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Side-by-side financial comparison of AMERICAN FINANCIAL GROUP INC (AFG) and UGI CORP (UGI). Click either name above to swap in a different company.
UGI CORP is the larger business by last-quarter revenue ($2.1B vs $2.1B, roughly 1.0× AMERICAN FINANCIAL GROUP INC). AMERICAN FINANCIAL GROUP INC runs the higher net margin — 14.5% vs 14.4%, a 0.1% gap on every dollar of revenue. On growth, UGI CORP posted the faster year-over-year revenue change (3.9% vs -4.0%). Over the past eight quarters, AMERICAN FINANCIAL GROUP INC's revenue compounded faster (4.0% CAGR vs -7.5%).
The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.
UGI Corporation is a natural gas and electric power distribution company headquartered in King of Prussia, Pennsylvania, with extensive operations in the United States and Europe.
AFG vs UGI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.1B | $2.1B |
| Net Profit | $299.0M | $297.0M |
| Gross Margin | — | — |
| Operating Margin | 18.4% | 22.0% |
| Net Margin | 14.5% | 14.4% |
| Revenue YoY | -4.0% | 3.9% |
| Net Profit YoY | 17.3% | -20.8% |
| EPS (diluted) | $3.59 | $1.34 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.1B | $2.1B | ||
| Q3 25 | $2.3B | $1.2B | ||
| Q2 25 | $1.9B | $1.4B | ||
| Q1 25 | $1.9B | $2.6B | ||
| Q4 24 | $2.1B | $2.0B | ||
| Q3 24 | $2.4B | $1.2B | ||
| Q2 24 | $1.9B | $1.4B | ||
| Q1 24 | $1.9B | $2.4B |
| Q4 25 | $299.0M | $297.0M | ||
| Q3 25 | $215.0M | $-13.0M | ||
| Q2 25 | $174.0M | $-163.0M | ||
| Q1 25 | $154.0M | $479.0M | ||
| Q4 24 | $255.0M | $375.0M | ||
| Q3 24 | $181.0M | $-273.0M | ||
| Q2 24 | $209.0M | $-48.0M | ||
| Q1 24 | $242.0M | $496.0M |
| Q4 25 | 18.4% | 22.0% | ||
| Q3 25 | 11.5% | 1.1% | ||
| Q2 25 | 11.9% | -6.8% | ||
| Q1 25 | 10.6% | 26.6% | ||
| Q4 24 | 14.9% | 24.5% | ||
| Q3 24 | 9.7% | -20.4% | ||
| Q2 24 | 14.3% | 5.0% | ||
| Q1 24 | 15.9% | 29.7% |
| Q4 25 | 14.5% | 14.4% | ||
| Q3 25 | 9.2% | -1.1% | ||
| Q2 25 | 9.0% | -12.0% | ||
| Q1 25 | 8.3% | 18.2% | ||
| Q4 24 | 11.9% | 18.9% | ||
| Q3 24 | 7.6% | -22.6% | ||
| Q2 24 | 11.0% | -3.6% | ||
| Q1 24 | 12.7% | 20.6% |
| Q4 25 | $3.59 | $1.34 | ||
| Q3 25 | $2.58 | $-0.08 | ||
| Q2 25 | $2.07 | $-0.76 | ||
| Q1 25 | $1.84 | $2.19 | ||
| Q4 24 | $3.03 | $1.74 | ||
| Q3 24 | $2.16 | $-1.26 | ||
| Q2 24 | $2.49 | $-0.23 | ||
| Q1 24 | $2.89 | $2.30 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7B | $251.0M |
| Total DebtLower is stronger | $1.8B | $6.0B |
| Stockholders' EquityBook value | $4.8B | $5.0B |
| Total Assets | $32.6B | $15.8B |
| Debt / EquityLower = less leverage | 0.38× | 1.19× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7B | $251.0M | ||
| Q3 25 | $1.8B | $335.0M | ||
| Q2 25 | $1.3B | $350.0M | ||
| Q1 25 | $1.3B | $426.0M | ||
| Q4 24 | $1.4B | $240.0M | ||
| Q3 24 | $1.3B | $213.0M | ||
| Q2 24 | $1.1B | $183.0M | ||
| Q1 24 | $1.1B | $263.0M |
| Q4 25 | $1.8B | $6.0B | ||
| Q3 25 | $1.8B | $6.5B | ||
| Q2 25 | $1.5B | $5.7B | ||
| Q1 25 | $1.5B | $6.6B | ||
| Q4 24 | $1.5B | $6.6B | ||
| Q3 24 | $1.5B | $6.4B | ||
| Q2 24 | $1.5B | $6.3B | ||
| Q1 24 | $1.5B | $6.7B |
| Q4 25 | $4.8B | $5.0B | ||
| Q3 25 | $4.7B | $4.8B | ||
| Q2 25 | $4.5B | $4.9B | ||
| Q1 25 | $4.4B | $5.0B | ||
| Q4 24 | $4.5B | $4.6B | ||
| Q3 24 | $4.7B | $4.3B | ||
| Q2 24 | $4.4B | $4.7B | ||
| Q1 24 | $4.2B | $4.8B |
| Q4 25 | $32.6B | $15.8B | ||
| Q3 25 | $33.8B | $15.5B | ||
| Q2 25 | $30.7B | $15.4B | ||
| Q1 25 | $30.3B | $15.7B | ||
| Q4 24 | $30.8B | $15.4B | ||
| Q3 24 | $32.6B | $15.1B | ||
| Q2 24 | $29.9B | $15.1B | ||
| Q1 24 | $30.0B | $15.6B |
| Q4 25 | 0.38× | 1.19× | ||
| Q3 25 | 0.38× | 1.37× | ||
| Q2 25 | 0.33× | 1.17× | ||
| Q1 25 | 0.34× | 1.32× | ||
| Q4 24 | 0.33× | 1.44× | ||
| Q3 24 | 0.31× | 1.48× | ||
| Q2 24 | 0.34× | 1.34× | ||
| Q1 24 | 0.35× | 1.40× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $784.0M | $66.0M |
| Free Cash FlowOCF − Capex | — | $-155.0M |
| FCF MarginFCF / Revenue | — | -7.5% |
| Capex IntensityCapex / Revenue | — | 10.7% |
| Cash ConversionOCF / Net Profit | 2.62× | 0.22× |
| TTM Free Cash FlowTrailing 4 quarters | — | $282.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $784.0M | $66.0M | ||
| Q3 25 | $216.0M | $90.0M | ||
| Q2 25 | $191.0M | $289.0M | ||
| Q1 25 | $342.0M | $684.0M | ||
| Q4 24 | $674.0M | $164.0M | ||
| Q3 24 | $459.0M | $151.0M | ||
| Q2 24 | $-88.0M | $390.0M | ||
| Q1 24 | $107.0M | $522.0M |
| Q4 25 | — | $-155.0M | ||
| Q3 25 | — | $-168.0M | ||
| Q2 25 | — | $67.0M | ||
| Q1 25 | — | $538.0M | ||
| Q4 24 | — | $-47.0M | ||
| Q3 24 | — | $-115.0M | ||
| Q2 24 | — | $185.0M | ||
| Q1 24 | — | $353.0M |
| Q4 25 | — | -7.5% | ||
| Q3 25 | — | -14.4% | ||
| Q2 25 | — | 4.9% | ||
| Q1 25 | — | 20.4% | ||
| Q4 24 | — | -2.4% | ||
| Q3 24 | — | -9.5% | ||
| Q2 24 | — | 13.7% | ||
| Q1 24 | — | 14.6% |
| Q4 25 | — | 10.7% | ||
| Q3 25 | — | 22.1% | ||
| Q2 25 | — | 16.3% | ||
| Q1 25 | — | 5.5% | ||
| Q4 24 | — | 10.6% | ||
| Q3 24 | — | 22.0% | ||
| Q2 24 | — | 15.2% | ||
| Q1 24 | — | 7.0% |
| Q4 25 | 2.62× | 0.22× | ||
| Q3 25 | 1.00× | — | ||
| Q2 25 | 1.10× | — | ||
| Q1 25 | 2.22× | 1.43× | ||
| Q4 24 | 2.64× | 0.44× | ||
| Q3 24 | 2.54× | — | ||
| Q2 24 | -0.42× | — | ||
| Q1 24 | 0.44× | 1.05× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
UGI
Segment breakdown not available.
