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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and TRANSACT TECHNOLOGIES INC (TACT). Click either name above to swap in a different company.

TRANSACT TECHNOLOGIES INC is the larger business by last-quarter revenue ($11.5M vs $8.6M, roughly 1.3× Affinity Bancshares, Inc.). On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs 11.9%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $589.0K). Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs 3.5%).

AFBI vs TACT — Head-to-Head

Bigger by revenue
TACT
TACT
1.3× larger
TACT
$11.5M
$8.6M
AFBI
Growing faster (revenue YoY)
AFBI
AFBI
+0.9% gap
AFBI
12.8%
11.9%
TACT
More free cash flow
AFBI
AFBI
$10.6M more FCF
AFBI
$11.2M
$589.0K
TACT
Faster 2-yr revenue CAGR
AFBI
AFBI
Annualised
AFBI
8.1%
3.5%
TACT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
TACT
TACT
Revenue
$8.6M
$11.5M
Net Profit
$2.1M
Gross Margin
47.6%
Operating Margin
35.9%
-10.1%
Net Margin
24.9%
Revenue YoY
12.8%
11.9%
Net Profit YoY
58.5%
EPS (diluted)
$0.34
$-0.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
TACT
TACT
Q4 25
$8.6M
$11.5M
Q3 25
$8.4M
$13.2M
Q2 25
$8.3M
$13.8M
Q1 25
$7.8M
$13.1M
Q4 24
$7.6M
$10.2M
Q3 24
$8.0M
$10.9M
Q2 24
$8.3M
$11.6M
Q1 24
$7.3M
$10.7M
Net Profit
AFBI
AFBI
TACT
TACT
Q4 25
$2.1M
Q3 25
$2.2M
$15.0K
Q2 25
$2.2M
$-143.0K
Q1 25
$1.8M
$19.0K
Q4 24
$1.3M
Q3 24
$1.7M
$-551.0K
Q2 24
$1.0M
$-319.0K
Q1 24
$1.3M
$-1.0M
Gross Margin
AFBI
AFBI
TACT
TACT
Q4 25
47.6%
Q3 25
49.8%
Q2 25
48.2%
Q1 25
48.7%
Q4 24
44.2%
Q3 24
48.1%
Q2 24
52.7%
Q1 24
52.6%
Operating Margin
AFBI
AFBI
TACT
TACT
Q4 25
35.9%
-10.1%
Q3 25
34.9%
0.1%
Q2 25
34.1%
-1.9%
Q1 25
30.8%
-0.1%
Q4 24
21.1%
-10.3%
Q3 24
28.5%
-7.7%
Q2 24
16.2%
-3.8%
Q1 24
24.0%
-12.2%
Net Margin
AFBI
AFBI
TACT
TACT
Q4 25
24.9%
Q3 25
26.5%
0.1%
Q2 25
25.9%
-1.0%
Q1 25
23.4%
0.1%
Q4 24
17.7%
Q3 24
21.7%
-5.1%
Q2 24
12.5%
-2.8%
Q1 24
18.2%
-9.7%
EPS (diluted)
AFBI
AFBI
TACT
TACT
Q4 25
$0.34
$-0.11
Q3 25
$0.34
$0.00
Q2 25
$0.33
$-0.01
Q1 25
$0.28
$0.00
Q4 24
$0.21
$-0.80
Q3 24
$0.26
$-0.06
Q2 24
$0.16
$-0.03
Q1 24
$0.20
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
TACT
TACT
Cash + ST InvestmentsLiquidity on hand
$53.9M
$20.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
$31.1M
Total Assets
$881.7M
$44.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
TACT
TACT
Q4 25
$53.9M
$20.4M
Q3 25
$84.8M
$20.0M
Q2 25
$89.7M
$17.7M
Q1 25
$74.7M
$14.2M
Q4 24
$41.4M
$14.4M
Q3 24
$52.3M
$11.3M
Q2 24
$50.4M
$11.1M
Q1 24
$61.4M
$10.6M
Stockholders' Equity
AFBI
AFBI
TACT
TACT
Q4 25
$127.0M
$31.1M
Q3 25
$125.4M
$31.8M
Q2 25
$124.1M
$31.3M
Q1 25
$122.3M
$30.9M
Q4 24
$129.1M
$30.6M
Q3 24
$128.4M
$38.4M
Q2 24
$125.1M
$38.5M
Q1 24
$123.3M
$38.6M
Total Assets
AFBI
AFBI
TACT
TACT
Q4 25
$881.7M
$44.8M
Q3 25
$925.2M
$45.0M
Q2 25
$933.8M
$44.5M
Q1 25
$912.5M
$44.2M
Q4 24
$866.8M
$44.0M
Q3 24
$878.6M
$50.5M
Q2 24
$873.6M
$50.4M
Q1 24
$869.5M
$51.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
TACT
TACT
Operating Cash FlowLast quarter
$11.6M
$609.0K
Free Cash FlowOCF − Capex
$11.2M
$589.0K
FCF MarginFCF / Revenue
130.9%
5.1%
Capex IntensityCapex / Revenue
4.9%
0.2%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M
$7.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
TACT
TACT
Q4 25
$11.6M
$609.0K
Q3 25
$3.7M
$3.6M
Q2 25
$3.8M
$3.6M
Q1 25
$1.9M
$-161.0K
Q4 24
$6.8M
$2.4M
Q3 24
$4.1M
$327.0K
Q2 24
$619.0K
$636.0K
Q1 24
$1.2M
$-1.5M
Free Cash Flow
AFBI
AFBI
TACT
TACT
Q4 25
$11.2M
$589.0K
Q3 25
$3.6M
$3.6M
Q2 25
$3.7M
$3.6M
Q1 25
$1.8M
$-171.0K
Q4 24
$6.4M
$2.4M
Q3 24
$4.0M
$259.0K
Q2 24
$489.0K
$499.0K
Q1 24
$1.1M
$-1.6M
FCF Margin
AFBI
AFBI
TACT
TACT
Q4 25
130.9%
5.1%
Q3 25
43.3%
27.1%
Q2 25
44.0%
25.9%
Q1 25
22.7%
-1.3%
Q4 24
83.9%
23.2%
Q3 24
49.5%
2.4%
Q2 24
5.9%
4.3%
Q1 24
14.8%
-14.9%
Capex Intensity
AFBI
AFBI
TACT
TACT
Q4 25
4.9%
0.2%
Q3 25
0.8%
0.5%
Q2 25
1.4%
0.1%
Q1 25
1.9%
0.1%
Q4 24
5.6%
0.1%
Q3 24
1.7%
0.6%
Q2 24
1.6%
1.2%
Q1 24
1.8%
1.0%
Cash Conversion
AFBI
AFBI
TACT
TACT
Q4 25
5.46×
Q3 25
1.66×
242.00×
Q2 25
1.75×
Q1 25
1.05×
-8.47×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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