vs

Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and Linde plc (LIN). Click either name above to swap in a different company.

Linde plc is the larger business by last-quarter revenue ($8.8M vs $8.6M, roughly 1.0× Affinity Bancshares, Inc.). On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs 8.2%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $898.0K). Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs -96.7%).

Linde is a global multinational chemical company and the world's largest industrial gas supplier by market share and revenue. Founded by German scientist and engineer Carl von Linde in 1879 in Wiesbaden, Germany, the company is now headquartered in Woking, United Kingdom, and registered in Ireland as Linde plc. Linde plc was formed in 2018 through the merger of Linde AG and Praxair, which was founded in 1907 in the United States as Linde Air Products Company.

AFBI vs LIN — Head-to-Head

Bigger by revenue
LIN
LIN
1.0× larger
LIN
$8.8M
$8.6M
AFBI
Growing faster (revenue YoY)
AFBI
AFBI
+4.6% gap
AFBI
12.8%
8.2%
LIN
More free cash flow
AFBI
AFBI
$10.3M more FCF
AFBI
$11.2M
$898.0K
LIN
Faster 2-yr revenue CAGR
AFBI
AFBI
Annualised
AFBI
8.1%
-96.7%
LIN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
AFBI
AFBI
LIN
LIN
Revenue
$8.6M
$8.8M
Net Profit
$2.1M
Gross Margin
48.5%
Operating Margin
35.9%
27.8%
Net Margin
24.9%
Revenue YoY
12.8%
8.2%
Net Profit YoY
58.5%
EPS (diluted)
$0.34
$3.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
LIN
LIN
Q1 26
$8.8M
Q4 25
$8.6M
$8.8B
Q3 25
$8.4M
$8.6B
Q2 25
$8.3M
$8.5B
Q1 25
$7.8M
$8.1B
Q4 24
$7.6M
$8.3B
Q3 24
$8.0M
$8.4B
Q2 24
$8.3M
$8.3B
Net Profit
AFBI
AFBI
LIN
LIN
Q1 26
Q4 25
$2.1M
$1.5B
Q3 25
$2.2M
$1.9B
Q2 25
$2.2M
$1.8B
Q1 25
$1.8M
$1.7B
Q4 24
$1.3M
$1.7B
Q3 24
$1.7M
$1.6B
Q2 24
$1.0M
$1.7B
Gross Margin
AFBI
AFBI
LIN
LIN
Q1 26
48.5%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Operating Margin
AFBI
AFBI
LIN
LIN
Q1 26
27.8%
Q4 25
35.9%
23.0%
Q3 25
34.9%
27.5%
Q2 25
34.1%
27.7%
Q1 25
30.8%
26.9%
Q4 24
21.1%
27.4%
Q3 24
28.5%
25.0%
Q2 24
16.2%
26.4%
Net Margin
AFBI
AFBI
LIN
LIN
Q1 26
Q4 25
24.9%
17.5%
Q3 25
26.5%
22.4%
Q2 25
25.9%
20.8%
Q1 25
23.4%
20.6%
Q4 24
17.7%
20.8%
Q3 24
21.7%
18.5%
Q2 24
12.5%
20.1%
EPS (diluted)
AFBI
AFBI
LIN
LIN
Q1 26
$3.98
Q4 25
$0.34
$3.28
Q3 25
$0.34
$4.09
Q2 25
$0.33
$3.73
Q1 25
$0.28
$3.51
Q4 24
$0.21
$3.61
Q3 24
$0.26
$3.22
Q2 24
$0.16
$3.44

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
LIN
LIN
Cash + ST InvestmentsLiquidity on hand
$53.9M
$4.0M
Total DebtLower is stronger
$24.7M
Stockholders' EquityBook value
$127.0M
$40.1M
Total Assets
$881.7M
$86.3M
Debt / EquityLower = less leverage
0.62×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
LIN
LIN
Q1 26
$4.0M
Q4 25
$53.9M
$5.1B
Q3 25
$84.8M
$4.5B
Q2 25
$89.7M
$4.8B
Q1 25
$74.7M
$5.3B
Q4 24
$41.4M
$4.8B
Q3 24
$52.3M
$5.2B
Q2 24
$50.4M
$4.6B
Total Debt
AFBI
AFBI
LIN
LIN
Q1 26
$24.7M
Q4 25
$20.7B
Q3 25
$18.6B
Q2 25
$19.7B
Q1 25
$17.6B
Q4 24
$15.3B
Q3 24
$17.5B
Q2 24
$16.9B
Stockholders' Equity
AFBI
AFBI
LIN
LIN
Q1 26
$40.1M
Q4 25
$127.0M
$38.2B
Q3 25
$125.4M
$38.6B
Q2 25
$124.1M
$38.5B
Q1 25
$122.3M
$38.0B
Q4 24
$129.1M
$38.1B
Q3 24
$128.4M
$39.2B
Q2 24
$125.1M
$38.2B
Total Assets
AFBI
AFBI
LIN
LIN
Q1 26
$86.3M
Q4 25
$881.7M
$86.8B
Q3 25
$925.2M
$86.0B
Q2 25
$933.8M
$86.1B
Q1 25
$912.5M
$82.7B
Q4 24
$866.8M
$80.1B
Q3 24
$878.6M
$82.5B
Q2 24
$873.6M
$80.2B
Debt / Equity
AFBI
AFBI
LIN
LIN
Q1 26
0.62×
Q4 25
0.54×
Q3 25
0.48×
Q2 25
0.51×
Q1 25
0.46×
Q4 24
0.40×
Q3 24
0.45×
Q2 24
0.44×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
LIN
LIN
Operating Cash FlowLast quarter
$11.6M
Free Cash FlowOCF − Capex
$11.2M
$898.0K
FCF MarginFCF / Revenue
130.9%
10.2%
Capex IntensityCapex / Revenue
4.9%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M
$4.2B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
LIN
LIN
Q1 26
Q4 25
$11.6M
$3.0B
Q3 25
$3.7M
$2.9B
Q2 25
$3.8M
$2.2B
Q1 25
$1.9M
$2.2B
Q4 24
$6.8M
$2.8B
Q3 24
$4.1M
$2.7B
Q2 24
$619.0K
$1.9B
Free Cash Flow
AFBI
AFBI
LIN
LIN
Q1 26
$898.0K
Q4 25
$11.2M
$1.6B
Q3 25
$3.6M
$1.7B
Q2 25
$3.7M
$954.0M
Q1 25
$1.8M
$891.0M
Q4 24
$6.4M
$1.6B
Q3 24
$4.0M
$1.7B
Q2 24
$489.0K
$796.0M
FCF Margin
AFBI
AFBI
LIN
LIN
Q1 26
10.2%
Q4 25
130.9%
17.9%
Q3 25
43.3%
19.4%
Q2 25
44.0%
11.2%
Q1 25
22.7%
11.0%
Q4 24
83.9%
18.8%
Q3 24
49.5%
19.9%
Q2 24
5.9%
9.6%
Capex Intensity
AFBI
AFBI
LIN
LIN
Q1 26
Q4 25
4.9%
16.6%
Q3 25
0.8%
14.8%
Q2 25
1.4%
14.8%
Q1 25
1.9%
15.7%
Q4 24
5.6%
15.1%
Q3 24
1.7%
12.8%
Q2 24
1.6%
13.7%
Cash Conversion
AFBI
AFBI
LIN
LIN
Q1 26
Q4 25
5.46×
1.98×
Q3 25
1.66×
1.53×
Q2 25
1.75×
1.25×
Q1 25
1.05×
1.29×
Q4 24
5.05×
1.63×
Q3 24
2.36×
1.76×
Q2 24
0.60×
1.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons