vs

Side-by-side financial comparison of ALBANY INTERNATIONAL CORP (AIN) and Essent Group Ltd. (ESNT). Click either name above to swap in a different company.

ALBANY INTERNATIONAL CORP is the larger business by last-quarter revenue ($321.2M vs $312.4M, roughly 1.0× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs 4.3%, a 45.3% gap on every dollar of revenue. On growth, ALBANY INTERNATIONAL CORP posted the faster year-over-year revenue change (12.0% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $51.4M). Over the past eight quarters, Essent Group Ltd.'s revenue compounded faster (2.3% CAGR vs 1.2%).

Albany International Corp is a global advanced materials and industrial technology company. It operates two core segments: Machine Clothing producing custom engineered fabrics for paper and other industrial manufacturing processes, and Engineered Composites developing high-performance composite components primarily for the aerospace and defense sectors, serving customers across North America, Europe, Asia and other global regions.

Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.

AIN vs ESNT — Head-to-Head

Bigger by revenue
AIN
AIN
1.0× larger
AIN
$321.2M
$312.4M
ESNT
Growing faster (revenue YoY)
AIN
AIN
+12.8% gap
AIN
12.0%
-0.8%
ESNT
Higher net margin
ESNT
ESNT
45.3% more per $
ESNT
49.6%
4.3%
AIN
More free cash flow
ESNT
ESNT
$797.3M more FCF
ESNT
$848.7M
$51.4M
AIN
Faster 2-yr revenue CAGR
ESNT
ESNT
Annualised
ESNT
2.3%
1.2%
AIN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AIN
AIN
ESNT
ESNT
Revenue
$321.2M
$312.4M
Net Profit
$13.9M
$155.0M
Gross Margin
31.1%
Operating Margin
9.3%
59.1%
Net Margin
4.3%
49.6%
Revenue YoY
12.0%
-0.8%
Net Profit YoY
-21.5%
-7.7%
EPS (diluted)
$0.56
$1.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AIN
AIN
ESNT
ESNT
Q4 25
$321.2M
$312.4M
Q3 25
$261.4M
$311.8M
Q2 25
$311.4M
$319.1M
Q1 25
$288.8M
$317.6M
Q4 24
$286.9M
$315.0M
Q3 24
$298.4M
$316.6M
Q2 24
$332.0M
$312.9M
Q1 24
$313.3M
$298.4M
Net Profit
AIN
AIN
ESNT
ESNT
Q4 25
$13.9M
$155.0M
Q3 25
$-97.8M
$164.2M
Q2 25
$9.2M
$195.3M
Q1 25
$17.4M
$175.4M
Q4 24
$17.7M
$167.9M
Q3 24
$18.0M
$176.2M
Q2 24
$24.6M
$203.6M
Q1 24
$27.3M
$181.7M
Gross Margin
AIN
AIN
ESNT
ESNT
Q4 25
31.1%
Q3 25
-19.1%
Q2 25
31.3%
Q1 25
33.4%
Q4 24
31.5%
Q3 24
30.3%
Q2 24
33.9%
Q1 24
34.7%
Operating Margin
AIN
AIN
ESNT
ESNT
Q4 25
9.3%
59.1%
Q3 25
-44.6%
63.9%
Q2 25
7.2%
72.4%
Q1 25
9.8%
65.2%
Q4 24
8.5%
61.9%
Q3 24
8.4%
65.6%
Q2 24
12.9%
76.4%
Q1 24
12.4%
71.6%
Net Margin
AIN
AIN
ESNT
ESNT
Q4 25
4.3%
49.6%
Q3 25
-37.4%
52.7%
Q2 25
2.9%
61.2%
Q1 25
6.0%
55.2%
Q4 24
6.2%
53.3%
Q3 24
6.0%
55.6%
Q2 24
7.4%
65.1%
Q1 24
8.7%
60.9%
EPS (diluted)
AIN
AIN
ESNT
ESNT
Q4 25
$0.56
$1.61
Q3 25
$-3.37
$1.67
Q2 25
$0.31
$1.93
Q1 25
$0.56
$1.69
Q4 24
$0.57
$1.59
Q3 24
$0.57
$1.65
Q2 24
$0.79
$1.91
Q1 24
$0.87
$1.70

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AIN
AIN
ESNT
ESNT
Cash + ST InvestmentsLiquidity on hand
$112.3M
Total DebtLower is stronger
$455.7M
Stockholders' EquityBook value
$726.2M
$5.8B
Total Assets
$1.7B
$7.4B
Debt / EquityLower = less leverage
0.63×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AIN
AIN
ESNT
ESNT
Q4 25
$112.3M
Q3 25
$108.3M
Q2 25
$106.7M
Q1 25
$119.4M
Q4 24
$115.3M
Q3 24
$127.2M
Q2 24
$116.4M
Q1 24
$125.4M
Total Debt
AIN
AIN
ESNT
ESNT
Q4 25
$455.7M
Q3 25
$480.6M
Q2 25
$444.7M
Q1 25
$416.4M
Q4 24
$318.5M
Q3 24
$362.2M
Q2 24
$377.1M
Q1 24
$439.1M
Stockholders' Equity
AIN
AIN
ESNT
ESNT
Q4 25
$726.2M
$5.8B
Q3 25
$739.3M
$5.7B
Q2 25
$888.6M
$5.7B
Q1 25
$900.0M
$5.7B
Q4 24
$943.5M
$5.6B
Q3 24
$991.0M
$5.6B
Q2 24
$967.5M
$5.4B
Q1 24
$967.5M
$5.2B
Total Assets
AIN
AIN
ESNT
ESNT
Q4 25
$1.7B
$7.4B
Q3 25
$1.7B
$7.4B
Q2 25
$1.7B
$7.2B
Q1 25
$1.7B
$7.2B
Q4 24
$1.6B
$7.1B
Q3 24
$1.8B
$7.1B
Q2 24
$1.8B
$6.7B
Q1 24
$1.8B
$6.6B
Debt / Equity
AIN
AIN
ESNT
ESNT
Q4 25
0.63×
Q3 25
0.65×
Q2 25
0.50×
Q1 25
0.46×
Q4 24
0.34×
Q3 24
0.37×
Q2 24
0.39×
Q1 24
0.45×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AIN
AIN
ESNT
ESNT
Operating Cash FlowLast quarter
$73.7M
$856.1M
Free Cash FlowOCF − Capex
$51.4M
$848.7M
FCF MarginFCF / Revenue
16.0%
271.7%
Capex IntensityCapex / Revenue
6.9%
2.4%
Cash ConversionOCF / Net Profit
5.31×
5.52×
TTM Free Cash FlowTrailing 4 quarters
$82.6M
$1.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AIN
AIN
ESNT
ESNT
Q4 25
$73.7M
$856.1M
Q3 25
$43.9M
$215.9M
Q2 25
$32.7M
$189.5M
Q1 25
$2.1M
$221.6M
Q4 24
$78.5M
$861.5M
Q3 24
$47.0M
$229.2M
Q2 24
$83.4M
$188.7M
Q1 24
$9.6M
$216.9M
Free Cash Flow
AIN
AIN
ESNT
ESNT
Q4 25
$51.4M
$848.7M
Q3 25
$25.9M
$210.6M
Q2 25
$18.8M
$188.8M
Q1 25
$-13.5M
$221.3M
Q4 24
$60.2M
$854.8M
Q3 24
$31.6M
$228.7M
Q2 24
$63.6M
$187.6M
Q1 24
$-17.3M
$212.5M
FCF Margin
AIN
AIN
ESNT
ESNT
Q4 25
16.0%
271.7%
Q3 25
9.9%
67.5%
Q2 25
6.0%
59.2%
Q1 25
-4.7%
69.7%
Q4 24
21.0%
271.3%
Q3 24
10.6%
72.2%
Q2 24
19.2%
60.0%
Q1 24
-5.5%
71.2%
Capex Intensity
AIN
AIN
ESNT
ESNT
Q4 25
6.9%
2.4%
Q3 25
6.9%
1.7%
Q2 25
4.5%
0.2%
Q1 25
5.4%
0.1%
Q4 24
6.4%
2.1%
Q3 24
5.2%
0.2%
Q2 24
6.0%
0.3%
Q1 24
8.6%
1.5%
Cash Conversion
AIN
AIN
ESNT
ESNT
Q4 25
5.31×
5.52×
Q3 25
1.31×
Q2 25
3.56×
0.97×
Q1 25
0.12×
1.26×
Q4 24
4.44×
5.13×
Q3 24
2.61×
1.30×
Q2 24
3.39×
0.93×
Q1 24
0.35×
1.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AIN
AIN

Transferred At Point In Time$176.5M55%
Engineered Composites Other$99.3M31%
Engineered Composites ASC$44.5M14%
Transferred Over Time$1.0M0%

ESNT
ESNT

Mortgage Insurance Segment$192.4M62%
Other$120.0M38%

Related Comparisons