 | $6.8M | $-10.5M |
| Q4 25 | — | 41.0% | ||
| Q3 25 | — | 36.9% | ||
| Q2 25 | — | 35.7% | ||
| Q1 25 | — | 38.2% | ||
| Q4 24 | — | 42.1% | ||
| Q3 24 | — | 28.0% | ||
| Q2 24 | — | 27.6% | ||
| Q1 24 | — | 21.9% |
| Q4 25 | 27.9% | -33.6% | ||
| Q3 25 | 37.2% | -25.3% | ||
| Q2 25 | 29.7% | -20.4% | ||
| Q1 25 | -1.3% | -17.6% | ||
| Q4 24 | 24.8% | -15.7% | ||
| Q3 24 | 27.6% | -24.6% | ||
| Q2 24 | 42.8% | -30.8% | ||
| Q1 24 | 26.9% | -30.4% |
| Q4 25 | 22.9% | -26.0% | ||
| Q3 25 | 29.2% | -30.1% | ||
| Q2 25 | 23.2% | -22.4% | ||
| Q1 25 | -0.6% | -21.3% | ||
| Q4 24 | 19.9% | -18.7% | ||
| Q3 24 | 21.1% | -26.6% | ||
| Q2 24 | 33.9% | -27.9% | ||
| Q1 24 | 21.4% | -12.4% |
| Q4 25 | $1.10 | $-3.58 | ||
| Q3 25 | $1.42 | $-2.30 | ||
| Q2 25 | $1.11 | $-2.23 | ||
| Q1 25 | $-0.03 | $-0.21 | ||
| Q4 24 | $0.77 | $-3.41 | ||
| Q3 24 | $0.84 | $-3.37 | ||
| Q2 24 | $1.32 | $-3.80 | ||
| Q1 24 | $0.80 | $-0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $65.6M | $86.9M |
| Total DebtLower is stronger | $255.4M | $305.1M |
| Stockholders' EquityBook value | $420.0M | $30.5M |
| Total Assets | $3.2B | $405.0M |
| Debt / EquityLower = less leverage | 0.61× | 10.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $65.6M | $86.9M | ||
| Q3 25 | $102.1M | $54.6M | ||
| Q2 25 | $103.1M | $63.6M | ||
| Q1 25 | $123.6M | $43.9M | ||
| Q4 24 | $47.3M | $63.6M | ||
| Q3 24 | $58.1M | $69.1M | ||
| Q2 24 | $86.3M | $75.7M | ||
| Q1 24 | $53.1M | $69.9M |
| Q4 25 | $255.4M | $305.1M | ||
| Q3 25 | $255.4M | $259.2M | ||
| Q2 25 | $255.4M | $263.3M | ||
| Q1 25 | $255.3M | $267.4M | ||
| Q4 24 | $255.3M | $255.1M | ||
| Q3 24 | $255.3M | $259.2M | ||
| Q2 24 | $255.3M | $263.3M | ||
| Q1 24 | $255.3M | $268.6M |
| Q4 25 | $420.0M | $30.5M | ||
| Q3 25 | $408.6M | $42.7M | ||
| Q2 25 | $395.2M | $58.2M | ||
| Q1 25 | $386.9M | $67.2M | ||
| Q4 24 | $303.3M | $80.3M | ||
| Q3 24 | $306.8M | $90.3M | ||
| Q2 24 | $289.3M | $109.4M | ||
| Q1 24 | $279.9M | $131.7M |
| Q4 25 | $3.2B | $405.0M | ||
| Q3 25 | $3.3B | $385.2M | ||
| Q2 25 | $3.3B | $429.2M | ||
| Q1 25 | $3.3B | $419.2M | ||
| Q4 24 | $2.4B | $459.1M | ||
| Q3 24 | $2.4B | $479.3M | ||
| Q2 24 | $2.5B | $511.3M | ||
| Q1 24 | $2.4B | $521.1M |
| Q4 25 | 0.61× | 10.01× | ||
| Q3 25 | 0.62× | 6.07× | ||
| Q2 25 | 0.65× | 4.53× | ||
| Q1 25 | 0.66× | 3.98× | ||
| Q4 24 | 0.84× | 3.18× | ||
| Q3 24 | 0.83× | 2.87× | ||
| Q2 24 | 0.88× | 2.41× | ||
| Q1 24 | 0.91× | 2.04× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.6M | $-10.6M |
| Free Cash FlowOCF − Capex | $52.6M | — |
| FCF MarginFCF / Revenue | 111.4% | — |
| Capex IntensityCapex / Revenue | 2.3% | 0.0% |
| Cash ConversionOCF / Net Profit | 4.96× | — |
| TTM Free Cash FlowTrailing 4 quarters | $92.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.6M | $-10.6M | ||
| Q3 25 | $23.2M | $-2.1M | ||
| Q2 25 | $17.8M | $24.5M | ||
| Q1 25 | $-71.0K | $-15.9M | ||
| Q4 24 | $39.8M | $772.0K | ||
| Q3 24 | $13.6M | $-5.0K | ||
| Q2 24 | $9.7M | $10.0M | ||
| Q1 24 | $10.8M | $-16.0M |
| Q4 25 | $52.6M | — | ||
| Q3 25 | $22.8M | — | ||
| Q2 25 | $17.6M | — | ||
| Q1 25 | $-730.0K | $-16.0M | ||
| Q4 24 | $38.8M | — | ||
| Q3 24 | $13.3M | $-36.0K | ||
| Q2 24 | $9.4M | — | ||
| Q1 24 | $10.7M | — |
| Q4 25 | 111.4% | — | ||
| Q3 25 | 44.7% | — | ||
| Q2 25 | 35.0% | — | ||
| Q1 25 | -1.7% | -21.5% | ||
| Q4 24 | 117.0% | — | ||
| Q3 24 | 39.1% | -0.0% | ||
| Q2 24 | 28.3% | — | ||
| Q1 24 | 33.9% | — |
| Q4 25 | 2.3% | 0.0% | ||
| Q3 25 | 0.8% | 0.0% | ||
| Q2 25 | 0.4% | 0.0% | ||
| Q1 25 | 1.5% | 0.1% | ||
| Q4 24 | 2.9% | 0.0% | ||
| Q3 24 | 0.7% | 0.0% | ||
| Q2 24 | 0.9% | 0.0% | ||
| Q1 24 | 0.2% | 0.0% |
| Q4 25 | 4.96× | — | ||
| Q3 25 | 1.56× | — | ||
| Q2 25 | 1.52× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 6.03× | — | ||
| Q3 24 | 1.88× | — | ||
| Q2 24 | 0.86× | — | ||
| Q1 24 | 1.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
