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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and MAUI LAND & PINEAPPLE CO INC (MLP). Click either name above to swap in a different company.

Affinity Bancshares, Inc. is the larger business by last-quarter revenue ($8.6M vs $4.5M, roughly 1.9× MAUI LAND & PINEAPPLE CO INC). On growth, MAUI LAND & PINEAPPLE CO INC posted the faster year-over-year revenue change (32.8% vs 12.8%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $-484.0K). Over the past eight quarters, MAUI LAND & PINEAPPLE CO INC's revenue compounded faster (35.0% CAGR vs 8.1%).

Maui Land & Pineapple Company, Inc. is a land holding and operating company founded in 1909 and based in Kapalua, Hawaii, United States. It owns approximately 24,300 acres (100 km2) on the island of Maui. It develops, sells, and manages residential, resort, commercial and industrial real estate; and operates retail and utility operations at the Kapalua Resort. ML&P also owns and manages the 8,304-acre (33.61 km2) Puʻu Kukui Watershed Preserve, one of the largest private nature preserves in th...

AFBI vs MLP — Head-to-Head

Bigger by revenue
AFBI
AFBI
1.9× larger
AFBI
$8.6M
$4.5M
MLP
Growing faster (revenue YoY)
MLP
MLP
+20.0% gap
MLP
32.8%
12.8%
AFBI
More free cash flow
AFBI
AFBI
$11.7M more FCF
AFBI
$11.2M
$-484.0K
MLP
Faster 2-yr revenue CAGR
MLP
MLP
Annualised
MLP
35.0%
8.1%
AFBI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
MLP
MLP
Revenue
$8.6M
$4.5M
Net Profit
$2.1M
Gross Margin
Operating Margin
35.9%
-37.5%
Net Margin
24.9%
Revenue YoY
12.8%
32.8%
Net Profit YoY
58.5%
EPS (diluted)
$0.34

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
MLP
MLP
Q4 25
$8.6M
$4.5M
Q3 25
$8.4M
$4.5M
Q2 25
$8.3M
$4.6M
Q1 25
$7.8M
$5.8M
Q4 24
$7.6M
$3.4M
Q3 24
$8.0M
$3.0M
Q2 24
$8.3M
$2.6M
Q1 24
$7.3M
$2.5M
Net Profit
AFBI
AFBI
MLP
MLP
Q4 25
$2.1M
Q3 25
$2.2M
$240.0K
Q2 25
$2.2M
$-999.0K
Q1 25
$1.8M
$-8.6M
Q4 24
$1.3M
Q3 24
$1.7M
$-2.2M
Q2 24
$1.0M
$-1.9M
Q1 24
$1.3M
$-1.4M
Operating Margin
AFBI
AFBI
MLP
MLP
Q4 25
35.9%
-37.5%
Q3 25
34.9%
-8.0%
Q2 25
34.1%
-15.4%
Q1 25
30.8%
-30.7%
Q4 24
21.1%
-54.0%
Q3 24
28.5%
-73.7%
Q2 24
16.2%
-71.1%
Q1 24
24.0%
-56.3%
Net Margin
AFBI
AFBI
MLP
MLP
Q4 25
24.9%
Q3 25
26.5%
5.3%
Q2 25
25.9%
-21.7%
Q1 25
23.4%
-148.9%
Q4 24
17.7%
Q3 24
21.7%
-73.9%
Q2 24
12.5%
-70.8%
Q1 24
18.2%
-55.4%
EPS (diluted)
AFBI
AFBI
MLP
MLP
Q4 25
$0.34
Q3 25
$0.34
Q2 25
$0.33
Q1 25
$0.28
Q4 24
$0.21
Q3 24
$0.26
$-0.11
Q2 24
$0.16
$-0.09
Q1 24
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
MLP
MLP
Cash + ST InvestmentsLiquidity on hand
$53.9M
$5.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
$33.1M
Total Assets
$881.7M
$48.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
MLP
MLP
Q4 25
$53.9M
$5.3M
Q3 25
$84.8M
$4.9M
Q2 25
$89.7M
$6.5M
Q1 25
$74.7M
$7.9M
Q4 24
$41.4M
$6.8M
Q3 24
$52.3M
$6.1M
Q2 24
$50.4M
$3.7M
Q1 24
$61.4M
$5.4M
Stockholders' Equity
AFBI
AFBI
MLP
MLP
Q4 25
$127.0M
$33.1M
Q3 25
$125.4M
$33.7M
Q2 25
$124.1M
$26.3M
Q1 25
$122.3M
$26.7M
Q4 24
$129.1M
$33.2M
Q3 24
$128.4M
$34.0M
Q2 24
$125.1M
$34.2M
Q1 24
$123.3M
$34.6M
Total Assets
AFBI
AFBI
MLP
MLP
Q4 25
$881.7M
$48.0M
Q3 25
$925.2M
$45.8M
Q2 25
$933.8M
$45.7M
Q1 25
$912.5M
$47.2M
Q4 24
$866.8M
$50.1M
Q3 24
$878.6M
$45.9M
Q2 24
$873.6M
$41.9M
Q1 24
$869.5M
$42.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
MLP
MLP
Operating Cash FlowLast quarter
$11.6M
$2.1M
Free Cash FlowOCF − Capex
$11.2M
$-484.0K
FCF MarginFCF / Revenue
130.9%
-10.7%
Capex IntensityCapex / Revenue
4.9%
56.5%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
MLP
MLP
Q4 25
$11.6M
$2.1M
Q3 25
$3.7M
$-932.0K
Q2 25
$3.8M
$-871.0K
Q1 25
$1.9M
$157.0K
Q4 24
$6.8M
$370.0K
Q3 24
$4.1M
$690.0K
Q2 24
$619.0K
$-533.0K
Q1 24
$1.2M
$-10.0K
Free Cash Flow
AFBI
AFBI
MLP
MLP
Q4 25
$11.2M
$-484.0K
Q3 25
$3.6M
Q2 25
$3.7M
Q1 25
$1.8M
Q4 24
$6.4M
$-1.5M
Q3 24
$4.0M
Q2 24
$489.0K
Q1 24
$1.1M
FCF Margin
AFBI
AFBI
MLP
MLP
Q4 25
130.9%
-10.7%
Q3 25
43.3%
Q2 25
44.0%
Q1 25
22.7%
Q4 24
83.9%
-44.0%
Q3 24
49.5%
Q2 24
5.9%
Q1 24
14.8%
Capex Intensity
AFBI
AFBI
MLP
MLP
Q4 25
4.9%
56.5%
Q3 25
0.8%
Q2 25
1.4%
Q1 25
1.9%
Q4 24
5.6%
54.9%
Q3 24
1.7%
Q2 24
1.6%
Q1 24
1.8%
Cash Conversion
AFBI
AFBI
MLP
MLP
Q4 25
5.46×
Q3 25
1.66×
-3.88×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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