FIRST COMMONWEALTH FINANCIAL CORPFCFEarnings & Financial Report
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
FCF Q1 FY2026 Key Financial Metrics
Revenue
$133.7M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$37.5M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
28.1%
YoY Growth
13.0%
EPS
$0.37
FIRST COMMONWEALTH FINANCIAL CORP Q1 FY2026 Financial Summary
FIRST COMMONWEALTH FINANCIAL CORP reported revenue of $133.7M (up 13.0% YoY) for Q1 FY2026, with a net profit of $37.5M (up 14.8% YoY) (28.1% margin).
Key Financial Metrics
| Total Revenue | $133.7M |
|---|---|
| Net Profit | $37.5M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q1 FY2026 |
FIRST COMMONWEALTH FINANCIAL CORP Annual Revenue by Year
FIRST COMMONWEALTH FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $522.9M).
FIRST COMMONWEALTH FINANCIAL CORP Quarterly Revenue & Net Profit History
FIRST COMMONWEALTH FINANCIAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $133.7M | +13.0% | $37.5M | 28.1% |
| Q4 FY2025 | $137.9M | +14.5% | $44.9M | 32.5% |
| Q3 FY2025 | $136.0M | +12.2% | $41.3M | 30.4% |
| Q2 FY2025 | $131.0M | +9.0% | $33.4M | 25.5% |
| Q1 FY2025 | $118.0M | +1.5% | $32.7M | 27.7% |
| Q4 FY2024 | $120.4M | +0.3% | $35.8M | 29.8% |
| Q3 FY2024 | $121.2M | -1.1% | $32.1M | 26.5% |
| Q2 FY2024 | $120.2M | -1.8% | $37.1M | 30.9% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $120.2M | $121.2M | $120.4M | $118.0M | $131.0M | $136.0M | $137.9M | $133.7M |
| YoY Growth | -1.8% | -1.1% | 0.3% | 1.5% | 9.0% | 12.2% | 14.5% | 13.0% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $11.63B | $11.98B | $11.58B | $11.79B | $12.24B | $12.31B | $12.34B | $12.26B |
| Liabilities | $10.26B | $10.57B | $10.18B | $10.34B | $10.72B | $10.77B | $10.79B | $10.71B |
| Equity | $1.36B | $1.41B | $1.41B | $1.45B | $1.52B | $1.54B | $1.55B | $1.55B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $22.7M | $53.6M | $129.5M | $55.9M | $30.4M | $49.5M | $187.5M |