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Side-by-side financial comparison of C3.ai, Inc. (AI) and FIRST COMMONWEALTH FINANCIAL CORP (FCF). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $75.1M, roughly 1.8× C3.ai, Inc.). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs -139.3%, a 167.4% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs -20.3%). Over the past eight quarters, FIRST COMMONWEALTH FINANCIAL CORP's revenue compounded faster (5.5% CAGR vs -2.1%).
C3.ai, Inc. is a leading enterprise artificial intelligence software provider that develops and delivers scalable AI applications, platform tools, and industry-specific solutions for clients across sectors including manufacturing, energy, financial services, healthcare and public sector. Its offerings help organizations optimize operations, reduce costs, mitigate risks, and realize data-driven decision making.
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
AI vs FCF — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $75.1M | $133.7M |
| Net Profit | $-104.7M | $37.5M |
| Gross Margin | 40.4% | — |
| Operating Margin | -149.2% | — |
| Net Margin | -139.3% | 28.1% |
| Revenue YoY | -20.3% | 13.0% |
| Net Profit YoY | -58.7% | -16.3% |
| EPS (diluted) | $-0.75 | $0.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $133.7M | ||
| Q4 25 | $75.1M | $137.9M | ||
| Q3 25 | $70.3M | $136.0M | ||
| Q2 25 | $108.7M | $131.0M | ||
| Q1 25 | $98.8M | $118.0M | ||
| Q4 24 | $94.3M | $120.4M | ||
| Q3 24 | $87.2M | $121.2M | ||
| Q2 24 | $86.6M | $120.2M |
| Q1 26 | — | $37.5M | ||
| Q4 25 | $-104.7M | $44.9M | ||
| Q3 25 | $-116.8M | $41.3M | ||
| Q2 25 | $-79.7M | $33.4M | ||
| Q1 25 | $-80.2M | $32.7M | ||
| Q4 24 | $-66.0M | $35.8M | ||
| Q3 24 | $-62.8M | $32.1M | ||
| Q2 24 | $-72.9M | $37.1M |
| Q1 26 | — | — | ||
| Q4 25 | 40.4% | — | ||
| Q3 25 | 37.6% | — | ||
| Q2 25 | 62.1% | — | ||
| Q1 25 | 59.1% | — | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 59.8% | — | ||
| Q2 24 | 59.6% | — |
| Q1 26 | — | — | ||
| Q4 25 | -149.2% | 40.9% | ||
| Q3 25 | -177.7% | 38.1% | ||
| Q2 25 | -81.8% | 32.1% | ||
| Q1 25 | -88.7% | 34.8% | ||
| Q4 24 | -79.8% | 37.1% | ||
| Q3 24 | -83.2% | 33.4% | ||
| Q2 24 | -95.1% | 38.7% |
| Q1 26 | — | 28.1% | ||
| Q4 25 | -139.3% | 32.5% | ||
| Q3 25 | -166.2% | 30.4% | ||
| Q2 25 | -73.3% | 25.5% | ||
| Q1 25 | -81.2% | 27.7% | ||
| Q4 24 | -69.9% | 29.8% | ||
| Q3 24 | -72.0% | 26.5% | ||
| Q2 24 | -84.2% | 30.9% |
| Q1 26 | — | $0.37 | ||
| Q4 25 | $-0.75 | $0.44 | ||
| Q3 25 | $-0.86 | $0.39 | ||
| Q2 25 | $-0.60 | $0.32 | ||
| Q1 25 | $-0.62 | $0.32 | ||
| Q4 24 | $-0.52 | $0.35 | ||
| Q3 24 | $-0.50 | $0.31 | ||
| Q2 24 | $-0.59 | $0.36 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $675.0M | — |
| Total DebtLower is stronger | — | $154.9M |
| Stockholders' EquityBook value | $771.9M | $1.6B |
| Total Assets | $961.3M | $12.3B |
| Debt / EquityLower = less leverage | — | 0.10× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $675.0M | — | ||
| Q3 25 | $711.9M | — | ||
| Q2 25 | $742.7M | — | ||
| Q1 25 | $724.3M | — | ||
| Q4 24 | $730.4M | — | ||
| Q3 24 | $762.5M | — | ||
| Q2 24 | $750.4M | — |
| Q1 26 | — | $154.9M | ||
| Q4 25 | — | $261.7M | ||
| Q3 25 | — | $262.1M | ||
| Q2 25 | — | $262.4M | ||
| Q1 25 | — | $262.7M | ||
| Q4 24 | — | $263.0M | ||
| Q3 24 | — | $136.3M | ||
| Q2 24 | — | $136.6M |
| Q1 26 | — | $1.6B | ||
| Q4 25 | $771.9M | $1.6B | ||
| Q3 25 | $798.8M | $1.5B | ||
| Q2 25 | $838.3M | $1.5B | ||
| Q1 25 | $860.2M | $1.4B | ||
| Q4 24 | $859.0M | $1.4B | ||
| Q3 24 | $874.9M | $1.4B | ||
| Q2 24 | $873.4M | $1.4B |
| Q1 26 | — | $12.3B | ||
| Q4 25 | $961.3M | $12.3B | ||
| Q3 25 | $968.7M | $12.3B | ||
| Q2 25 | $1.0B | $12.2B | ||
| Q1 25 | $1.1B | $11.8B | ||
| Q4 24 | $1.0B | $11.6B | ||
| Q3 24 | $1.1B | $12.0B | ||
| Q2 24 | $1.0B | $11.6B |
| Q1 26 | — | 0.10× | ||
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.17× | ||
| Q1 25 | — | 0.18× | ||
| Q4 24 | — | 0.19× | ||
| Q3 24 | — | 0.10× | ||
| Q2 24 | — | 0.10× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-46.5M | — |
| Free Cash FlowOCF − Capex | $-46.9M | — |
| FCF MarginFCF / Revenue | -62.4% | — |
| Capex IntensityCapex / Revenue | 0.5% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-93.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-46.5M | $187.5M | ||
| Q3 25 | $-33.5M | $49.5M | ||
| Q2 25 | $11.3M | $30.4M | ||
| Q1 25 | $-22.0M | $55.9M | ||
| Q4 24 | $-38.7M | $129.5M | ||
| Q3 24 | $8.0M | $53.6M | ||
| Q2 24 | $21.3M | $22.7M |
| Q1 26 | — | — | ||
| Q4 25 | $-46.9M | $171.5M | ||
| Q3 25 | $-34.3M | — | ||
| Q2 25 | $10.3M | — | ||
| Q1 25 | $-22.4M | — | ||
| Q4 24 | $-39.5M | $113.9M | ||
| Q3 24 | $7.1M | — | ||
| Q2 24 | $18.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | -62.4% | 124.3% | ||
| Q3 25 | -48.8% | — | ||
| Q2 25 | 9.5% | — | ||
| Q1 25 | -22.7% | — | ||
| Q4 24 | -41.9% | 94.6% | ||
| Q3 24 | 8.2% | — | ||
| Q2 24 | 21.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 11.7% | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 0.9% | 12.9% | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 2.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.18× | ||
| Q3 25 | — | 1.20× | ||
| Q2 25 | — | 0.91× | ||
| Q1 25 | — | 1.71× | ||
| Q4 24 | — | 3.61× | ||
| Q3 24 | — | 1.67× | ||
| Q2 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AI
| License And Service | $70.2M | 93% |
| Professional Services | $4.9M | 7% |
FCF
Segment breakdown not available.
