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Side-by-side financial comparison of AMERICAN FINANCIAL GROUP INC (AFG) and Church & Dwight (CHD). Click either name above to swap in a different company.

AMERICAN FINANCIAL GROUP INC is the larger business by last-quarter revenue ($2.1B vs $1.5B, roughly 1.4× Church & Dwight). Church & Dwight runs the higher net margin — 14.7% vs 14.5%, a 0.2% gap on every dollar of revenue. On growth, Church & Dwight posted the faster year-over-year revenue change (0.1% vs -4.0%). Over the past eight quarters, AMERICAN FINANCIAL GROUP INC's revenue compounded faster (4.0% CAGR vs -1.4%).

The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.

Church & Dwight Co., Inc., is an American consumer goods company focusing on personal care, household products, and specialty products. The company was founded in 1847 and is headquartered in Ewing, New Jersey. It is the parent company of well-known brands such as Arm & Hammer, Trojan, OxiClean, and First Response. In 2022, Church & Dwight reported annual revenue of $5.4 billion. The company's products and services include a wide range of consumer goods, including laundry detergent, air fresh...

AFG vs CHD — Head-to-Head

Bigger by revenue
AFG
AFG
1.4× larger
AFG
$2.1B
$1.5B
CHD
Growing faster (revenue YoY)
CHD
CHD
+4.2% gap
CHD
0.1%
-4.0%
AFG
Higher net margin
CHD
CHD
0.2% more per $
CHD
14.7%
14.5%
AFG
Faster 2-yr revenue CAGR
AFG
AFG
Annualised
AFG
4.0%
-1.4%
CHD

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
AFG
AFG
CHD
CHD
Revenue
$2.1B
$1.5B
Net Profit
$299.0M
$216.3M
Gross Margin
46.4%
Operating Margin
18.4%
19.8%
Net Margin
14.5%
14.7%
Revenue YoY
-4.0%
0.1%
Net Profit YoY
17.3%
-4.5%
EPS (diluted)
$3.59
$0.91

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFG
AFG
CHD
CHD
Q1 26
$1.5B
Q4 25
$2.1B
$1.6B
Q3 25
$2.3B
$1.6B
Q2 25
$1.9B
$1.5B
Q1 25
$1.9B
$1.5B
Q4 24
$2.1B
$1.6B
Q3 24
$2.4B
$1.5B
Q2 24
$1.9B
$1.5B
Net Profit
AFG
AFG
CHD
CHD
Q1 26
$216.3M
Q4 25
$299.0M
$143.5M
Q3 25
$215.0M
$182.2M
Q2 25
$174.0M
$191.0M
Q1 25
$154.0M
$220.1M
Q4 24
$255.0M
$189.2M
Q3 24
$181.0M
$-75.1M
Q2 24
$209.0M
$243.5M
Gross Margin
AFG
AFG
CHD
CHD
Q1 26
46.4%
Q4 25
45.8%
Q3 25
45.1%
Q2 25
43.0%
Q1 25
45.0%
Q4 24
44.7%
Q3 24
45.2%
Q2 24
47.1%
Operating Margin
AFG
AFG
CHD
CHD
Q1 26
19.8%
Q4 25
18.4%
16.2%
Q3 25
11.5%
16.1%
Q2 25
11.9%
17.4%
Q1 25
10.6%
20.1%
Q4 24
14.9%
16.2%
Q3 24
9.7%
-6.1%
Q2 24
14.3%
22.3%
Net Margin
AFG
AFG
CHD
CHD
Q1 26
14.7%
Q4 25
14.5%
8.7%
Q3 25
9.2%
11.5%
Q2 25
9.0%
12.7%
Q1 25
8.3%
15.0%
Q4 24
11.9%
12.0%
Q3 24
7.6%
-5.0%
Q2 24
11.0%
16.1%
EPS (diluted)
AFG
AFG
CHD
CHD
Q1 26
$0.91
Q4 25
$3.59
$0.60
Q3 25
$2.58
$0.75
Q2 25
$2.07
$0.78
Q1 25
$1.84
$0.89
Q4 24
$3.03
$0.76
Q3 24
$2.16
$-0.31
Q2 24
$2.49
$0.99

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFG
AFG
CHD
CHD
Cash + ST InvestmentsLiquidity on hand
$1.7B
$503.4M
Total DebtLower is stronger
$1.8B
$2.2B
Stockholders' EquityBook value
$4.8B
Total Assets
$32.6B
$9.0B
Debt / EquityLower = less leverage
0.38×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFG
AFG
CHD
CHD
Q1 26
$503.4M
Q4 25
$1.7B
$409.0M
Q3 25
$1.8B
$305.3M
Q2 25
$1.3B
$923.2M
Q1 25
$1.3B
$1.1B
Q4 24
$1.4B
$964.1M
Q3 24
$1.3B
$752.1M
Q2 24
$1.1B
$491.7M
Total Debt
AFG
AFG
CHD
CHD
Q1 26
$2.2B
Q4 25
$1.8B
$2.2B
Q3 25
$1.8B
$2.2B
Q2 25
$1.5B
$2.2B
Q1 25
$1.5B
$2.2B
Q4 24
$1.5B
$2.2B
Q3 24
$1.5B
$2.2B
Q2 24
$1.5B
$2.2B
Stockholders' Equity
AFG
AFG
CHD
CHD
Q1 26
Q4 25
$4.8B
$4.0B
Q3 25
$4.7B
$4.2B
Q2 25
$4.5B
$4.4B
Q1 25
$4.4B
$4.6B
Q4 24
$4.5B
$4.4B
Q3 24
$4.7B
$4.2B
Q2 24
$4.4B
$4.3B
Total Assets
AFG
AFG
CHD
CHD
Q1 26
$9.0B
Q4 25
$32.6B
$8.9B
Q3 25
$33.8B
$9.1B
Q2 25
$30.7B
$8.8B
Q1 25
$30.3B
$9.0B
Q4 24
$30.8B
$8.9B
Q3 24
$32.6B
$8.7B
Q2 24
$29.9B
$8.8B
Debt / Equity
AFG
AFG
CHD
CHD
Q1 26
Q4 25
0.38×
0.55×
Q3 25
0.38×
0.52×
Q2 25
0.33×
0.50×
Q1 25
0.34×
0.48×
Q4 24
0.33×
0.51×
Q3 24
0.31×
0.53×
Q2 24
0.34×
0.51×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFG
AFG
CHD
CHD
Operating Cash FlowLast quarter
$784.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.62×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFG
AFG
CHD
CHD
Q1 26
Q4 25
$784.0M
Q3 25
$216.0M
Q2 25
$191.0M
Q1 25
$342.0M
Q4 24
$674.0M
$292.3M
Q3 24
$459.0M
$364.0M
Q2 24
$-88.0M
$236.9M
Free Cash Flow
AFG
AFG
CHD
CHD
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$237.7M
Q3 24
$315.4M
Q2 24
$206.6M
FCF Margin
AFG
AFG
CHD
CHD
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
15.0%
Q3 24
20.9%
Q2 24
13.7%
Capex Intensity
AFG
AFG
CHD
CHD
Q1 26
Q4 25
3.4%
Q3 25
1.8%
Q2 25
1.5%
Q1 25
1.1%
Q4 24
3.5%
Q3 24
3.2%
Q2 24
2.0%
Cash Conversion
AFG
AFG
CHD
CHD
Q1 26
Q4 25
2.62×
Q3 25
1.00×
Q2 25
1.10×
Q1 25
2.22×
Q4 24
2.64×
1.54×
Q3 24
2.54×
Q2 24
-0.42×
0.97×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFG
AFG

Property And Casualty Insurance$2.0B96%
Other$83.0M4%

CHD
CHD

Household Products$641.6M44%
Personal Care Products$476.1M32%
Consumer International$273.9M19%
Specialty Products Division$77.7M5%

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