vs

Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and Chanson International Holding (CHSN). Click either name above to swap in a different company.

Chanson International Holding is the larger business by last-quarter revenue ($8.7M vs $8.6M, roughly 1.0× Affinity Bancshares, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -12.1%, a 37.0% gap on every dollar of revenue. On growth, Chanson International Holding posted the faster year-over-year revenue change (15.2% vs 12.8%).

Chanson International Holding is a food and beverage enterprise focused on operating premium bakery chains primarily across mainland China. Its product portfolio includes freshly baked bread, handcrafted pastries, custom celebration cakes, specialty beverages, and frozen bakery goods supplied to partnered retail outlets, catering to middle-class consumers with demand for high-quality daily food options.

AFBI vs CHSN — Head-to-Head

Bigger by revenue
CHSN
CHSN
1.0× larger
CHSN
$8.7M
$8.6M
AFBI
Growing faster (revenue YoY)
CHSN
CHSN
+2.4% gap
CHSN
15.2%
12.8%
AFBI
Higher net margin
AFBI
AFBI
37.0% more per $
AFBI
24.9%
-12.1%
CHSN

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
AFBI
AFBI
CHSN
CHSN
Revenue
$8.6M
$8.7M
Net Profit
$2.1M
$-1.0M
Gross Margin
44.5%
Operating Margin
35.9%
-13.7%
Net Margin
24.9%
-12.1%
Revenue YoY
12.8%
15.2%
Net Profit YoY
58.5%
-4579.7%
EPS (diluted)
$0.34
$-2.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
CHSN
CHSN
Q4 25
$8.6M
Q3 25
$8.4M
Q2 25
$8.3M
$8.7M
Q1 25
$7.8M
Q4 24
$7.6M
Q3 24
$8.0M
Q2 24
$8.3M
$7.5M
Q1 24
$7.3M
Net Profit
AFBI
AFBI
CHSN
CHSN
Q4 25
$2.1M
Q3 25
$2.2M
Q2 25
$2.2M
$-1.0M
Q1 25
$1.8M
Q4 24
$1.3M
Q3 24
$1.7M
Q2 24
$1.0M
$23.4K
Q1 24
$1.3M
Gross Margin
AFBI
AFBI
CHSN
CHSN
Q4 25
Q3 25
Q2 25
44.5%
Q1 25
Q4 24
Q3 24
Q2 24
41.5%
Q1 24
Operating Margin
AFBI
AFBI
CHSN
CHSN
Q4 25
35.9%
Q3 25
34.9%
Q2 25
34.1%
-13.7%
Q1 25
30.8%
Q4 24
21.1%
Q3 24
28.5%
Q2 24
16.2%
-7.4%
Q1 24
24.0%
Net Margin
AFBI
AFBI
CHSN
CHSN
Q4 25
24.9%
Q3 25
26.5%
Q2 25
25.9%
-12.1%
Q1 25
23.4%
Q4 24
17.7%
Q3 24
21.7%
Q2 24
12.5%
0.3%
Q1 24
18.2%
EPS (diluted)
AFBI
AFBI
CHSN
CHSN
Q4 25
$0.34
Q3 25
$0.34
Q2 25
$0.33
$-2.87
Q1 25
$0.28
Q4 24
$0.21
Q3 24
$0.26
Q2 24
$0.16
$0.15
Q1 24
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
CHSN
CHSN
Cash + ST InvestmentsLiquidity on hand
$53.9M
$22.1M
Total DebtLower is stronger
$4.5M
Stockholders' EquityBook value
$127.0M
$24.5M
Total Assets
$881.7M
$51.6M
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
CHSN
CHSN
Q4 25
$53.9M
Q3 25
$84.8M
Q2 25
$89.7M
$22.1M
Q1 25
$74.7M
Q4 24
$41.4M
Q3 24
$52.3M
Q2 24
$50.4M
$4.1M
Q1 24
$61.4M
Total Debt
AFBI
AFBI
CHSN
CHSN
Q4 25
Q3 25
Q2 25
$4.5M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
AFBI
AFBI
CHSN
CHSN
Q4 25
$127.0M
Q3 25
$125.4M
Q2 25
$124.1M
$24.5M
Q1 25
$122.3M
Q4 24
$129.1M
Q3 24
$128.4M
Q2 24
$125.1M
$12.1M
Q1 24
$123.3M
Total Assets
AFBI
AFBI
CHSN
CHSN
Q4 25
$881.7M
Q3 25
$925.2M
Q2 25
$933.8M
$51.6M
Q1 25
$912.5M
Q4 24
$866.8M
Q3 24
$878.6M
Q2 24
$873.6M
$38.7M
Q1 24
$869.5M
Debt / Equity
AFBI
AFBI
CHSN
CHSN
Q4 25
Q3 25
Q2 25
0.18×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
CHSN
CHSN
Operating Cash FlowLast quarter
$11.6M
$-390.3K
Free Cash FlowOCF − Capex
$11.2M
FCF MarginFCF / Revenue
130.9%
Capex IntensityCapex / Revenue
4.9%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
CHSN
CHSN
Q4 25
$11.6M
Q3 25
$3.7M
Q2 25
$3.8M
$-390.3K
Q1 25
$1.9M
Q4 24
$6.8M
Q3 24
$4.1M
Q2 24
$619.0K
$806.1K
Q1 24
$1.2M
Free Cash Flow
AFBI
AFBI
CHSN
CHSN
Q4 25
$11.2M
Q3 25
$3.6M
Q2 25
$3.7M
Q1 25
$1.8M
Q4 24
$6.4M
Q3 24
$4.0M
Q2 24
$489.0K
$771.9K
Q1 24
$1.1M
FCF Margin
AFBI
AFBI
CHSN
CHSN
Q4 25
130.9%
Q3 25
43.3%
Q2 25
44.0%
Q1 25
22.7%
Q4 24
83.9%
Q3 24
49.5%
Q2 24
5.9%
10.2%
Q1 24
14.8%
Capex Intensity
AFBI
AFBI
CHSN
CHSN
Q4 25
4.9%
Q3 25
0.8%
Q2 25
1.4%
Q1 25
1.9%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.6%
0.5%
Q1 24
1.8%
Cash Conversion
AFBI
AFBI
CHSN
CHSN
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
34.43×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons