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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and STRATA Skin Sciences, Inc. (SSKN). Click either name above to swap in a different company.

STRATA Skin Sciences, Inc. is the larger business by last-quarter revenue ($9.3M vs $8.6M, roughly 1.1× Affinity Bancshares, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs 0.6%, a 24.3% gap on every dollar of revenue. On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs -3.0%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $-551.0K). Over the past eight quarters, STRATA Skin Sciences, Inc.'s revenue compounded faster (17.3% CAGR vs 8.1%).

Strata Skin Sciences is an American medical device company focused on the design, development and commercialization of non-invasive tools to provide additional information to dermatologists during melanoma skin examinations.

AFBI vs SSKN — Head-to-Head

Bigger by revenue
SSKN
SSKN
1.1× larger
SSKN
$9.3M
$8.6M
AFBI
Growing faster (revenue YoY)
AFBI
AFBI
+15.8% gap
AFBI
12.8%
-3.0%
SSKN
Higher net margin
AFBI
AFBI
24.3% more per $
AFBI
24.9%
0.6%
SSKN
More free cash flow
AFBI
AFBI
$11.8M more FCF
AFBI
$11.2M
$-551.0K
SSKN
Faster 2-yr revenue CAGR
SSKN
SSKN
Annualised
SSKN
17.3%
8.1%
AFBI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
SSKN
SSKN
Revenue
$8.6M
$9.3M
Net Profit
$2.1M
$58.0K
Gross Margin
61.8%
Operating Margin
35.9%
5.3%
Net Margin
24.9%
0.6%
Revenue YoY
12.8%
-3.0%
Net Profit YoY
58.5%
101.3%
EPS (diluted)
$0.34
$0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
SSKN
SSKN
Q4 25
$8.6M
$9.3M
Q3 25
$8.4M
$6.9M
Q2 25
$8.3M
$7.7M
Q1 25
$7.8M
$6.8M
Q4 24
$7.6M
$9.6M
Q3 24
$8.0M
$8.8M
Q2 24
$8.3M
$8.4M
Q1 24
$7.3M
$6.8M
Net Profit
AFBI
AFBI
SSKN
SSKN
Q4 25
$2.1M
$58.0K
Q3 25
$2.2M
$-1.6M
Q2 25
$2.2M
$-2.6M
Q1 25
$1.8M
$-2.1M
Q4 24
$1.3M
$-4.6M
Q3 24
$1.7M
$-2.1M
Q2 24
$1.0M
$-91.0K
Q1 24
$1.3M
$-3.4M
Gross Margin
AFBI
AFBI
SSKN
SSKN
Q4 25
61.8%
Q3 25
60.4%
Q2 25
56.2%
Q1 25
53.5%
Q4 24
61.4%
Q3 24
60.1%
Q2 24
59.0%
Q1 24
45.6%
Operating Margin
AFBI
AFBI
SSKN
SSKN
Q4 25
35.9%
5.3%
Q3 25
34.9%
-16.9%
Q2 25
34.1%
-30.1%
Q1 25
30.8%
-25.0%
Q4 24
21.1%
-44.7%
Q3 24
28.5%
-18.2%
Q2 24
16.2%
-5.7%
Q1 24
24.0%
-42.7%
Net Margin
AFBI
AFBI
SSKN
SSKN
Q4 25
24.9%
0.6%
Q3 25
26.5%
-23.4%
Q2 25
25.9%
-33.6%
Q1 25
23.4%
-31.2%
Q4 24
17.7%
-47.6%
Q3 24
21.7%
-23.6%
Q2 24
12.5%
-1.1%
Q1 24
18.2%
-49.8%
EPS (diluted)
AFBI
AFBI
SSKN
SSKN
Q4 25
$0.34
$0.14
Q3 25
$0.34
$-0.36
Q2 25
$0.33
$-0.62
Q1 25
$0.28
$-0.51
Q4 24
$0.21
$-2.01
Q3 24
$0.26
$-0.51
Q2 24
$0.16
$-0.03
Q1 24
$0.20
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
SSKN
SSKN
Cash + ST InvestmentsLiquidity on hand
$53.9M
$7.9M
Total DebtLower is stronger
$15.3M
Stockholders' EquityBook value
$127.0M
$2.9M
Total Assets
$881.7M
$30.5M
Debt / EquityLower = less leverage
5.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
SSKN
SSKN
Q4 25
$53.9M
$7.9M
Q3 25
$84.8M
$7.1M
Q2 25
$89.7M
$6.0M
Q1 25
$74.7M
$6.5M
Q4 24
$41.4M
$7.3M
Q3 24
$52.3M
$7.1M
Q2 24
$50.4M
$5.5M
Q1 24
$61.4M
$5.2M
Total Debt
AFBI
AFBI
SSKN
SSKN
Q4 25
$15.3M
Q3 25
$15.3M
Q2 25
$15.0M
Q1 25
$15.0M
Q4 24
$15.0M
Q3 24
$15.0M
Q2 24
$15.0M
Q1 24
$15.0M
Stockholders' Equity
AFBI
AFBI
SSKN
SSKN
Q4 25
$127.0M
$2.9M
Q3 25
$125.4M
$1.3M
Q2 25
$124.1M
$532.0K
Q1 25
$122.3M
$3.0M
Q4 24
$129.1M
$5.0M
Q3 24
$128.4M
$9.4M
Q2 24
$125.1M
$9.5M
Q1 24
$123.3M
$9.4M
Total Assets
AFBI
AFBI
SSKN
SSKN
Q4 25
$881.7M
$30.5M
Q3 25
$925.2M
$30.7M
Q2 25
$933.8M
$29.5M
Q1 25
$912.5M
$33.0M
Q4 24
$866.8M
$34.9M
Q3 24
$878.6M
$39.4M
Q2 24
$873.6M
$38.8M
Q1 24
$869.5M
$39.2M
Debt / Equity
AFBI
AFBI
SSKN
SSKN
Q4 25
5.28×
Q3 25
11.65×
Q2 25
28.20×
Q1 25
5.04×
Q4 24
3.02×
Q3 24
1.60×
Q2 24
1.58×
Q1 24
1.59×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
SSKN
SSKN
Operating Cash FlowLast quarter
$11.6M
$-239.0K
Free Cash FlowOCF − Capex
$11.2M
$-551.0K
FCF MarginFCF / Revenue
130.9%
-5.9%
Capex IntensityCapex / Revenue
4.9%
3.4%
Cash ConversionOCF / Net Profit
5.46×
-4.12×
TTM Free Cash FlowTrailing 4 quarters
$20.3M
$-4.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
SSKN
SSKN
Q4 25
$11.6M
$-239.0K
Q3 25
$3.7M
$-64.0K
Q2 25
$3.8M
$-1.9M
Q1 25
$1.9M
$-550.0K
Q4 24
$6.8M
$703.0K
Q3 24
$4.1M
$-302.0K
Q2 24
$619.0K
$591.0K
Q1 24
$1.2M
$-804.0K
Free Cash Flow
AFBI
AFBI
SSKN
SSKN
Q4 25
$11.2M
$-551.0K
Q3 25
$3.6M
$-1.1M
Q2 25
$3.7M
$-2.0M
Q1 25
$1.8M
$-749.0K
Q4 24
$6.4M
$199.0K
Q3 24
$4.0M
$-364.0K
Q2 24
$489.0K
$246.0K
Q1 24
$1.1M
$-1.5M
FCF Margin
AFBI
AFBI
SSKN
SSKN
Q4 25
130.9%
-5.9%
Q3 25
43.3%
-15.6%
Q2 25
44.0%
-26.1%
Q1 25
22.7%
-11.0%
Q4 24
83.9%
2.1%
Q3 24
49.5%
-4.1%
Q2 24
5.9%
2.9%
Q1 24
14.8%
-22.6%
Capex Intensity
AFBI
AFBI
SSKN
SSKN
Q4 25
4.9%
3.4%
Q3 25
0.8%
14.7%
Q2 25
1.4%
0.8%
Q1 25
1.9%
2.9%
Q4 24
5.6%
5.3%
Q3 24
1.7%
0.7%
Q2 24
1.6%
4.1%
Q1 24
1.8%
10.7%
Cash Conversion
AFBI
AFBI
SSKN
SSKN
Q4 25
5.46×
-4.12×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFBI
AFBI

Segment breakdown not available.

SSKN
SSKN

Dermatology Recurring Procedures$6.1M65%
Dermatology Procedures Equipment$3.2M35%

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