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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and Zedge, Inc. (ZDGE). Click either name above to swap in a different company.
Affinity Bancshares, Inc. is the larger business by last-quarter revenue ($8.6M vs $7.6M, roughly 1.1× Zedge, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs 10.4%, a 14.5% gap on every dollar of revenue. On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs 5.8%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $808.0K). Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs -1.0%).
Zedge is a content distribution platform that provides consumers with a way to personalize their mobile devices. It has offices in Trondheim, Vilnius, and New York City.
AFBI vs ZDGE — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $8.6M | $7.6M |
| Net Profit | $2.1M | $788.0K |
| Gross Margin | — | — |
| Operating Margin | 35.9% | 12.0% |
| Net Margin | 24.9% | 10.4% |
| Revenue YoY | 12.8% | 5.8% |
| Net Profit YoY | 58.5% | 332.4% |
| EPS (diluted) | $0.34 | $0.06 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $8.6M | $7.6M | ||
| Q3 25 | $8.4M | $7.5M | ||
| Q2 25 | $8.3M | $7.8M | ||
| Q1 25 | $7.8M | $7.0M | ||
| Q4 24 | $7.6M | $7.2M | ||
| Q3 24 | $8.0M | $7.6M | ||
| Q2 24 | $8.3M | $7.7M | ||
| Q1 24 | $7.3M | $7.8M |
| Q4 25 | $2.1M | $788.0K | ||
| Q3 25 | $2.2M | $-559.0K | ||
| Q2 25 | $2.2M | $185.0K | ||
| Q1 25 | $1.8M | $-1.7M | ||
| Q4 24 | $1.3M | $-339.0K | ||
| Q3 24 | $1.7M | $-39.0K | ||
| Q2 24 | $1.0M | $113.0K | ||
| Q1 24 | $1.3M | $-9.2M |
| Q4 25 | 35.9% | 12.0% | ||
| Q3 25 | 34.9% | -9.6% | ||
| Q2 25 | 34.1% | 2.1% | ||
| Q1 25 | 30.8% | -31.8% | ||
| Q4 24 | 21.1% | -6.4% | ||
| Q3 24 | 28.5% | -0.8% | ||
| Q2 24 | 16.2% | -1.7% | ||
| Q1 24 | 24.0% | -153.5% |
| Q4 25 | 24.9% | 10.4% | ||
| Q3 25 | 26.5% | -7.5% | ||
| Q2 25 | 25.9% | 2.4% | ||
| Q1 25 | 23.4% | -24.1% | ||
| Q4 24 | 17.7% | -4.7% | ||
| Q3 24 | 21.7% | -0.5% | ||
| Q2 24 | 12.5% | 1.5% | ||
| Q1 24 | 18.2% | -118.8% |
| Q4 25 | $0.34 | $0.06 | ||
| Q3 25 | $0.34 | $-0.04 | ||
| Q2 25 | $0.33 | $0.01 | ||
| Q1 25 | $0.28 | $-0.12 | ||
| Q4 24 | $0.21 | $-0.02 | ||
| Q3 24 | $0.26 | $0.00 | ||
| Q2 24 | $0.16 | $0.01 | ||
| Q1 24 | $0.20 | $-0.66 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $53.9M | $18.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $127.0M | $25.9M |
| Total Assets | $881.7M | $36.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.9M | $18.5M | ||
| Q3 25 | $84.8M | $18.6M | ||
| Q2 25 | $89.7M | $20.4M | ||
| Q1 25 | $74.7M | $20.1M | ||
| Q4 24 | $41.4M | $20.2M | ||
| Q3 24 | $52.3M | $20.0M | ||
| Q2 24 | $50.4M | $19.9M | ||
| Q1 24 | $61.4M | $18.1M |
| Q4 25 | $127.0M | $25.9M | ||
| Q3 25 | $125.4M | $25.9M | ||
| Q2 25 | $124.1M | $28.6M | ||
| Q1 25 | $122.3M | $28.2M | ||
| Q4 24 | $129.1M | $30.1M | ||
| Q3 24 | $128.4M | $30.9M | ||
| Q2 24 | $125.1M | $30.9M | ||
| Q1 24 | $123.3M | $30.7M |
| Q4 25 | $881.7M | $36.0M | ||
| Q3 25 | $925.2M | $35.7M | ||
| Q2 25 | $933.8M | $37.8M | ||
| Q1 25 | $912.5M | $37.1M | ||
| Q4 24 | $866.8M | $38.2M | ||
| Q3 24 | $878.6M | $38.2M | ||
| Q2 24 | $873.6M | $38.1M | ||
| Q1 24 | $869.5M | $37.1M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $11.6M | $825.0K |
| Free Cash FlowOCF − Capex | $11.2M | $808.0K |
| FCF MarginFCF / Revenue | 130.9% | 10.6% |
| Capex IntensityCapex / Revenue | 4.9% | 0.2% |
| Cash ConversionOCF / Net Profit | 5.46× | 1.05× |
| TTM Free Cash FlowTrailing 4 quarters | $20.3M | $3.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $11.6M | $825.0K | ||
| Q3 25 | $3.7M | $674.0K | ||
| Q2 25 | $3.8M | $870.0K | ||
| Q1 25 | $1.9M | $708.0K | ||
| Q4 24 | $6.8M | $1.2M | ||
| Q3 24 | $4.1M | $695.0K | ||
| Q2 24 | $619.0K | $2.3M | ||
| Q1 24 | $1.2M | $1.6M |
| Q4 25 | $11.2M | $808.0K | ||
| Q3 25 | $3.6M | $640.0K | ||
| Q2 25 | $3.7M | $851.0K | ||
| Q1 25 | $1.8M | $689.0K | ||
| Q4 24 | $6.4M | $1.2M | ||
| Q3 24 | $4.0M | $683.0K | ||
| Q2 24 | $489.0K | $2.3M | ||
| Q1 24 | $1.1M | $1.6M |
| Q4 25 | 130.9% | 10.6% | ||
| Q3 25 | 43.3% | 8.6% | ||
| Q2 25 | 44.0% | 11.0% | ||
| Q1 25 | 22.7% | 9.9% | ||
| Q4 24 | 83.9% | 16.1% | ||
| Q3 24 | 49.5% | 9.0% | ||
| Q2 24 | 5.9% | 30.4% | ||
| Q1 24 | 14.8% | 20.0% |
| Q4 25 | 4.9% | 0.2% | ||
| Q3 25 | 0.8% | 0.5% | ||
| Q2 25 | 1.4% | 0.2% | ||
| Q1 25 | 1.9% | 0.3% | ||
| Q4 24 | 5.6% | 0.2% | ||
| Q3 24 | 1.7% | 0.2% | ||
| Q2 24 | 1.6% | 0.2% | ||
| Q1 24 | 1.8% | 0.0% |
| Q4 25 | 5.46× | 1.05× | ||
| Q3 25 | 1.66× | — | ||
| Q2 25 | 1.75× | 4.70× | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | 5.05× | — | ||
| Q3 24 | 2.36× | — | ||
| Q2 24 | 0.60× | 20.73× | ||
| Q1 24 | 0.91× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AFBI
Segment breakdown not available.
ZDGE
| Zedge Marketplace | $7.1M | 94% |
| Other | $468.0K | 6% |
