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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and TAYLOR DEVICES, INC. (TAYD). Click either name above to swap in a different company.

TAYLOR DEVICES, INC. is the larger business by last-quarter revenue ($11.6M vs $8.6M, roughly 1.4× Affinity Bancshares, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs 17.3%, a 7.6% gap on every dollar of revenue. On growth, TAYLOR DEVICES, INC. posted the faster year-over-year revenue change (35.7% vs 12.8%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $4.4M). Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs -2.7%).

Taylor Corporation is a privately owned print and communications company headquartered in North Mankato, Minnesota, and was founded in 1975 by businessman Glen Taylor. The company comprises more than 90 locations and employs nearly 10,000 employees. Taylor has print operations in dozens of U.S. states and multiple countries around the world.

AFBI vs TAYD — Head-to-Head

Bigger by revenue
TAYD
TAYD
1.4× larger
TAYD
$11.6M
$8.6M
AFBI
Growing faster (revenue YoY)
TAYD
TAYD
+22.9% gap
TAYD
35.7%
12.8%
AFBI
Higher net margin
AFBI
AFBI
7.6% more per $
AFBI
24.9%
17.3%
TAYD
More free cash flow
AFBI
AFBI
$6.8M more FCF
AFBI
$11.2M
$4.4M
TAYD
Faster 2-yr revenue CAGR
AFBI
AFBI
Annualised
AFBI
8.1%
-2.7%
TAYD

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
AFBI
AFBI
TAYD
TAYD
Revenue
$8.6M
$11.6M
Net Profit
$2.1M
$2.0M
Gross Margin
47.0%
Operating Margin
35.9%
19.2%
Net Margin
24.9%
17.3%
Revenue YoY
12.8%
35.7%
Net Profit YoY
58.5%
90.2%
EPS (diluted)
$0.34

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
TAYD
TAYD
Q4 25
$8.6M
$11.6M
Q3 25
$8.4M
$9.9M
Q2 25
$8.3M
$15.6M
Q1 25
$7.8M
$10.6M
Q4 24
$7.6M
$8.5M
Q3 24
$8.0M
$11.6M
Q2 24
$8.3M
$12.1M
Q1 24
$7.3M
$12.3M
Net Profit
AFBI
AFBI
TAYD
TAYD
Q4 25
$2.1M
$2.0M
Q3 25
$2.2M
$2.2M
Q2 25
$2.2M
$3.7M
Q1 25
$1.8M
$2.0M
Q4 24
$1.3M
$1.1M
Q3 24
$1.7M
$2.7M
Q2 24
$1.0M
$2.5M
Q1 24
$1.3M
$2.7M
Gross Margin
AFBI
AFBI
TAYD
TAYD
Q4 25
47.0%
Q3 25
44.8%
Q2 25
48.6%
Q1 25
42.9%
Q4 24
45.5%
Q3 24
47.4%
Q2 24
48.8%
Q1 24
46.9%
Operating Margin
AFBI
AFBI
TAYD
TAYD
Q4 25
35.9%
19.2%
Q3 25
34.9%
22.6%
Q2 25
34.1%
24.2%
Q1 25
30.8%
19.1%
Q4 24
21.1%
11.0%
Q3 24
28.5%
25.0%
Q2 24
16.2%
20.8%
Q1 24
24.0%
24.4%
Net Margin
AFBI
AFBI
TAYD
TAYD
Q4 25
24.9%
17.3%
Q3 25
26.5%
22.1%
Q2 25
25.9%
23.7%
Q1 25
23.4%
19.0%
Q4 24
17.7%
12.4%
Q3 24
21.7%
23.0%
Q2 24
12.5%
20.5%
Q1 24
18.2%
22.0%
EPS (diluted)
AFBI
AFBI
TAYD
TAYD
Q4 25
$0.34
Q3 25
$0.34
Q2 25
$0.33
Q1 25
$0.28
Q4 24
$0.21
Q3 24
$0.26
Q2 24
$0.16
Q1 24
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
TAYD
TAYD
Cash + ST InvestmentsLiquidity on hand
$53.9M
$40.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
$67.1M
Total Assets
$881.7M
$72.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
TAYD
TAYD
Q4 25
$53.9M
$40.7M
Q3 25
$84.8M
$36.3M
Q2 25
$89.7M
$36.0M
Q1 25
$74.7M
$35.4M
Q4 24
$41.4M
$26.6M
Q3 24
$52.3M
$27.1M
Q2 24
$50.4M
$31.0M
Q1 24
$61.4M
$24.6M
Stockholders' Equity
AFBI
AFBI
TAYD
TAYD
Q4 25
$127.0M
$67.1M
Q3 25
$125.4M
$64.3M
Q2 25
$124.1M
$62.0M
Q1 25
$122.3M
$57.8M
Q4 24
$129.1M
$55.8M
Q3 24
$128.4M
$53.9M
Q2 24
$125.1M
$51.2M
Q1 24
$123.3M
$47.8M
Total Assets
AFBI
AFBI
TAYD
TAYD
Q4 25
$881.7M
$72.8M
Q3 25
$925.2M
$70.3M
Q2 25
$933.8M
$71.6M
Q1 25
$912.5M
$70.1M
Q4 24
$866.8M
$62.9M
Q3 24
$878.6M
$61.9M
Q2 24
$873.6M
$63.1M
Q1 24
$869.5M
$54.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
TAYD
TAYD
Operating Cash FlowLast quarter
$11.6M
$5.7M
Free Cash FlowOCF − Capex
$11.2M
$4.4M
FCF MarginFCF / Revenue
130.9%
38.3%
Capex IntensityCapex / Revenue
4.9%
11.3%
Cash ConversionOCF / Net Profit
5.46×
2.86×
TTM Free Cash FlowTrailing 4 quarters
$20.3M
$14.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
TAYD
TAYD
Q4 25
$11.6M
$5.7M
Q3 25
$3.7M
$483.6K
Q2 25
$3.8M
$1.9M
Q1 25
$1.9M
$9.0M
Q4 24
$6.8M
$103.1K
Q3 24
$4.1M
$-3.6M
Q2 24
$619.0K
$6.5M
Q1 24
$1.2M
$-685.0K
Free Cash Flow
AFBI
AFBI
TAYD
TAYD
Q4 25
$11.2M
$4.4M
Q3 25
$3.6M
$298.6K
Q2 25
$3.7M
$491.3K
Q1 25
$1.8M
$8.8M
Q4 24
$6.4M
$-620.5K
Q3 24
$4.0M
$-3.8M
Q2 24
$489.0K
$6.1M
Q1 24
$1.1M
$-895.5K
FCF Margin
AFBI
AFBI
TAYD
TAYD
Q4 25
130.9%
38.3%
Q3 25
43.3%
3.0%
Q2 25
44.0%
3.2%
Q1 25
22.7%
83.6%
Q4 24
83.9%
-7.3%
Q3 24
49.5%
-33.0%
Q2 24
5.9%
51.0%
Q1 24
14.8%
-7.3%
Capex Intensity
AFBI
AFBI
TAYD
TAYD
Q4 25
4.9%
11.3%
Q3 25
0.8%
1.9%
Q2 25
1.4%
9.3%
Q1 25
1.9%
1.8%
Q4 24
5.6%
8.5%
Q3 24
1.7%
2.1%
Q2 24
1.6%
3.3%
Q1 24
1.8%
1.7%
Cash Conversion
AFBI
AFBI
TAYD
TAYD
Q4 25
5.46×
2.86×
Q3 25
1.66×
0.22×
Q2 25
1.75×
0.52×
Q1 25
1.05×
4.51×
Q4 24
5.05×
0.10×
Q3 24
2.36×
-1.35×
Q2 24
0.60×
2.65×
Q1 24
0.91×
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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