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Side-by-side financial comparison of ASSURED GUARANTY LTD (AGO) and WYNDHAM HOTELS & RESORTS, INC. (WH). Click either name above to swap in a different company.
WYNDHAM HOTELS & RESORTS, INC. is the larger business by last-quarter revenue ($334.0M vs $277.0M, roughly 1.2× ASSURED GUARANTY LTD). ASSURED GUARANTY LTD runs the higher net margin — 43.0% vs -18.0%, a 60.9% gap on every dollar of revenue. On growth, ASSURED GUARANTY LTD posted the faster year-over-year revenue change (77.6% vs -76.3%). Over the past eight quarters, ASSURED GUARANTY LTD's revenue compounded faster (6.3% CAGR vs -4.6%).
Assured Investment Management (AIM) was an institutional asset management firm with a heritage in credit strategies, managing approximately $15.2 billion as of its defunct status in July 2023. Secondaries Investors referred to AIM as "one of the world's most prominent hedge funds".
Wyndham Hotels & Resorts, Inc., is an American hospitality company based in Parsippany, New Jersey, United States. It describes itself as the largest hotel franchisor in the world, with 9,100 locations.
AGO vs WH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $277.0M | $334.0M |
| Net Profit | $119.0M | $-60.0M |
| Gross Margin | — | — |
| Operating Margin | 59.6% | — |
| Net Margin | 43.0% | -18.0% |
| Revenue YoY | 77.6% | -76.3% |
| Net Profit YoY | 561.1% | -170.6% |
| EPS (diluted) | $2.56 | $-0.80 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $334.0M | ||
| Q4 25 | $277.0M | $334.0M | ||
| Q3 25 | $207.0M | $382.0M | ||
| Q2 25 | $281.0M | $397.0M | ||
| Q1 25 | $345.0M | $316.0M | ||
| Q4 24 | $156.0M | $336.0M | ||
| Q3 24 | $269.0M | $396.0M | ||
| Q2 24 | $202.0M | $367.0M |
| Q1 26 | — | $-60.0M | ||
| Q4 25 | $119.0M | $-60.0M | ||
| Q3 25 | $105.0M | $105.0M | ||
| Q2 25 | $103.0M | $87.0M | ||
| Q1 25 | $176.0M | $61.0M | ||
| Q4 24 | $18.0M | $85.0M | ||
| Q3 24 | $171.0M | $102.0M | ||
| Q2 24 | $78.0M | $86.0M |
| Q1 26 | — | — | ||
| Q4 25 | 59.6% | -11.4% | ||
| Q3 25 | 65.2% | 46.6% | ||
| Q2 25 | 47.3% | 37.8% | ||
| Q1 25 | 66.4% | 35.4% | ||
| Q4 24 | 19.2% | 38.4% | ||
| Q3 24 | 81.8% | 43.2% | ||
| Q2 24 | 46.5% | 39.5% |
| Q1 26 | — | -18.0% | ||
| Q4 25 | 43.0% | -18.0% | ||
| Q3 25 | 50.7% | 27.5% | ||
| Q2 25 | 36.7% | 21.9% | ||
| Q1 25 | 51.0% | 19.3% | ||
| Q4 24 | 11.5% | 25.3% | ||
| Q3 24 | 63.6% | 25.8% | ||
| Q2 24 | 38.6% | 23.4% |
| Q1 26 | — | $-0.80 | ||
| Q4 25 | $2.56 | $-0.77 | ||
| Q3 25 | $2.18 | $1.36 | ||
| Q2 25 | $2.08 | $1.13 | ||
| Q1 25 | $3.44 | $0.78 | ||
| Q4 24 | $0.40 | $1.06 | ||
| Q3 24 | $3.17 | $1.29 | ||
| Q2 24 | $1.41 | $1.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $903.0M | $64.0M |
| Total DebtLower is stronger | $1.7B | — |
| Stockholders' EquityBook value | $5.7B | $468.0M |
| Total Assets | $12.2B | $4.2B |
| Debt / EquityLower = less leverage | 0.30× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $64.0M | ||
| Q4 25 | $903.0M | $64.0M | ||
| Q3 25 | $1.3B | $70.0M | ||
| Q2 25 | $939.0M | $50.0M | ||
| Q1 25 | $1.2B | $48.0M | ||
| Q4 24 | $1.2B | $103.0M | ||
| Q3 24 | $1.5B | $72.0M | ||
| Q2 24 | $1.7B | $70.0M |
| Q1 26 | — | — | ||
| Q4 25 | $1.7B | $2.5B | ||
| Q3 25 | $1.7B | $2.6B | ||
| Q2 25 | $1.7B | $2.5B | ||
| Q1 25 | $1.7B | $2.5B | ||
| Q4 24 | $1.7B | $2.4B | ||
| Q3 24 | $1.7B | $2.4B | ||
| Q2 24 | $1.7B | $2.4B |
| Q1 26 | — | $468.0M | ||
| Q4 25 | $5.7B | $468.0M | ||
| Q3 25 | $5.7B | $583.0M | ||
| Q2 25 | $5.6B | $570.0M | ||
| Q1 25 | $5.6B | $579.0M | ||
| Q4 24 | $5.5B | $650.0M | ||
| Q3 24 | $5.7B | $583.0M | ||
| Q2 24 | $5.5B | $623.0M |
| Q1 26 | — | $4.2B | ||
| Q4 25 | $12.2B | $4.2B | ||
| Q3 25 | $12.1B | $4.3B | ||
| Q2 25 | $12.1B | $4.3B | ||
| Q1 25 | $11.9B | $4.2B | ||
| Q4 24 | $11.9B | $4.2B | ||
| Q3 24 | $12.3B | $4.2B | ||
| Q2 24 | $12.1B | $4.2B |
| Q1 26 | — | — | ||
| Q4 25 | 0.30× | 5.37× | ||
| Q3 25 | 0.30× | 4.43× | ||
| Q2 25 | 0.30× | 4.44× | ||
| Q1 25 | 0.30× | 4.29× | ||
| Q4 24 | 0.31× | 3.72× | ||
| Q3 24 | 0.30× | 4.19× | ||
| Q2 24 | 0.31× | 3.83× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $259.0M | $367.0M |
| Free Cash FlowOCF − Capex | — | $168.0M |
| FCF MarginFCF / Revenue | — | 50.3% |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 2.18× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $437.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $367.0M | ||
| Q4 25 | $259.0M | $152.0M | ||
| Q3 25 | $55.0M | $86.0M | ||
| Q2 25 | $78.0M | $70.0M | ||
| Q1 25 | $87.0M | $59.0M | ||
| Q4 24 | $47.0M | $134.0M | ||
| Q3 24 | $17.0M | $79.0M | ||
| Q2 24 | $58.0M | $1.0M |
| Q1 26 | — | $168.0M | ||
| Q4 25 | — | $136.0M | ||
| Q3 25 | — | $75.0M | ||
| Q2 25 | — | $58.0M | ||
| Q1 25 | — | $52.0M | ||
| Q4 24 | — | $109.0M | ||
| Q3 24 | — | $71.0M | ||
| Q2 24 | — | $-6.0M |
| Q1 26 | — | 50.3% | ||
| Q4 25 | — | 40.7% | ||
| Q3 25 | — | 19.6% | ||
| Q2 25 | — | 14.6% | ||
| Q1 25 | — | 16.5% | ||
| Q4 24 | — | 32.4% | ||
| Q3 24 | — | 17.9% | ||
| Q2 24 | — | -1.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.8% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 3.0% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 7.4% | ||
| Q3 24 | — | 2.0% | ||
| Q2 24 | — | 1.9% |
| Q1 26 | — | — | ||
| Q4 25 | 2.18× | — | ||
| Q3 25 | 0.52× | 0.82× | ||
| Q2 25 | 0.76× | 0.80× | ||
| Q1 25 | 0.49× | 0.97× | ||
| Q4 24 | 2.61× | 1.58× | ||
| Q3 24 | 0.10× | 0.77× | ||
| Q2 24 | 0.74× | 0.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AGO
| Insurance Segment | $226.0M | 82% |
| Other | $37.0M | 13% |
| Gain Loss On Investments Member1 | $8.0M | 3% |
| Non Credit Impairment Related Unrealized Fair Value Gains Losses On Credit Derivatives | $6.0M | 2% |
WH
| Fee-related and other revenues | $334.0M | 100% |
| Management and other fees | $2.0M | 1% |
