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Side-by-side financial comparison of ASSURED GUARANTY LTD (AGO) and Essex Property Trust (ESS). Click either name above to swap in a different company.
Essex Property Trust is the larger business by last-quarter revenue ($479.6M vs $277.0M, roughly 1.7× ASSURED GUARANTY LTD). ASSURED GUARANTY LTD runs the higher net margin — 43.0% vs 17.9%, a 25.1% gap on every dollar of revenue. On growth, ASSURED GUARANTY LTD posted the faster year-over-year revenue change (77.6% vs 5.5%). Over the past eight quarters, ASSURED GUARANTY LTD's revenue compounded faster (6.3% CAGR vs 6.0%).
Assured Investment Management (AIM) was an institutional asset management firm with a heritage in credit strategies, managing approximately $15.2 billion as of its defunct status in July 2023. Secondaries Investors referred to AIM as "one of the world's most prominent hedge funds".
Essex Property Trust is a publicly traded real estate investment trust that invests in apartments in California and in the Seattle metropolitan area.
AGO vs ESS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $277.0M | $479.6M |
| Net Profit | $119.0M | $85.7M |
| Gross Margin | — | 70.0% |
| Operating Margin | 59.6% | 31.7% |
| Net Margin | 43.0% | 17.9% |
| Revenue YoY | 77.6% | 5.5% |
| Net Profit YoY | 561.1% | -71.6% |
| EPS (diluted) | $2.56 | $1.24 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $277.0M | $479.6M | ||
| Q3 25 | $207.0M | $473.3M | ||
| Q2 25 | $281.0M | $469.8M | ||
| Q1 25 | $345.0M | $464.6M | ||
| Q4 24 | $156.0M | $454.5M | ||
| Q3 24 | $269.0M | $450.7M | ||
| Q2 24 | $202.0M | $442.4M | ||
| Q1 24 | $245.0M | $426.9M |
| Q4 25 | $119.0M | $85.7M | ||
| Q3 25 | $105.0M | $172.7M | ||
| Q2 25 | $103.0M | $231.5M | ||
| Q1 25 | $176.0M | $212.8M | ||
| Q4 24 | $18.0M | $301.7M | ||
| Q3 24 | $171.0M | $125.5M | ||
| Q2 24 | $78.0M | $99.0M | ||
| Q1 24 | $109.0M | $285.1M |
| Q4 25 | — | 70.0% | ||
| Q3 25 | — | 69.2% | ||
| Q2 25 | — | 70.7% | ||
| Q1 25 | — | 69.6% | ||
| Q4 24 | — | 70.0% | ||
| Q3 24 | — | 69.5% | ||
| Q2 24 | — | 70.8% | ||
| Q1 24 | — | 69.7% |
| Q4 25 | 59.6% | 31.7% | ||
| Q3 25 | 65.2% | 44.5% | ||
| Q2 25 | 47.3% | 59.5% | ||
| Q1 25 | 66.4% | 55.3% | ||
| Q4 24 | 19.2% | 67.0% | ||
| Q3 24 | 81.8% | 28.6% | ||
| Q2 24 | 46.5% | 31.1% | ||
| Q1 24 | 58.8% | 31.0% |
| Q4 25 | 43.0% | 17.9% | ||
| Q3 25 | 50.7% | 36.5% | ||
| Q2 25 | 36.7% | 49.3% | ||
| Q1 25 | 51.0% | 45.8% | ||
| Q4 24 | 11.5% | 66.4% | ||
| Q3 24 | 63.6% | 27.8% | ||
| Q2 24 | 38.6% | 22.4% | ||
| Q1 24 | 44.5% | 66.8% |
| Q4 25 | $2.56 | $1.24 | ||
| Q3 25 | $2.18 | $2.56 | ||
| Q2 25 | $2.08 | $3.44 | ||
| Q1 25 | $3.44 | $3.16 | ||
| Q4 24 | $0.40 | $4.00 | ||
| Q3 24 | $3.17 | $1.84 | ||
| Q2 24 | $1.41 | $1.45 | ||
| Q1 24 | $1.89 | $4.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $903.0M | $76.2M |
| Total DebtLower is stronger | $1.7B | — |
| Stockholders' EquityBook value | $5.7B | $5.5B |
| Total Assets | $12.2B | $13.2B |
| Debt / EquityLower = less leverage | 0.30× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $903.0M | $76.2M | ||
| Q3 25 | $1.3B | $66.0M | ||
| Q2 25 | $939.0M | $58.7M | ||
| Q1 25 | $1.2B | $98.7M | ||
| Q4 24 | $1.2B | $66.8M | ||
| Q3 24 | $1.5B | $71.3M | ||
| Q2 24 | $1.7B | $55.2M | ||
| Q1 24 | $1.6B | $499.0M |
| Q4 25 | $1.7B | — | ||
| Q3 25 | $1.7B | $6.4B | ||
| Q2 25 | $1.7B | $6.4B | ||
| Q1 25 | $1.7B | $6.8B | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | $6.4B | ||
| Q2 24 | $1.7B | $6.2B | ||
| Q1 24 | $1.7B | $6.6B |
| Q4 25 | $5.7B | $5.5B | ||
| Q3 25 | $5.7B | $5.6B | ||
| Q2 25 | $5.6B | $5.6B | ||
| Q1 25 | $5.6B | $5.6B | ||
| Q4 24 | $5.5B | $5.5B | ||
| Q3 24 | $5.7B | $5.4B | ||
| Q2 24 | $5.5B | $5.5B | ||
| Q1 24 | $5.6B | $5.5B |
| Q4 25 | $12.2B | $13.2B | ||
| Q3 25 | $12.1B | $13.2B | ||
| Q2 25 | $12.1B | $13.2B | ||
| Q1 25 | $11.9B | $13.2B | ||
| Q4 24 | $11.9B | $12.9B | ||
| Q3 24 | $12.3B | $12.6B | ||
| Q2 24 | $12.1B | $12.5B | ||
| Q1 24 | $12.2B | $12.9B |
| Q4 25 | 0.30× | — | ||
| Q3 25 | 0.30× | 1.15× | ||
| Q2 25 | 0.30× | 1.14× | ||
| Q1 25 | 0.30× | 1.22× | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.30× | 1.18× | ||
| Q2 24 | 0.31× | 1.13× | ||
| Q1 24 | 0.30× | 1.19× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $259.0M | $1.1B |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 2.18× | 12.53× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $259.0M | $1.1B | ||
| Q3 25 | $55.0M | $342.6M | ||
| Q2 25 | $78.0M | $216.1M | ||
| Q1 25 | $87.0M | $281.5M | ||
| Q4 24 | $47.0M | $1.1B | ||
| Q3 24 | $17.0M | $316.2M | ||
| Q2 24 | $58.0M | $218.9M | ||
| Q1 24 | $-74.0M | $314.9M |
| Q4 25 | 2.18× | 12.53× | ||
| Q3 25 | 0.52× | 1.98× | ||
| Q2 25 | 0.76× | 0.93× | ||
| Q1 25 | 0.49× | 1.32× | ||
| Q4 24 | 2.61× | 3.54× | ||
| Q3 24 | 0.10× | 2.52× | ||
| Q2 24 | 0.74× | 2.21× | ||
| Q1 24 | -0.68× | 1.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AGO
| Insurance Segment | $226.0M | 82% |
| Other | $37.0M | 13% |
| Gain Loss On Investments Member1 | $8.0M | 3% |
| Non Credit Impairment Related Unrealized Fair Value Gains Losses On Credit Derivatives | $6.0M | 2% |
ESS
Segment breakdown not available.
