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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and SuperCom Ltd (SPCB). Click either name above to swap in a different company.

SuperCom Ltd is the larger business by last-quarter revenue ($14.2M vs $8.6M, roughly 1.7× Affinity Bancshares, Inc.). SuperCom Ltd runs the higher net margin — 37.5% vs 24.9%, a 12.6% gap on every dollar of revenue. On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs -1.5%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $-3.6M).

Super.com is a technology company headquartered in San Francisco and co-founded by Hussein Fazal and Henry Shi. The company provides financial services, including reward programs and travel bookings.

AFBI vs SPCB — Head-to-Head

Bigger by revenue
SPCB
SPCB
1.7× larger
SPCB
$14.2M
$8.6M
AFBI
Growing faster (revenue YoY)
AFBI
AFBI
+14.3% gap
AFBI
12.8%
-1.5%
SPCB
Higher net margin
SPCB
SPCB
12.6% more per $
SPCB
37.5%
24.9%
AFBI
More free cash flow
AFBI
AFBI
$14.8M more FCF
AFBI
$11.2M
$-3.6M
SPCB

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
AFBI
AFBI
SPCB
SPCB
Revenue
$8.6M
$14.2M
Net Profit
$2.1M
$5.3M
Gross Margin
61.2%
Operating Margin
35.9%
16.3%
Net Margin
24.9%
37.5%
Revenue YoY
12.8%
-1.5%
Net Profit YoY
58.5%
79.5%
EPS (diluted)
$0.34
$1.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
SPCB
SPCB
Q4 25
$8.6M
Q3 25
$8.4M
Q2 25
$8.3M
$14.2M
Q1 25
$7.8M
Q4 24
$7.6M
Q3 24
$8.0M
Q2 24
$8.3M
$14.4M
Q1 24
$7.3M
Net Profit
AFBI
AFBI
SPCB
SPCB
Q4 25
$2.1M
Q3 25
$2.2M
Q2 25
$2.2M
$5.3M
Q1 25
$1.8M
Q4 24
$1.3M
Q3 24
$1.7M
Q2 24
$1.0M
$3.0M
Q1 24
$1.3M
Gross Margin
AFBI
AFBI
SPCB
SPCB
Q4 25
Q3 25
Q2 25
61.2%
Q1 25
Q4 24
Q3 24
Q2 24
52.3%
Q1 24
Operating Margin
AFBI
AFBI
SPCB
SPCB
Q4 25
35.9%
Q3 25
34.9%
Q2 25
34.1%
16.3%
Q1 25
30.8%
Q4 24
21.1%
Q3 24
28.5%
Q2 24
16.2%
7.7%
Q1 24
24.0%
Net Margin
AFBI
AFBI
SPCB
SPCB
Q4 25
24.9%
Q3 25
26.5%
Q2 25
25.9%
37.5%
Q1 25
23.4%
Q4 24
17.7%
Q3 24
21.7%
Q2 24
12.5%
20.6%
Q1 24
18.2%
EPS (diluted)
AFBI
AFBI
SPCB
SPCB
Q4 25
$0.34
Q3 25
$0.34
Q2 25
$0.33
$1.32
Q1 25
$0.28
Q4 24
$0.21
Q3 24
$0.26
Q2 24
$0.16
$1.19
Q1 24
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
SPCB
SPCB
Cash + ST InvestmentsLiquidity on hand
$53.9M
$15.0M
Total DebtLower is stronger
$23.6M
Stockholders' EquityBook value
$127.0M
$37.3M
Total Assets
$881.7M
$65.5M
Debt / EquityLower = less leverage
0.63×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
SPCB
SPCB
Q4 25
$53.9M
Q3 25
$84.8M
Q2 25
$89.7M
$15.0M
Q1 25
$74.7M
Q4 24
$41.4M
Q3 24
$52.3M
Q2 24
$50.4M
$5.7M
Q1 24
$61.4M
Total Debt
AFBI
AFBI
SPCB
SPCB
Q4 25
Q3 25
Q2 25
$23.6M
Q1 25
Q4 24
Q3 24
Q2 24
$29.2M
Q1 24
Stockholders' Equity
AFBI
AFBI
SPCB
SPCB
Q4 25
$127.0M
Q3 25
$125.4M
Q2 25
$124.1M
$37.3M
Q1 25
$122.3M
Q4 24
$129.1M
Q3 24
$128.4M
Q2 24
$125.1M
$13.8M
Q1 24
$123.3M
Total Assets
AFBI
AFBI
SPCB
SPCB
Q4 25
$881.7M
Q3 25
$925.2M
Q2 25
$933.8M
$65.5M
Q1 25
$912.5M
Q4 24
$866.8M
Q3 24
$878.6M
Q2 24
$873.6M
$49.6M
Q1 24
$869.5M
Debt / Equity
AFBI
AFBI
SPCB
SPCB
Q4 25
Q3 25
Q2 25
0.63×
Q1 25
Q4 24
Q3 24
Q2 24
2.11×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
SPCB
SPCB
Operating Cash FlowLast quarter
$11.6M
$-2.2M
Free Cash FlowOCF − Capex
$11.2M
$-3.6M
FCF MarginFCF / Revenue
130.9%
-25.3%
Capex IntensityCapex / Revenue
4.9%
10.0%
Cash ConversionOCF / Net Profit
5.46×
-0.41×
TTM Free Cash FlowTrailing 4 quarters
$20.3M
$-14.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
SPCB
SPCB
Q4 25
$11.6M
Q3 25
$3.7M
Q2 25
$3.8M
$-2.2M
Q1 25
$1.9M
Q4 24
$6.8M
Q3 24
$4.1M
Q2 24
$619.0K
$-950.0K
Q1 24
$1.2M
Free Cash Flow
AFBI
AFBI
SPCB
SPCB
Q4 25
$11.2M
Q3 25
$3.6M
Q2 25
$3.7M
$-3.6M
Q1 25
$1.8M
Q4 24
$6.4M
Q3 24
$4.0M
Q2 24
$489.0K
$-1.6M
Q1 24
$1.1M
FCF Margin
AFBI
AFBI
SPCB
SPCB
Q4 25
130.9%
Q3 25
43.3%
Q2 25
44.0%
-25.3%
Q1 25
22.7%
Q4 24
83.9%
Q3 24
49.5%
Q2 24
5.9%
-10.8%
Q1 24
14.8%
Capex Intensity
AFBI
AFBI
SPCB
SPCB
Q4 25
4.9%
Q3 25
0.8%
Q2 25
1.4%
10.0%
Q1 25
1.9%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.6%
4.2%
Q1 24
1.8%
Cash Conversion
AFBI
AFBI
SPCB
SPCB
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
-0.41×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
-0.32×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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