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Side-by-side financial comparison of C3.ai, Inc. (AI) and COLONY BANKCORP INC (CBAN). Click either name above to swap in a different company.
C3.ai, Inc. is the larger business by last-quarter revenue ($75.1M vs $39.9M, roughly 1.9× COLONY BANKCORP INC). COLONY BANKCORP INC runs the higher net margin — 20.6% vs -139.3%, a 159.8% gap on every dollar of revenue. Over the past eight quarters, COLONY BANKCORP INC's revenue compounded faster (19.6% CAGR vs -2.1%).
C3.ai, Inc. is a leading enterprise artificial intelligence software provider that develops and delivers scalable AI applications, platform tools, and industry-specific solutions for clients across sectors including manufacturing, energy, financial services, healthcare and public sector. Its offerings help organizations optimize operations, reduce costs, mitigate risks, and realize data-driven decision making.
Colony Bankcorp Inc is a US-based bank holding company that operates Colony Bank. It provides a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving retail customers and small-to-medium enterprises across the state of Georgia.
AI vs CBAN — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $75.1M | $39.9M |
| Net Profit | $-104.7M | $8.2M |
| Gross Margin | 40.4% | — |
| Operating Margin | -149.2% | — |
| Net Margin | -139.3% | 20.6% |
| Revenue YoY | -20.3% | — |
| Net Profit YoY | -58.7% | 24.1% |
| EPS (diluted) | $-0.75 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $39.9M | ||
| Q4 25 | $75.1M | $36.9M | ||
| Q3 25 | $70.3M | $32.8M | ||
| Q2 25 | $108.7M | $32.5M | ||
| Q1 25 | $98.8M | $30.0M | ||
| Q4 24 | $94.3M | $30.8M | ||
| Q3 24 | $87.2M | $28.6M | ||
| Q2 24 | $86.6M | $27.9M |
| Q1 26 | — | $8.2M | ||
| Q4 25 | $-104.7M | — | ||
| Q3 25 | $-116.8M | $5.8M | ||
| Q2 25 | $-79.7M | $8.0M | ||
| Q1 25 | $-80.2M | $6.6M | ||
| Q4 24 | $-66.0M | — | ||
| Q3 24 | $-62.8M | $5.6M | ||
| Q2 24 | $-72.9M | $5.5M |
| Q1 26 | — | — | ||
| Q4 25 | 40.4% | — | ||
| Q3 25 | 37.6% | — | ||
| Q2 25 | 62.1% | — | ||
| Q1 25 | 59.1% | — | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 59.8% | — | ||
| Q2 24 | 59.6% | — |
| Q1 26 | — | — | ||
| Q4 25 | -149.2% | 25.9% | ||
| Q3 25 | -177.7% | 22.2% | ||
| Q2 25 | -81.8% | 30.9% | ||
| Q1 25 | -88.7% | 27.6% | ||
| Q4 24 | -79.8% | 28.8% | ||
| Q3 24 | -83.2% | 24.6% | ||
| Q2 24 | -95.1% | 24.8% |
| Q1 26 | — | 20.6% | ||
| Q4 25 | -139.3% | — | ||
| Q3 25 | -166.2% | 17.7% | ||
| Q2 25 | -73.3% | 24.6% | ||
| Q1 25 | -81.2% | 22.0% | ||
| Q4 24 | -69.9% | — | ||
| Q3 24 | -72.0% | 19.7% | ||
| Q2 24 | -84.2% | 19.6% |
| Q1 26 | — | — | ||
| Q4 25 | $-0.75 | $0.42 | ||
| Q3 25 | $-0.86 | $0.33 | ||
| Q2 25 | $-0.60 | $0.46 | ||
| Q1 25 | $-0.62 | $0.38 | ||
| Q4 24 | $-0.52 | $0.43 | ||
| Q3 24 | $-0.50 | $0.32 | ||
| Q2 24 | $-0.59 | $0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $675.0M | $295.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $771.9M | $380.4M |
| Total Assets | $961.3M | $3.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $295.8M | ||
| Q4 25 | $675.0M | — | ||
| Q3 25 | $711.9M | — | ||
| Q2 25 | $742.7M | — | ||
| Q1 25 | $724.3M | — | ||
| Q4 24 | $730.4M | — | ||
| Q3 24 | $762.5M | — | ||
| Q2 24 | $750.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $258.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $248.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $380.4M | ||
| Q4 25 | $771.9M | $375.9M | ||
| Q3 25 | $798.8M | $302.3M | ||
| Q2 25 | $838.3M | $293.9M | ||
| Q1 25 | $860.2M | $286.9M | ||
| Q4 24 | $859.0M | $278.7M | ||
| Q3 24 | $874.9M | $276.1M | ||
| Q2 24 | $873.4M | $264.7M |
| Q1 26 | — | $3.7B | ||
| Q4 25 | $961.3M | $3.7B | ||
| Q3 25 | $968.7M | $3.2B | ||
| Q2 25 | $1.0B | $3.1B | ||
| Q1 25 | $1.1B | $3.2B | ||
| Q4 24 | $1.0B | $3.1B | ||
| Q3 24 | $1.1B | $3.1B | ||
| Q2 24 | $1.0B | $3.0B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.69× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.89× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-46.5M | — |
| Free Cash FlowOCF − Capex | $-46.9M | — |
| FCF MarginFCF / Revenue | -62.4% | — |
| Capex IntensityCapex / Revenue | 0.5% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-93.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-46.5M | $-5.5M | ||
| Q3 25 | $-33.5M | $14.4M | ||
| Q2 25 | $11.3M | $15.8M | ||
| Q1 25 | $-22.0M | $17.9M | ||
| Q4 24 | $-38.7M | $23.4M | ||
| Q3 24 | $8.0M | $20.5M | ||
| Q2 24 | $21.3M | $1.1M |
| Q1 26 | — | — | ||
| Q4 25 | $-46.9M | $-6.9M | ||
| Q3 25 | $-34.3M | $14.1M | ||
| Q2 25 | $10.3M | $15.8M | ||
| Q1 25 | $-22.4M | $17.6M | ||
| Q4 24 | $-39.5M | $22.3M | ||
| Q3 24 | $7.1M | $20.2M | ||
| Q2 24 | $18.8M | $990.0K |
| Q1 26 | — | — | ||
| Q4 25 | -62.4% | -18.7% | ||
| Q3 25 | -48.8% | 42.9% | ||
| Q2 25 | 9.5% | 48.5% | ||
| Q1 25 | -22.7% | 58.7% | ||
| Q4 24 | -41.9% | 72.5% | ||
| Q3 24 | 8.2% | 70.6% | ||
| Q2 24 | 21.7% | 3.5% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 3.7% | ||
| Q3 25 | 1.1% | 1.1% | ||
| Q2 25 | 0.9% | 0.3% | ||
| Q1 25 | 0.4% | 1.2% | ||
| Q4 24 | 0.9% | 3.5% | ||
| Q3 24 | 1.1% | 1.0% | ||
| Q2 24 | 2.9% | 0.5% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 2.48× | ||
| Q2 25 | — | 1.99× | ||
| Q1 25 | — | 2.71× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.64× | ||
| Q2 24 | — | 0.20× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AI
| License And Service | $70.2M | 93% |
| Professional Services | $4.9M | 7% |
CBAN
| Net Interest Income | $29.2M | 73% |
| Noninterest Income | $10.7M | 27% |
