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Side-by-side financial comparison of FEDERAL AGRICULTURAL MORTGAGE CORP (AGM) and REGIS CORP (RGS). Click either name above to swap in a different company.
FEDERAL AGRICULTURAL MORTGAGE CORP is the larger business by last-quarter revenue ($107.5M vs $57.1M, roughly 1.9× REGIS CORP). On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 6.1%). Over the past eight quarters, REGIS CORP's revenue compounded faster (7.8% CAGR vs 7.1%).
The Federal Agricultural Mortgage Corporation, also known as Farmer Mac, is a stockholder-owned, federally chartered corporation established by the U.S. Congress in 1988 under the Agricultural Credit Act of 1987. It was created to establish a secondary market for agricultural real estate and housing mortgage loans, to increase liquidity and the availability of long-term, stable credit for farmers, ranchers, and rural communities.
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
AGM vs RGS — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $107.5M | $57.1M |
| Net Profit | — | $456.0K |
| Gross Margin | — | — |
| Operating Margin | 56.3% | 10.8% |
| Net Margin | — | 0.8% |
| Revenue YoY | 6.1% | 22.3% |
| Net Profit YoY | — | -94.0% |
| EPS (diluted) | $3.69 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $107.5M | $57.1M | ||
| Q3 25 | $104.0M | $59.0M | ||
| Q2 25 | $102.6M | $60.4M | ||
| Q1 25 | $94.3M | $57.0M | ||
| Q4 24 | $101.3M | $46.7M | ||
| Q3 24 | $90.3M | $46.1M | ||
| Q2 24 | $89.9M | $49.4M | ||
| Q1 24 | $93.7M | $49.2M |
| Q4 25 | — | $456.0K | ||
| Q3 25 | $55.0M | $1.4M | ||
| Q2 25 | $54.8M | $116.5M | ||
| Q1 25 | $49.7M | $250.0K | ||
| Q4 24 | $56.5M | $7.6M | ||
| Q3 24 | $49.8M | $-853.0K | ||
| Q2 24 | $47.1M | $91.2M | ||
| Q1 24 | $53.7M | $-2.3M |
| Q4 25 | 56.3% | 10.8% | ||
| Q3 25 | 64.1% | 10.0% | ||
| Q2 25 | 63.8% | 12.1% | ||
| Q1 25 | 66.9% | 8.8% | ||
| Q4 24 | 67.5% | 11.8% | ||
| Q3 24 | 69.0% | 4.6% | ||
| Q2 24 | 65.9% | — | ||
| Q1 24 | 72.8% | 8.3% |
| Q4 25 | — | 0.8% | ||
| Q3 25 | 52.9% | 2.3% | ||
| Q2 25 | 53.4% | 192.9% | ||
| Q1 25 | 52.6% | 0.4% | ||
| Q4 24 | 55.8% | 16.4% | ||
| Q3 24 | 55.2% | -1.9% | ||
| Q2 24 | 52.4% | 184.7% | ||
| Q1 24 | 57.4% | -4.7% |
| Q4 25 | $3.69 | $0.16 | ||
| Q3 25 | $4.44 | $0.49 | ||
| Q2 25 | $4.48 | $43.67 | ||
| Q1 25 | $4.01 | $0.08 | ||
| Q4 24 | $4.62 | $2.71 | ||
| Q3 24 | $3.86 | $-0.36 | ||
| Q2 24 | $3.68 | $38.40 | ||
| Q1 24 | $4.28 | $-1.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $18.4M |
| Total DebtLower is stronger | $30.8B | $113.3M |
| Stockholders' EquityBook value | $1.7B | $188.7M |
| Total Assets | $35.4B | $588.3M |
| Debt / EquityLower = less leverage | 17.93× | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | $842.1M | $6.3M | ||
| Q2 24 | $923.0M | $10.1M | ||
| Q1 24 | $745.1M | $5.9M |
| Q4 25 | $30.8B | $113.3M | ||
| Q3 25 | $29.2B | $111.3M | ||
| Q2 25 | $28.9B | $110.8M | ||
| Q1 25 | $28.0B | $112.0M | ||
| Q4 24 | $27.5B | $111.5M | ||
| Q3 24 | $27.2B | $95.2M | ||
| Q2 24 | $26.8B | $99.5M | ||
| Q1 24 | $26.8B | $179.7M |
| Q4 25 | $1.7B | $188.7M | ||
| Q3 25 | $1.7B | $187.6M | ||
| Q2 25 | $1.5B | $185.6M | ||
| Q1 25 | $1.5B | $68.6M | ||
| Q4 24 | $1.5B | $66.7M | ||
| Q3 24 | $1.5B | $56.4M | ||
| Q2 24 | $1.5B | $56.8M | ||
| Q1 24 | $1.5B | $-35.8M |
| Q4 25 | $35.4B | $588.3M | ||
| Q3 25 | $33.4B | $592.1M | ||
| Q2 25 | $33.0B | $599.0M | ||
| Q1 25 | $31.8B | $511.2M | ||
| Q4 24 | $31.3B | $530.1M | ||
| Q3 24 | $30.6B | $508.9M | ||
| Q2 24 | $30.2B | $530.5M | ||
| Q1 24 | $29.8B | $543.7M |
| Q4 25 | 17.93× | 0.60× | ||
| Q3 25 | 17.31× | 0.59× | ||
| Q2 25 | 18.70× | 0.60× | ||
| Q1 25 | 18.39× | 1.63× | ||
| Q4 24 | 18.48× | 1.67× | ||
| Q3 24 | 18.60× | 1.69× | ||
| Q2 24 | 17.87× | 1.75× | ||
| Q1 24 | 18.11× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $80.1M | $1.7M |
| Free Cash FlowOCF − Capex | — | $891.0K |
| FCF MarginFCF / Revenue | — | 1.6% |
| Capex IntensityCapex / Revenue | 0.0% | 1.4% |
| Cash ConversionOCF / Net Profit | — | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | — | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $80.1M | $1.7M | ||
| Q3 25 | $74.2M | $2.3M | ||
| Q2 25 | $-47.7M | $6.8M | ||
| Q1 25 | $-49.8M | $6.2M | ||
| Q4 24 | $612.6M | $2.1M | ||
| Q3 24 | $-44.4M | $-1.3M | ||
| Q2 24 | $56.1M | $5.1M | ||
| Q1 24 | $233.3M | $-277.0K |
| Q4 25 | — | $891.0K | ||
| Q3 25 | — | $1.9M | ||
| Q2 25 | — | $6.2M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | $607.4M | $1.7M | ||
| Q3 24 | $-44.4M | $-1.4M | ||
| Q2 24 | $52.6M | $5.1M | ||
| Q1 24 | $231.7M | $-326.0K |
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 10.3% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | 599.8% | 3.6% | ||
| Q3 24 | -49.2% | -3.0% | ||
| Q2 24 | 58.5% | 10.3% | ||
| Q1 24 | 247.3% | -0.7% |
| Q4 25 | 0.0% | 1.4% | ||
| Q3 25 | 0.0% | 0.7% | ||
| Q2 25 | 0.0% | 0.9% | ||
| Q1 25 | 0.0% | 0.6% | ||
| Q4 24 | 5.2% | 0.9% | ||
| Q3 24 | 0.1% | 0.0% | ||
| Q2 24 | 4.0% | 0.0% | ||
| Q1 24 | 1.7% | 0.1% |
| Q4 25 | — | 3.65× | ||
| Q3 25 | 1.35× | 1.68× | ||
| Q2 25 | -0.87× | 0.06× | ||
| Q1 25 | -1.00× | 24.80× | ||
| Q4 24 | 10.84× | 0.28× | ||
| Q3 24 | -0.89× | — | ||
| Q2 24 | 1.19× | 0.06× | ||
| Q1 24 | 4.34× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AGM
Segment breakdown not available.
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
