vs

Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and Mobile Infrastructure Corp (BEEP). Click either name above to swap in a different company.

Mobile Infrastructure Corp is the larger business by last-quarter revenue ($8.8M vs $8.6M, roughly 1.0× Affinity Bancshares, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -85.6%, a 110.4% gap on every dollar of revenue. On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs -4.3%). Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs -0.4%).

China Mobile is the trade name of both China Mobile Limited and its ultimate controlling shareholder, China Mobile Communications Group Co., Ltd., a Chinese state-owned telecommunications company. It provides mobile voice and multimedia services through its nationwide mobile telecommunications network across mainland China and Hong Kong. China Mobile is the largest wireless carrier in China, with 945.50 million subscribers as of June 2021. China Mobile was ranked #25 in Forbes' Global 2000 in...

AFBI vs BEEP — Head-to-Head

Bigger by revenue
BEEP
BEEP
1.0× larger
BEEP
$8.8M
$8.6M
AFBI
Growing faster (revenue YoY)
AFBI
AFBI
+17.1% gap
AFBI
12.8%
-4.3%
BEEP
Higher net margin
AFBI
AFBI
110.4% more per $
AFBI
24.9%
-85.6%
BEEP
Faster 2-yr revenue CAGR
AFBI
AFBI
Annualised
AFBI
8.1%
-0.4%
BEEP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
BEEP
BEEP
Revenue
$8.6M
$8.8M
Net Profit
$2.1M
$-7.5M
Gross Margin
Operating Margin
35.9%
Net Margin
24.9%
-85.6%
Revenue YoY
12.8%
-4.3%
Net Profit YoY
58.5%
-650.5%
EPS (diluted)
$0.34

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
BEEP
BEEP
Q4 25
$8.6M
$8.8M
Q3 25
$8.4M
$9.1M
Q2 25
$8.3M
$9.0M
Q1 25
$7.8M
$8.2M
Q4 24
$7.6M
$9.2M
Q3 24
$8.0M
$9.8M
Q2 24
$8.3M
$9.3M
Q1 24
$7.3M
$8.8M
Net Profit
AFBI
AFBI
BEEP
BEEP
Q4 25
$2.1M
$-7.5M
Q3 25
$2.2M
$-5.8M
Q2 25
$2.2M
$-4.3M
Q1 25
$1.8M
$-3.9M
Q4 24
$1.3M
$-999.0K
Q3 24
$1.7M
$-1.3M
Q2 24
$1.0M
$-1.4M
Q1 24
$1.3M
$-2.1M
Operating Margin
AFBI
AFBI
BEEP
BEEP
Q4 25
35.9%
Q3 25
34.9%
Q2 25
34.1%
Q1 25
30.8%
Q4 24
21.1%
Q3 24
28.5%
Q2 24
16.2%
Q1 24
24.0%
Net Margin
AFBI
AFBI
BEEP
BEEP
Q4 25
24.9%
-85.6%
Q3 25
26.5%
-63.9%
Q2 25
25.9%
-47.3%
Q1 25
23.4%
-47.2%
Q4 24
17.7%
-10.9%
Q3 24
21.7%
-13.4%
Q2 24
12.5%
-14.6%
Q1 24
18.2%
-23.8%
EPS (diluted)
AFBI
AFBI
BEEP
BEEP
Q4 25
$0.34
Q3 25
$0.34
Q2 25
$0.33
Q1 25
$0.28
Q4 24
$0.21
Q3 24
$0.26
Q2 24
$0.16
Q1 24
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
BEEP
BEEP
Cash + ST InvestmentsLiquidity on hand
$53.9M
$8.3M
Total DebtLower is stronger
$198.3M
Stockholders' EquityBook value
$127.0M
$141.3M
Total Assets
$881.7M
$382.5M
Debt / EquityLower = less leverage
1.40×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
BEEP
BEEP
Q4 25
$53.9M
$8.3M
Q3 25
$84.8M
$6.1M
Q2 25
$89.7M
$10.6M
Q1 25
$74.7M
$11.6M
Q4 24
$41.4M
$10.7M
Q3 24
$52.3M
$8.7M
Q2 24
$50.4M
$8.7M
Q1 24
$61.4M
$9.1M
Total Debt
AFBI
AFBI
BEEP
BEEP
Q4 25
$198.3M
Q3 25
$183.3M
Q2 25
$186.7M
Q1 25
$187.5M
Q4 24
$188.2M
Q3 24
$132.8M
Q2 24
$133.6M
Q1 24
$134.5M
Stockholders' Equity
AFBI
AFBI
BEEP
BEEP
Q4 25
$127.0M
$141.3M
Q3 25
$125.4M
$151.7M
Q2 25
$124.1M
$160.6M
Q1 25
$122.3M
$164.5M
Q4 24
$129.1M
$170.0M
Q3 24
$128.4M
$134.8M
Q2 24
$125.1M
$107.4M
Q1 24
$123.3M
$107.9M
Total Assets
AFBI
AFBI
BEEP
BEEP
Q4 25
$881.7M
$382.5M
Q3 25
$925.2M
$397.8M
Q2 25
$933.8M
$405.6M
Q1 25
$912.5M
$409.5M
Q4 24
$866.8M
$415.1M
Q3 24
$878.6M
$418.2M
Q2 24
$873.6M
$417.1M
Q1 24
$869.5M
$420.1M
Debt / Equity
AFBI
AFBI
BEEP
BEEP
Q4 25
1.40×
Q3 25
1.21×
Q2 25
1.16×
Q1 25
1.14×
Q4 24
1.11×
Q3 24
0.99×
Q2 24
1.24×
Q1 24
1.25×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
BEEP
BEEP
Operating Cash FlowLast quarter
$11.6M
$848.0K
Free Cash FlowOCF − Capex
$11.2M
FCF MarginFCF / Revenue
130.9%
Capex IntensityCapex / Revenue
4.9%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
BEEP
BEEP
Q4 25
$11.6M
$848.0K
Q3 25
$3.7M
$1.2M
Q2 25
$3.8M
$1.8M
Q1 25
$1.9M
$-1.5M
Q4 24
$6.8M
$-784.0K
Q3 24
$4.1M
$0
Q2 24
$619.0K
$346.0K
Q1 24
$1.2M
$-1.4M
Free Cash Flow
AFBI
AFBI
BEEP
BEEP
Q4 25
$11.2M
Q3 25
$3.6M
Q2 25
$3.7M
Q1 25
$1.8M
Q4 24
$6.4M
Q3 24
$4.0M
Q2 24
$489.0K
Q1 24
$1.1M
FCF Margin
AFBI
AFBI
BEEP
BEEP
Q4 25
130.9%
Q3 25
43.3%
Q2 25
44.0%
Q1 25
22.7%
Q4 24
83.9%
Q3 24
49.5%
Q2 24
5.9%
Q1 24
14.8%
Capex Intensity
AFBI
AFBI
BEEP
BEEP
Q4 25
4.9%
Q3 25
0.8%
Q2 25
1.4%
Q1 25
1.9%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.6%
Q1 24
1.8%
Cash Conversion
AFBI
AFBI
BEEP
BEEP
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFBI
AFBI

Segment breakdown not available.

BEEP
BEEP

Transient Parkers$4.5M52%
Contract Parkers$2.4M28%
Base Rent Income$1.2M14%
Other$607.0K7%

Related Comparisons