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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and STRATUS PROPERTIES INC (STRS). Click either name above to swap in a different company.

Affinity Bancshares, Inc. is the larger business by last-quarter revenue ($8.6M vs $8.3M, roughly 1.0× STRATUS PROPERTIES INC). STRATUS PROPERTIES INC runs the higher net margin — 203.2% vs 24.9%, a 178.4% gap on every dollar of revenue. On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs -19.4%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $-38.0M). Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs -44.1%).

Ryman Hospitality Properties, Inc. is a hotel, resort, entertainment, and media company named for one of its assets: the Ryman Auditorium, a National Historic Landmark in Nashville, Tennessee. The company's legal lineage can be traced back to its time as a subsidiary of Edward Gaylord's Oklahoma Publishing Company; however, the backbone of the modern entity was formed with the company's acquisition of WSM, Inc. in 1983. This purchase resulted in the ownership of the Grand Ole Opry and associa...

AFBI vs STRS — Head-to-Head

Bigger by revenue
AFBI
AFBI
1.0× larger
AFBI
$8.6M
$8.3M
STRS
Growing faster (revenue YoY)
AFBI
AFBI
+32.2% gap
AFBI
12.8%
-19.4%
STRS
Higher net margin
STRS
STRS
178.4% more per $
STRS
203.2%
24.9%
AFBI
More free cash flow
AFBI
AFBI
$49.3M more FCF
AFBI
$11.2M
$-38.0M
STRS
Faster 2-yr revenue CAGR
AFBI
AFBI
Annualised
AFBI
8.1%
-44.1%
STRS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
STRS
STRS
Revenue
$8.6M
$8.3M
Net Profit
$2.1M
$16.9M
Gross Margin
Operating Margin
35.9%
Net Margin
24.9%
203.2%
Revenue YoY
12.8%
-19.4%
Net Profit YoY
58.5%
1293.4%
EPS (diluted)
$0.34
$2.42

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
STRS
STRS
Q4 25
$8.6M
$8.3M
Q3 25
$8.4M
$5.0M
Q2 25
$8.3M
$11.6M
Q1 25
$7.8M
$5.0M
Q4 24
$7.6M
$10.3M
Q3 24
$8.0M
$8.9M
Q2 24
$8.3M
$8.5M
Q1 24
$7.3M
$26.5M
Net Profit
AFBI
AFBI
STRS
STRS
Q4 25
$2.1M
$16.9M
Q3 25
$2.2M
$-8.0M
Q2 25
$2.2M
$-2.3M
Q1 25
$1.8M
$-3.8M
Q4 24
$1.3M
$-1.4M
Q3 24
$1.7M
$-1.4M
Q2 24
$1.0M
$-2.8M
Q1 24
$1.3M
$3.7M
Gross Margin
AFBI
AFBI
STRS
STRS
Q4 25
Q3 25
-85.1%
Q2 25
-19.0%
Q1 25
5.1%
Q4 24
18.3%
Q3 24
2.5%
Q2 24
10.9%
Q1 24
30.7%
Operating Margin
AFBI
AFBI
STRS
STRS
Q4 25
35.9%
Q3 25
34.9%
-162.9%
Q2 25
34.1%
-6.5%
Q1 25
30.8%
-71.3%
Q4 24
21.1%
-13.6%
Q3 24
28.5%
-17.1%
Q2 24
16.2%
-34.4%
Q1 24
24.0%
13.9%
Net Margin
AFBI
AFBI
STRS
STRS
Q4 25
24.9%
203.2%
Q3 25
26.5%
-161.1%
Q2 25
25.9%
-19.8%
Q1 25
23.4%
-74.5%
Q4 24
17.7%
-13.7%
Q3 24
21.7%
-15.9%
Q2 24
12.5%
-32.7%
Q1 24
18.2%
13.9%
EPS (diluted)
AFBI
AFBI
STRS
STRS
Q4 25
$0.34
$2.42
Q3 25
$0.34
$-0.62
Q2 25
$0.33
$0.03
Q1 25
$0.28
$-0.36
Q4 24
$0.21
$-0.06
Q3 24
$0.26
$-0.05
Q2 24
$0.16
$-0.21
Q1 24
$0.20
$0.56

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
STRS
STRS
Cash + ST InvestmentsLiquidity on hand
$53.9M
$74.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
$204.5M
Total Assets
$881.7M
$563.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
STRS
STRS
Q4 25
$53.9M
$74.3M
Q3 25
$84.8M
$55.0M
Q2 25
$89.7M
$59.4M
Q1 25
$74.7M
$12.0M
Q4 24
$41.4M
$20.2M
Q3 24
$52.3M
$19.6M
Q2 24
$50.4M
$13.5M
Q1 24
$61.4M
$20.7M
Stockholders' Equity
AFBI
AFBI
STRS
STRS
Q4 25
$127.0M
$204.5M
Q3 25
$125.4M
$185.8M
Q2 25
$124.1M
$191.9M
Q1 25
$122.3M
$191.5M
Q4 24
$129.1M
$194.7M
Q3 24
$128.4M
$196.4M
Q2 24
$125.1M
$196.3M
Q1 24
$123.3M
$197.6M
Total Assets
AFBI
AFBI
STRS
STRS
Q4 25
$881.7M
$563.4M
Q3 25
$925.2M
$572.6M
Q2 25
$933.8M
$574.8M
Q1 25
$912.5M
$534.6M
Q4 24
$866.8M
$532.6M
Q3 24
$878.6M
$523.2M
Q2 24
$873.6M
$514.0M
Q1 24
$869.5M
$509.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
STRS
STRS
Operating Cash FlowLast quarter
$11.6M
$-29.9M
Free Cash FlowOCF − Capex
$11.2M
$-38.0M
FCF MarginFCF / Revenue
130.9%
-458.5%
Capex IntensityCapex / Revenue
4.9%
98.2%
Cash ConversionOCF / Net Profit
5.46×
-1.77×
TTM Free Cash FlowTrailing 4 quarters
$20.3M
$-70.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
STRS
STRS
Q4 25
$11.6M
$-29.9M
Q3 25
$3.7M
$-9.0M
Q2 25
$3.8M
$-1.7M
Q1 25
$1.9M
$-13.5M
Q4 24
$6.8M
$-5.8M
Q3 24
$4.1M
$-686.0K
Q2 24
$619.0K
$-8.3M
Q1 24
$1.2M
$6.5M
Free Cash Flow
AFBI
AFBI
STRS
STRS
Q4 25
$11.2M
$-38.0M
Q3 25
$3.6M
$-9.9M
Q2 25
$3.7M
$-4.3M
Q1 25
$1.8M
$-18.0M
Q4 24
$6.4M
$-35.0M
Q3 24
$4.0M
$-7.5M
Q2 24
$489.0K
$-16.3M
Q1 24
$1.1M
$-1.6M
FCF Margin
AFBI
AFBI
STRS
STRS
Q4 25
130.9%
-458.5%
Q3 25
43.3%
-198.7%
Q2 25
44.0%
-37.2%
Q1 25
22.7%
-357.4%
Q4 24
83.9%
-339.7%
Q3 24
49.5%
-84.4%
Q2 24
5.9%
-191.6%
Q1 24
14.8%
-6.0%
Capex Intensity
AFBI
AFBI
STRS
STRS
Q4 25
4.9%
98.2%
Q3 25
0.8%
18.4%
Q2 25
1.4%
22.7%
Q1 25
1.9%
89.8%
Q4 24
5.6%
283.0%
Q3 24
1.7%
76.7%
Q2 24
1.6%
94.2%
Q1 24
1.8%
30.7%
Cash Conversion
AFBI
AFBI
STRS
STRS
Q4 25
5.46×
-1.77×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×
1.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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