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Side-by-side financial comparison of AMERICAN FINANCIAL GROUP INC (AFG) and RESIDEO TECHNOLOGIES, INC. (REZI). Click either name above to swap in a different company.
AMERICAN FINANCIAL GROUP INC is the larger business by last-quarter revenue ($2.1B vs $1.9B, roughly 1.1× RESIDEO TECHNOLOGIES, INC.). AMERICAN FINANCIAL GROUP INC runs the higher net margin — 14.5% vs 7.2%, a 7.3% gap on every dollar of revenue. On growth, RESIDEO TECHNOLOGIES, INC. posted the faster year-over-year revenue change (2.0% vs -4.0%). Over the past eight quarters, RESIDEO TECHNOLOGIES, INC.'s revenue compounded faster (12.9% CAGR vs 4.0%).
The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.
Resideo Technologies, Inc. is an American multinational company that was formed in 2018 out of a spin-off from Honeywell. It provides room air temperature, quality, and humidity control and security systems primarily in residential dwellings in the U.S. and internationally. The company operates in two segments: products and distribution. It manufactures and distributes smart-home and software products, including temperature and lighting control, security, and water and air monitoring. The com...
AFG vs REZI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.1B | $1.9B |
| Net Profit | $299.0M | $136.0M |
| Gross Margin | — | 29.6% |
| Operating Margin | 18.4% | 7.4% |
| Net Margin | 14.5% | 7.2% |
| Revenue YoY | -4.0% | 2.0% |
| Net Profit YoY | 17.3% | 491.3% |
| EPS (diluted) | $3.59 | $0.99 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.1B | $1.9B | ||
| Q3 25 | $2.3B | $1.9B | ||
| Q2 25 | $1.9B | $1.9B | ||
| Q1 25 | $1.9B | $1.8B | ||
| Q4 24 | $2.1B | $1.9B | ||
| Q3 24 | $2.4B | $1.8B | ||
| Q2 24 | $1.9B | $1.6B | ||
| Q1 24 | $1.9B | $1.5B |
| Q4 25 | $299.0M | $136.0M | ||
| Q3 25 | $215.0M | $156.0M | ||
| Q2 25 | $174.0M | $-825.0M | ||
| Q1 25 | $154.0M | $6.0M | ||
| Q4 24 | $255.0M | $23.0M | ||
| Q3 24 | $181.0M | $20.0M | ||
| Q2 24 | $209.0M | $30.0M | ||
| Q1 24 | $242.0M | $43.0M |
| Q4 25 | — | 29.6% | ||
| Q3 25 | — | 29.8% | ||
| Q2 25 | — | 29.3% | ||
| Q1 25 | — | 28.9% | ||
| Q4 24 | — | 28.5% | ||
| Q3 24 | — | 28.7% | ||
| Q2 24 | — | 28.1% | ||
| Q1 24 | — | 26.9% |
| Q4 25 | 18.4% | 7.4% | ||
| Q3 25 | 11.5% | 8.3% | ||
| Q2 25 | 11.9% | 9.1% | ||
| Q1 25 | 10.6% | 7.7% | ||
| Q4 24 | 14.9% | 7.8% | ||
| Q3 24 | 9.7% | 6.9% | ||
| Q2 24 | 14.3% | 7.7% | ||
| Q1 24 | 15.9% | 8.6% |
| Q4 25 | 14.5% | 7.2% | ||
| Q3 25 | 9.2% | 8.4% | ||
| Q2 25 | 9.0% | -42.5% | ||
| Q1 25 | 8.3% | 0.3% | ||
| Q4 24 | 11.9% | 1.2% | ||
| Q3 24 | 7.6% | 1.1% | ||
| Q2 24 | 11.0% | 1.9% | ||
| Q1 24 | 12.7% | 2.9% |
| Q4 25 | $3.59 | $0.99 | ||
| Q3 25 | $2.58 | $0.85 | ||
| Q2 25 | $2.07 | $-5.59 | ||
| Q1 25 | $1.84 | $-0.02 | ||
| Q4 24 | $3.03 | $0.06 | ||
| Q3 24 | $2.16 | $0.07 | ||
| Q2 24 | $2.49 | $0.19 | ||
| Q1 24 | $2.89 | $0.29 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7B | $661.0M |
| Total DebtLower is stronger | $1.8B | $3.2B |
| Stockholders' EquityBook value | $4.8B | $2.9B |
| Total Assets | $32.6B | $8.4B |
| Debt / EquityLower = less leverage | 0.38× | 1.11× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7B | $661.0M | ||
| Q3 25 | $1.8B | $345.0M | ||
| Q2 25 | $1.3B | $753.0M | ||
| Q1 25 | $1.3B | $577.0M | ||
| Q4 24 | $1.4B | $692.0M | ||
| Q3 24 | $1.3B | $531.0M | ||
| Q2 24 | $1.1B | $413.0M | ||
| Q1 24 | $1.1B | $603.0M |
| Q4 25 | $1.8B | $3.2B | ||
| Q3 25 | $1.8B | $3.2B | ||
| Q2 25 | $1.5B | $2.0B | ||
| Q1 25 | $1.5B | $2.0B | ||
| Q4 24 | $1.5B | $2.0B | ||
| Q3 24 | $1.5B | $2.0B | ||
| Q2 24 | $1.5B | $2.0B | ||
| Q1 24 | $1.5B | $1.4B |
| Q4 25 | $4.8B | $2.9B | ||
| Q3 25 | $4.7B | $2.8B | ||
| Q2 25 | $4.5B | $2.6B | ||
| Q1 25 | $4.4B | $3.3B | ||
| Q4 24 | $4.5B | $3.3B | ||
| Q3 24 | $4.7B | $3.4B | ||
| Q2 24 | $4.4B | $3.3B | ||
| Q1 24 | $4.2B | $2.8B |
| Q4 25 | $32.6B | $8.4B | ||
| Q3 25 | $33.8B | $8.2B | ||
| Q2 25 | $30.7B | $8.5B | ||
| Q1 25 | $30.3B | $8.1B | ||
| Q4 24 | $30.8B | $8.2B | ||
| Q3 24 | $32.6B | $8.1B | ||
| Q2 24 | $29.9B | $8.0B | ||
| Q1 24 | $30.0B | $6.5B |
| Q4 25 | 0.38× | 1.11× | ||
| Q3 25 | 0.38× | 1.17× | ||
| Q2 25 | 0.33× | 0.77× | ||
| Q1 25 | 0.34× | 0.60× | ||
| Q4 24 | 0.33× | 0.61× | ||
| Q3 24 | 0.31× | 0.60× | ||
| Q2 24 | 0.34× | 0.61× | ||
| Q1 24 | 0.35× | 0.51× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $784.0M | $299.0M |
| Free Cash FlowOCF − Capex | — | $262.0M |
| FCF MarginFCF / Revenue | — | 13.8% |
| Capex IntensityCapex / Revenue | — | 2.0% |
| Cash ConversionOCF / Net Profit | 2.62× | 2.20× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-1.3B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $784.0M | $299.0M | ||
| Q3 25 | $216.0M | $-1.6B | ||
| Q2 25 | $191.0M | $200.0M | ||
| Q1 25 | $342.0M | $-65.0M | ||
| Q4 24 | $674.0M | $203.0M | ||
| Q3 24 | $459.0M | $147.0M | ||
| Q2 24 | $-88.0M | $92.0M | ||
| Q1 24 | $107.0M | $2.0M |
| Q4 25 | — | $262.0M | ||
| Q3 25 | — | $-1.6B | ||
| Q2 25 | — | $180.0M | ||
| Q1 25 | — | $-96.0M | ||
| Q4 24 | — | $181.0M | ||
| Q3 24 | — | $125.0M | ||
| Q2 24 | — | $77.0M | ||
| Q1 24 | — | $-19.0M |
| Q4 25 | — | 13.8% | ||
| Q3 25 | — | -85.8% | ||
| Q2 25 | — | 9.3% | ||
| Q1 25 | — | -5.4% | ||
| Q4 24 | — | 9.7% | ||
| Q3 24 | — | 6.8% | ||
| Q2 24 | — | 4.8% | ||
| Q1 24 | — | -1.3% |
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 1.8% | ||
| Q4 24 | — | 1.2% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | 1.4% |
| Q4 25 | 2.62× | 2.20× | ||
| Q3 25 | 1.00× | -10.07× | ||
| Q2 25 | 1.10× | — | ||
| Q1 25 | 2.22× | -10.83× | ||
| Q4 24 | 2.64× | 8.83× | ||
| Q3 24 | 2.54× | 7.35× | ||
| Q2 24 | -0.42× | 3.07× | ||
| Q1 24 | 0.44× | 0.05× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
REZI
| ADI Global Distribution Segment | $1.2B | 62% |
| Safety And Security | $257.0M | 14% |
| Air | $211.0M | 11% |
| Energy Service | $153.0M | 8% |
| Public Utilities Inventory Water | $91.0M | 5% |
