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Side-by-side financial comparison of AMERICAN FINANCIAL GROUP INC (AFG) and Albemarle Corporation (ALB). Click either name above to swap in a different company.
AMERICAN FINANCIAL GROUP INC is the larger business by last-quarter revenue ($2.1B vs $1.4B, roughly 1.4× Albemarle Corporation). AMERICAN FINANCIAL GROUP INC runs the higher net margin — 14.5% vs -29.0%, a 43.5% gap on every dollar of revenue. On growth, Albemarle Corporation posted the faster year-over-year revenue change (15.9% vs -4.0%). Over the past eight quarters, AMERICAN FINANCIAL GROUP INC's revenue compounded faster (4.0% CAGR vs 2.4%).
The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.
Albemarle Corporation develops, manufactures, and markets engineered specialty chemicals worldwide. It operates through three segments: Lithium, Bromine, and Catalysts. The Lithium segment offers lithium compounds, including lithium carbonate, lithium hydroxide, lithium chloride, and lithium specialties; and reagents, such as butyllithium and lithium aluminum hydride for use in lithium batteries for consumer electronics and electric vehicles, high performance greases, thermoplastic elastomers...
AFG vs ALB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.1B | $1.4B |
| Net Profit | $299.0M | $-414.2M |
| Gross Margin | — | 13.9% |
| Operating Margin | 18.4% | -15.2% |
| Net Margin | 14.5% | -29.0% |
| Revenue YoY | -4.0% | 15.9% |
| Net Profit YoY | 17.3% | -650.1% |
| EPS (diluted) | $3.59 | $-3.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.1B | $1.4B | ||
| Q3 25 | $2.3B | $1.3B | ||
| Q2 25 | $1.9B | $1.3B | ||
| Q1 25 | $1.9B | $1.1B | ||
| Q4 24 | $2.1B | $1.2B | ||
| Q3 24 | $2.4B | $1.4B | ||
| Q2 24 | $1.9B | $1.4B | ||
| Q1 24 | $1.9B | $1.4B |
| Q4 25 | $299.0M | $-414.2M | ||
| Q3 25 | $215.0M | $-160.7M | ||
| Q2 25 | $174.0M | $22.9M | ||
| Q1 25 | $154.0M | $41.3M | ||
| Q4 24 | $255.0M | $75.3M | ||
| Q3 24 | $181.0M | $-1.1B | ||
| Q2 24 | $209.0M | $-188.2M | ||
| Q1 24 | $242.0M | $2.4M |
| Q4 25 | — | 13.9% | ||
| Q3 25 | — | 9.0% | ||
| Q2 25 | — | 14.8% | ||
| Q1 25 | — | 14.5% | ||
| Q4 24 | — | 11.2% | ||
| Q3 24 | — | -7.7% | ||
| Q2 24 | — | -0.7% | ||
| Q1 24 | — | 2.9% |
| Q4 25 | 18.4% | -15.2% | ||
| Q3 25 | 11.5% | -16.6% | ||
| Q2 25 | 11.9% | 3.6% | ||
| Q1 25 | 10.6% | 1.8% | ||
| Q4 24 | 14.9% | 0.4% | ||
| Q3 24 | 9.7% | -81.9% | ||
| Q2 24 | 14.3% | -34.4% | ||
| Q1 24 | 15.9% | -13.2% |
| Q4 25 | 14.5% | -29.0% | ||
| Q3 25 | 9.2% | -12.3% | ||
| Q2 25 | 9.0% | 1.7% | ||
| Q1 25 | 8.3% | 3.8% | ||
| Q4 24 | 11.9% | 6.1% | ||
| Q3 24 | 7.6% | -78.9% | ||
| Q2 24 | 11.0% | -13.2% | ||
| Q1 24 | 12.7% | 0.2% |
| Q4 25 | $3.59 | $-3.88 | ||
| Q3 25 | $2.58 | $-1.72 | ||
| Q2 25 | $2.07 | $-0.16 | ||
| Q1 25 | $1.84 | $0.00 | ||
| Q4 24 | $3.03 | $0.29 | ||
| Q3 24 | $2.16 | $-9.45 | ||
| Q2 24 | $2.49 | $-1.96 | ||
| Q1 24 | $2.89 | $-0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7B | — |
| Total DebtLower is stronger | $1.8B | $3.2B |
| Stockholders' EquityBook value | $4.8B | $9.5B |
| Total Assets | $32.6B | $16.4B |
| Debt / EquityLower = less leverage | 0.38× | 0.33× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7B | — | ||
| Q3 25 | $1.8B | $1.9B | ||
| Q2 25 | $1.3B | $1.8B | ||
| Q1 25 | $1.3B | $1.5B | ||
| Q4 24 | $1.4B | $1.2B | ||
| Q3 24 | $1.3B | $1.7B | ||
| Q2 24 | $1.1B | $1.8B | ||
| Q1 24 | $1.1B | $2.1B |
| Q4 25 | $1.8B | $3.2B | ||
| Q3 25 | $1.8B | $3.6B | ||
| Q2 25 | $1.5B | $3.6B | ||
| Q1 25 | $1.5B | $3.5B | ||
| Q4 24 | $1.5B | $3.5B | ||
| Q3 24 | $1.5B | $3.6B | ||
| Q2 24 | $1.5B | $3.5B | ||
| Q1 24 | $1.5B | $3.5B |
| Q4 25 | $4.8B | $9.5B | ||
| Q3 25 | $4.7B | $10.0B | ||
| Q2 25 | $4.5B | $10.2B | ||
| Q1 25 | $4.4B | $10.0B | ||
| Q4 24 | $4.5B | $10.0B | ||
| Q3 24 | $4.7B | $10.2B | ||
| Q2 24 | $4.4B | $11.2B | ||
| Q1 24 | $4.2B | $11.5B |
| Q4 25 | $32.6B | $16.4B | ||
| Q3 25 | $33.8B | $17.1B | ||
| Q2 25 | $30.7B | $17.3B | ||
| Q1 25 | $30.3B | $17.0B | ||
| Q4 24 | $30.8B | $16.6B | ||
| Q3 24 | $32.6B | $17.5B | ||
| Q2 24 | $29.9B | $18.4B | ||
| Q1 24 | $30.0B | $19.0B |
| Q4 25 | 0.38× | 0.33× | ||
| Q3 25 | 0.38× | 0.36× | ||
| Q2 25 | 0.33× | 0.35× | ||
| Q1 25 | 0.34× | 0.35× | ||
| Q4 24 | 0.33× | 0.35× | ||
| Q3 24 | 0.31× | 0.35× | ||
| Q2 24 | 0.34× | 0.31× | ||
| Q1 24 | 0.35× | 0.31× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $784.0M | $388.5M |
| Free Cash FlowOCF − Capex | — | $233.1M |
| FCF MarginFCF / Revenue | — | 16.3% |
| Capex IntensityCapex / Revenue | — | 10.9% |
| Cash ConversionOCF / Net Profit | 2.62× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $692.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $784.0M | $388.5M | ||
| Q3 25 | $216.0M | $355.6M | ||
| Q2 25 | $191.0M | $-7.2M | ||
| Q1 25 | $342.0M | $545.4M | ||
| Q4 24 | $674.0M | $674.0K | ||
| Q3 24 | $459.0M | $240.5M | ||
| Q2 24 | $-88.0M | $362.9M | ||
| Q1 24 | $107.0M | $98.0M |
| Q4 25 | — | $233.1M | ||
| Q3 25 | — | $223.4M | ||
| Q2 25 | — | $-126.8M | ||
| Q1 25 | — | $362.8M | ||
| Q4 24 | — | $-355.1M | ||
| Q3 24 | — | $-62.6M | ||
| Q2 24 | — | $-84.7M | ||
| Q1 24 | — | $-481.4M |
| Q4 25 | — | 16.3% | ||
| Q3 25 | — | 17.1% | ||
| Q2 25 | — | -9.5% | ||
| Q1 25 | — | 33.7% | ||
| Q4 24 | — | -28.8% | ||
| Q3 24 | — | -4.6% | ||
| Q2 24 | — | -5.9% | ||
| Q1 24 | — | -35.4% |
| Q4 25 | — | 10.9% | ||
| Q3 25 | — | 10.1% | ||
| Q2 25 | — | 9.0% | ||
| Q1 25 | — | 17.0% | ||
| Q4 24 | — | 28.9% | ||
| Q3 24 | — | 22.4% | ||
| Q2 24 | — | 31.3% | ||
| Q1 24 | — | 42.6% |
| Q4 25 | 2.62× | — | ||
| Q3 25 | 1.00× | — | ||
| Q2 25 | 1.10× | -0.31× | ||
| Q1 25 | 2.22× | 13.19× | ||
| Q4 24 | 2.64× | 0.01× | ||
| Q3 24 | 2.54× | — | ||
| Q2 24 | -0.42× | — | ||
| Q1 24 | 0.44× | 40.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
ALB
| Energy Storage | $759.1M | 53% |
| Specialties | $348.9M | 24% |
| Ketjen | $320.1M | 22% |
