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Side-by-side financial comparison of C3.ai, Inc. (AI) and CENTRAL PACIFIC FINANCIAL CORP (CPF). Click either name above to swap in a different company.
C3.ai, Inc. is the larger business by last-quarter revenue ($75.1M vs $72.9M, roughly 1.0× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -139.3%, a 167.7% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs -20.3%). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (6.7% CAGR vs -2.1%).
C3.ai, Inc. is a leading enterprise artificial intelligence software provider that develops and delivers scalable AI applications, platform tools, and industry-specific solutions for clients across sectors including manufacturing, energy, financial services, healthcare and public sector. Its offerings help organizations optimize operations, reduce costs, mitigate risks, and realize data-driven decision making.
Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.
AI vs CPF — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $75.1M | $72.9M |
| Net Profit | $-104.7M | $20.7M |
| Gross Margin | 40.4% | — |
| Operating Margin | -149.2% | — |
| Net Margin | -139.3% | 28.4% |
| Revenue YoY | -20.3% | 6.0% |
| Net Profit YoY | -58.7% | 16.7% |
| EPS (diluted) | $-0.75 | $0.78 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $72.9M | ||
| Q4 25 | $75.1M | $76.3M | ||
| Q3 25 | $70.3M | $74.8M | ||
| Q2 25 | $108.7M | $72.8M | ||
| Q1 25 | $98.8M | $68.8M | ||
| Q4 24 | $94.3M | $58.4M | ||
| Q3 24 | $87.2M | $66.6M | ||
| Q2 24 | $86.6M | $64.0M |
| Q1 26 | — | $20.7M | ||
| Q4 25 | $-104.7M | $22.9M | ||
| Q3 25 | $-116.8M | $18.6M | ||
| Q2 25 | $-79.7M | $18.3M | ||
| Q1 25 | $-80.2M | $17.8M | ||
| Q4 24 | $-66.0M | $11.3M | ||
| Q3 24 | $-62.8M | $13.3M | ||
| Q2 24 | $-72.9M | $15.8M |
| Q1 26 | — | — | ||
| Q4 25 | 40.4% | — | ||
| Q3 25 | 37.6% | — | ||
| Q2 25 | 62.1% | — | ||
| Q1 25 | 59.1% | — | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 59.8% | — | ||
| Q2 24 | 59.6% | — |
| Q1 26 | — | — | ||
| Q4 25 | -149.2% | 37.0% | ||
| Q3 25 | -177.7% | 31.6% | ||
| Q2 25 | -81.8% | 32.8% | ||
| Q1 25 | -88.7% | 32.8% | ||
| Q4 24 | -79.8% | 23.0% | ||
| Q3 24 | -83.2% | 25.6% | ||
| Q2 24 | -95.1% | 32.2% |
| Q1 26 | — | 28.4% | ||
| Q4 25 | -139.3% | 30.0% | ||
| Q3 25 | -166.2% | 24.8% | ||
| Q2 25 | -73.3% | 25.1% | ||
| Q1 25 | -81.2% | 25.8% | ||
| Q4 24 | -69.9% | 19.4% | ||
| Q3 24 | -72.0% | 20.0% | ||
| Q2 24 | -84.2% | 24.7% |
| Q1 26 | — | $0.78 | ||
| Q4 25 | $-0.75 | $0.85 | ||
| Q3 25 | $-0.86 | $0.69 | ||
| Q2 25 | $-0.60 | $0.67 | ||
| Q1 25 | $-0.62 | $0.65 | ||
| Q4 24 | $-0.52 | $0.42 | ||
| Q3 24 | $-0.50 | $0.49 | ||
| Q2 24 | $-0.59 | $0.58 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $675.0M | — |
| Total DebtLower is stronger | — | $76.5M |
| Stockholders' EquityBook value | $771.9M | $593.9M |
| Total Assets | $961.3M | $7.5B |
| Debt / EquityLower = less leverage | — | 0.13× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $675.0M | — | ||
| Q3 25 | $711.9M | — | ||
| Q2 25 | $742.7M | — | ||
| Q1 25 | $724.3M | — | ||
| Q4 24 | $730.4M | — | ||
| Q3 24 | $762.5M | — | ||
| Q2 24 | $750.4M | — |
| Q1 26 | — | $76.5M | ||
| Q4 25 | — | $76.5M | ||
| Q3 25 | — | $131.5M | ||
| Q2 25 | — | $131.5M | ||
| Q1 25 | — | $131.4M | ||
| Q4 24 | — | $156.3M | ||
| Q3 24 | — | $156.3M | ||
| Q2 24 | — | $156.2M |
| Q1 26 | — | $593.9M | ||
| Q4 25 | $771.9M | $592.6M | ||
| Q3 25 | $798.8M | $588.1M | ||
| Q2 25 | $838.3M | $568.9M | ||
| Q1 25 | $860.2M | $557.4M | ||
| Q4 24 | $859.0M | $538.4M | ||
| Q3 24 | $874.9M | $543.7M | ||
| Q2 24 | $873.4M | $518.6M |
| Q1 26 | — | $7.5B | ||
| Q4 25 | $961.3M | $7.4B | ||
| Q3 25 | $968.7M | $7.4B | ||
| Q2 25 | $1.0B | $7.4B | ||
| Q1 25 | $1.1B | $7.4B | ||
| Q4 24 | $1.0B | $7.5B | ||
| Q3 24 | $1.1B | $7.4B | ||
| Q2 24 | $1.0B | $7.4B |
| Q1 26 | — | 0.13× | ||
| Q4 25 | — | 0.13× | ||
| Q3 25 | — | 0.22× | ||
| Q2 25 | — | 0.23× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | — | 0.29× | ||
| Q3 24 | — | 0.29× | ||
| Q2 24 | — | 0.30× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-46.5M | — |
| Free Cash FlowOCF − Capex | $-46.9M | — |
| FCF MarginFCF / Revenue | -62.4% | — |
| Capex IntensityCapex / Revenue | 0.5% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-93.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-46.5M | $97.5M | ||
| Q3 25 | $-33.5M | $22.2M | ||
| Q2 25 | $11.3M | $34.3M | ||
| Q1 25 | $-22.0M | $20.4M | ||
| Q4 24 | $-38.7M | $90.5M | ||
| Q3 24 | $8.0M | $21.3M | ||
| Q2 24 | $21.3M | $25.9M |
| Q1 26 | — | — | ||
| Q4 25 | $-46.9M | $92.3M | ||
| Q3 25 | $-34.3M | $21.4M | ||
| Q2 25 | $10.3M | $32.3M | ||
| Q1 25 | $-22.4M | $19.6M | ||
| Q4 24 | $-39.5M | $75.4M | ||
| Q3 24 | $7.1M | $15.6M | ||
| Q2 24 | $18.8M | $21.3M |
| Q1 26 | — | — | ||
| Q4 25 | -62.4% | 121.0% | ||
| Q3 25 | -48.8% | 28.6% | ||
| Q2 25 | 9.5% | 44.3% | ||
| Q1 25 | -22.7% | 28.4% | ||
| Q4 24 | -41.9% | 129.2% | ||
| Q3 24 | 8.2% | 23.5% | ||
| Q2 24 | 21.7% | 33.2% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 6.8% | ||
| Q3 25 | 1.1% | 1.2% | ||
| Q2 25 | 0.9% | 2.7% | ||
| Q1 25 | 0.4% | 1.3% | ||
| Q4 24 | 0.9% | 25.8% | ||
| Q3 24 | 1.1% | 8.5% | ||
| Q2 24 | 2.9% | 7.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.26× | ||
| Q3 25 | — | 1.20× | ||
| Q2 25 | — | 1.88× | ||
| Q1 25 | — | 1.15× | ||
| Q4 24 | — | 7.98× | ||
| Q3 24 | — | 1.60× | ||
| Q2 24 | — | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AI
| License And Service | $70.2M | 93% |
| Professional Services | $4.9M | 7% |
CPF
Segment breakdown not available.
