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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and Almonty Industries Inc. (ALM). Click either name above to swap in a different company.

Affinity Bancshares, Inc. is the larger business by last-quarter revenue ($8.6M vs $6.3M, roughly 1.4× Almonty Industries Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -86.1%, a 110.9% gap on every dollar of revenue.

Almonty Industries Inc. is an international mining company primarily engaged in the extraction and development of tungsten resources. The company operates in Spain, Portugal, and South Korea and is publicly traded on the Toronto Stock Exchange (TSX). The current Chief Executive Officer is Lewis Black.

AFBI vs ALM — Head-to-Head

Bigger by revenue
AFBI
AFBI
1.4× larger
AFBI
$8.6M
$6.3M
ALM
Higher net margin
AFBI
AFBI
110.9% more per $
AFBI
24.9%
-86.1%
ALM

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
AFBI
AFBI
ALM
ALM
Revenue
$8.6M
$6.3M
Net Profit
$2.1M
$-5.4M
Gross Margin
Operating Margin
35.9%
Net Margin
24.9%
-86.1%
Revenue YoY
12.8%
Net Profit YoY
58.5%
EPS (diluted)
$0.34

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
ALM
ALM
Q4 25
$8.6M
Q3 25
$8.4M
$6.3M
Q2 25
$8.3M
$7.2M
Q1 25
$7.8M
Q4 24
$7.6M
Q3 24
$8.0M
Q2 24
$8.3M
Q1 24
$7.3M
Net Profit
AFBI
AFBI
ALM
ALM
Q4 25
$2.1M
Q3 25
$2.2M
$-5.4M
Q2 25
$2.2M
$-58.2M
Q1 25
$1.8M
Q4 24
$1.3M
Q3 24
$1.7M
Q2 24
$1.0M
Q1 24
$1.3M
Operating Margin
AFBI
AFBI
ALM
ALM
Q4 25
35.9%
Q3 25
34.9%
Q2 25
34.1%
Q1 25
30.8%
Q4 24
21.1%
Q3 24
28.5%
Q2 24
16.2%
Q1 24
24.0%
Net Margin
AFBI
AFBI
ALM
ALM
Q4 25
24.9%
Q3 25
26.5%
-86.1%
Q2 25
25.9%
-809.4%
Q1 25
23.4%
Q4 24
17.7%
Q3 24
21.7%
Q2 24
12.5%
Q1 24
18.2%
EPS (diluted)
AFBI
AFBI
ALM
ALM
Q4 25
$0.34
Q3 25
$0.34
Q2 25
$0.33
Q1 25
$0.28
Q4 24
$0.21
Q3 24
$0.26
Q2 24
$0.16
Q1 24
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
ALM
ALM
Cash + ST InvestmentsLiquidity on hand
$53.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
Total Assets
$881.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
ALM
ALM
Q4 25
$53.9M
Q3 25
$84.8M
Q2 25
$89.7M
Q1 25
$74.7M
Q4 24
$41.4M
Q3 24
$52.3M
Q2 24
$50.4M
Q1 24
$61.4M
Stockholders' Equity
AFBI
AFBI
ALM
ALM
Q4 25
$127.0M
Q3 25
$125.4M
Q2 25
$124.1M
Q1 25
$122.3M
Q4 24
$129.1M
Q3 24
$128.4M
Q2 24
$125.1M
Q1 24
$123.3M
Total Assets
AFBI
AFBI
ALM
ALM
Q4 25
$881.7M
Q3 25
$925.2M
Q2 25
$933.8M
Q1 25
$912.5M
Q4 24
$866.8M
Q3 24
$878.6M
Q2 24
$873.6M
Q1 24
$869.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
ALM
ALM
Operating Cash FlowLast quarter
$11.6M
Free Cash FlowOCF − Capex
$11.2M
FCF MarginFCF / Revenue
130.9%
Capex IntensityCapex / Revenue
4.9%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
ALM
ALM
Q4 25
$11.6M
Q3 25
$3.7M
Q2 25
$3.8M
Q1 25
$1.9M
Q4 24
$6.8M
Q3 24
$4.1M
Q2 24
$619.0K
Q1 24
$1.2M
Free Cash Flow
AFBI
AFBI
ALM
ALM
Q4 25
$11.2M
Q3 25
$3.6M
Q2 25
$3.7M
Q1 25
$1.8M
Q4 24
$6.4M
Q3 24
$4.0M
Q2 24
$489.0K
Q1 24
$1.1M
FCF Margin
AFBI
AFBI
ALM
ALM
Q4 25
130.9%
Q3 25
43.3%
Q2 25
44.0%
Q1 25
22.7%
Q4 24
83.9%
Q3 24
49.5%
Q2 24
5.9%
Q1 24
14.8%
Capex Intensity
AFBI
AFBI
ALM
ALM
Q4 25
4.9%
Q3 25
0.8%
Q2 25
1.4%
Q1 25
1.9%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.6%
Q1 24
1.8%
Cash Conversion
AFBI
AFBI
ALM
ALM
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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