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Side-by-side financial comparison of AMERICAN FINANCIAL GROUP INC (AFG) and FLOWERS FOODS INC (FLO). Click either name above to swap in a different company.
AMERICAN FINANCIAL GROUP INC is the larger business by last-quarter revenue ($2.1B vs $1.2B, roughly 1.7× FLOWERS FOODS INC). On growth, AMERICAN FINANCIAL GROUP INC posted the faster year-over-year revenue change (-4.0% vs -75.8%). Over the past eight quarters, AMERICAN FINANCIAL GROUP INC's revenue compounded faster (4.0% CAGR vs -11.6%).
The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.
Flowers Foods, headquartered in Thomasville, Georgia, is a producer and marketer of packaged bakery foods in the United States. The company operates 44 bakeries across 19 states that produce a variety of products, including bread, buns, rolls, snack cakes, pastries, and tortillas. As of February 2013, Flowers Foods had grown to be the "second-largest baking company in the United States."
AFG vs FLO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.1B | $1.2B |
| Net Profit | $299.0M | — |
| Gross Margin | — | — |
| Operating Margin | 18.4% | — |
| Net Margin | 14.5% | — |
| Revenue YoY | -4.0% | -75.8% |
| Net Profit YoY | 17.3% | — |
| EPS (diluted) | $3.59 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.1B | $1.2B | ||
| Q3 25 | $2.3B | $1.2B | ||
| Q2 25 | $1.9B | $1.6B | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | $2.1B | $1.2B | ||
| Q3 24 | $2.4B | $1.2B | ||
| Q2 24 | $1.9B | $1.6B | ||
| Q1 24 | $1.9B | — |
| Q4 25 | $299.0M | $39.5M | ||
| Q3 25 | $215.0M | $58.4M | ||
| Q2 25 | $174.0M | $53.0M | ||
| Q1 25 | $154.0M | — | ||
| Q4 24 | $255.0M | $65.0M | ||
| Q3 24 | $181.0M | $67.0M | ||
| Q2 24 | $209.0M | $73.0M | ||
| Q1 24 | $242.0M | — |
| Q4 25 | 18.4% | 5.4% | ||
| Q3 25 | 11.5% | 7.5% | ||
| Q2 25 | 11.9% | 5.5% | ||
| Q1 25 | 10.6% | — | ||
| Q4 24 | 14.9% | 7.6% | ||
| Q3 24 | 9.7% | 7.8% | ||
| Q2 24 | 14.3% | 6.4% | ||
| Q1 24 | 15.9% | — |
| Q4 25 | 14.5% | 3.2% | ||
| Q3 25 | 9.2% | 4.7% | ||
| Q2 25 | 9.0% | 3.4% | ||
| Q1 25 | 8.3% | — | ||
| Q4 24 | 11.9% | 5.5% | ||
| Q3 24 | 7.6% | 5.5% | ||
| Q2 24 | 11.0% | 4.6% | ||
| Q1 24 | 12.7% | — |
| Q4 25 | $3.59 | $0.19 | ||
| Q3 25 | $2.58 | $0.28 | ||
| Q2 25 | $2.07 | $0.25 | ||
| Q1 25 | $1.84 | — | ||
| Q4 24 | $3.03 | $0.31 | ||
| Q3 24 | $2.16 | $0.32 | ||
| Q2 24 | $2.49 | $0.34 | ||
| Q1 24 | $2.89 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7B | $12.1M |
| Total DebtLower is stronger | $1.8B | — |
| Stockholders' EquityBook value | $4.8B | — |
| Total Assets | $32.6B | $4.2B |
| Debt / EquityLower = less leverage | 0.38× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7B | $16.7M | ||
| Q3 25 | $1.8B | $11.0M | ||
| Q2 25 | $1.3B | $7.3M | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.4B | $15.0M | ||
| Q3 24 | $1.3B | $6.9M | ||
| Q2 24 | $1.1B | $15.8M | ||
| Q1 24 | $1.1B | — |
| Q4 25 | $1.8B | $1.8B | ||
| Q3 25 | $1.8B | $1.7B | ||
| Q2 25 | $1.5B | $1.8B | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | $1.1B | ||
| Q3 24 | $1.5B | $1.1B | ||
| Q2 24 | $1.5B | $1.0B | ||
| Q1 24 | $1.5B | — |
| Q4 25 | $4.8B | $1.4B | ||
| Q3 25 | $4.7B | $1.4B | ||
| Q2 25 | $4.5B | $1.4B | ||
| Q1 25 | $4.4B | — | ||
| Q4 24 | $4.5B | $1.4B | ||
| Q3 24 | $4.7B | $1.4B | ||
| Q2 24 | $4.4B | $1.4B | ||
| Q1 24 | $4.2B | — |
| Q4 25 | $32.6B | $4.3B | ||
| Q3 25 | $33.8B | $4.3B | ||
| Q2 25 | $30.7B | $4.3B | ||
| Q1 25 | $30.3B | — | ||
| Q4 24 | $30.8B | $3.4B | ||
| Q3 24 | $32.6B | $3.4B | ||
| Q2 24 | $29.9B | $3.4B | ||
| Q1 24 | $30.0B | — |
| Q4 25 | 0.38× | 1.25× | ||
| Q3 25 | 0.38× | 1.23× | ||
| Q2 25 | 0.33× | 1.26× | ||
| Q1 25 | 0.34× | — | ||
| Q4 24 | 0.33× | 0.75× | ||
| Q3 24 | 0.31× | 0.77× | ||
| Q2 24 | 0.34× | 0.76× | ||
| Q1 24 | 0.35× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $784.0M | $125.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 2.62× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $784.0M | $54.4M | ||
| Q3 25 | $216.0M | $130.8M | ||
| Q2 25 | $191.0M | $135.6M | ||
| Q1 25 | $342.0M | — | ||
| Q4 24 | $674.0M | $113.9M | ||
| Q3 24 | $459.0M | $63.3M | ||
| Q2 24 | $-88.0M | $105.1M | ||
| Q1 24 | $107.0M | — |
| Q4 25 | — | $30.4M | ||
| Q3 25 | — | $100.0M | ||
| Q2 25 | — | $110.1M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $88.6M | ||
| Q3 24 | — | $35.4M | ||
| Q2 24 | — | $71.8M | ||
| Q1 24 | — | — |
| Q4 25 | — | 2.5% | ||
| Q3 25 | — | 8.0% | ||
| Q2 25 | — | 7.1% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 7.4% | ||
| Q3 24 | — | 2.9% | ||
| Q2 24 | — | 4.6% | ||
| Q1 24 | — | — |
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 2.1% | ||
| Q3 24 | — | 2.3% | ||
| Q2 24 | — | 2.1% | ||
| Q1 24 | — | — |
| Q4 25 | 2.62× | 1.38× | ||
| Q3 25 | 1.00× | 2.24× | ||
| Q2 25 | 1.10× | 2.56× | ||
| Q1 25 | 2.22× | — | ||
| Q4 24 | 2.64× | 1.75× | ||
| Q3 24 | 2.54× | 0.94× | ||
| Q2 24 | -0.42× | 1.44× | ||
| Q1 24 | 0.44× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
FLO
Segment breakdown not available.
