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Side-by-side financial comparison of ALBANY INTERNATIONAL CORP (AIN) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.
PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $321.2M, roughly 1.0× ALBANY INTERNATIONAL CORP). PRA GROUP INC runs the higher net margin — 17.0% vs 4.3%, a 12.6% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 12.0%). ALBANY INTERNATIONAL CORP produced more free cash flow last quarter ($51.4M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 1.2%).
Albany International Corp is a global advanced materials and industrial technology company. It operates two core segments: Machine Clothing producing custom engineered fabrics for paper and other industrial manufacturing processes, and Engineered Composites developing high-performance composite components primarily for the aerospace and defense sectors, serving customers across North America, Europe, Asia and other global regions.
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
AIN vs PRAA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $321.2M | $333.4M |
| Net Profit | $13.9M | $56.5M |
| Gross Margin | 31.1% | — |
| Operating Margin | 9.3% | 37.7% |
| Net Margin | 4.3% | 17.0% |
| Revenue YoY | 12.0% | 13.7% |
| Net Profit YoY | -21.5% | 206.3% |
| EPS (diluted) | $0.56 | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $321.2M | $333.4M | ||
| Q3 25 | $261.4M | $311.1M | ||
| Q2 25 | $311.4M | $287.7M | ||
| Q1 25 | $288.8M | $269.6M | ||
| Q4 24 | $286.9M | $293.2M | ||
| Q3 24 | $298.4M | $281.5M | ||
| Q2 24 | $332.0M | $284.2M | ||
| Q1 24 | $313.3M | $255.6M |
| Q4 25 | $13.9M | $56.5M | ||
| Q3 25 | $-97.8M | $-407.7M | ||
| Q2 25 | $9.2M | $42.4M | ||
| Q1 25 | $17.4M | $3.7M | ||
| Q4 24 | $17.7M | $18.5M | ||
| Q3 24 | $18.0M | $27.2M | ||
| Q2 24 | $24.6M | $21.5M | ||
| Q1 24 | $27.3M | $3.5M |
| Q4 25 | 31.1% | — | ||
| Q3 25 | -19.1% | — | ||
| Q2 25 | 31.3% | — | ||
| Q1 25 | 33.4% | — | ||
| Q4 24 | 31.5% | — | ||
| Q3 24 | 30.3% | — | ||
| Q2 24 | 33.9% | — | ||
| Q1 24 | 34.7% | — |
| Q4 25 | 9.3% | 37.7% | ||
| Q3 25 | -44.6% | -101.4% | ||
| Q2 25 | 7.2% | 29.6% | ||
| Q1 25 | 9.8% | 27.7% | ||
| Q4 24 | 8.5% | 32.1% | ||
| Q3 24 | 8.4% | 32.0% | ||
| Q2 24 | 12.9% | 31.4% | ||
| Q1 24 | 12.4% | 26.0% |
| Q4 25 | 4.3% | 17.0% | ||
| Q3 25 | -37.4% | -131.0% | ||
| Q2 25 | 2.9% | 14.7% | ||
| Q1 25 | 6.0% | 1.4% | ||
| Q4 24 | 6.2% | 6.3% | ||
| Q3 24 | 6.0% | 9.6% | ||
| Q2 24 | 7.4% | 7.6% | ||
| Q1 24 | 8.7% | 1.4% |
| Q4 25 | $0.56 | $1.47 | ||
| Q3 25 | $-3.37 | $-10.43 | ||
| Q2 25 | $0.31 | $1.08 | ||
| Q1 25 | $0.56 | $0.09 | ||
| Q4 24 | $0.57 | $0.47 | ||
| Q3 24 | $0.57 | $0.69 | ||
| Q2 24 | $0.79 | $0.54 | ||
| Q1 24 | $0.87 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $112.3M | $104.4M |
| Total DebtLower is stronger | $455.7M | — |
| Stockholders' EquityBook value | $726.2M | $979.9M |
| Total Assets | $1.7B | $5.1B |
| Debt / EquityLower = less leverage | 0.63× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $112.3M | $104.4M | ||
| Q3 25 | $108.3M | $107.5M | ||
| Q2 25 | $106.7M | $131.6M | ||
| Q1 25 | $119.4M | $128.7M | ||
| Q4 24 | $115.3M | $105.9M | ||
| Q3 24 | $127.2M | $141.1M | ||
| Q2 24 | $116.4M | $118.9M | ||
| Q1 24 | $125.4M | $108.1M |
| Q4 25 | $455.7M | — | ||
| Q3 25 | $480.6M | — | ||
| Q2 25 | $444.7M | — | ||
| Q1 25 | $416.4M | — | ||
| Q4 24 | $318.5M | — | ||
| Q3 24 | $362.2M | — | ||
| Q2 24 | $377.1M | — | ||
| Q1 24 | $439.1M | — |
| Q4 25 | $726.2M | $979.9M | ||
| Q3 25 | $739.3M | $928.5M | ||
| Q2 25 | $888.6M | $1.3B | ||
| Q1 25 | $900.0M | $1.2B | ||
| Q4 24 | $943.5M | $1.1B | ||
| Q3 24 | $991.0M | $1.2B | ||
| Q2 24 | $967.5M | $1.1B | ||
| Q1 24 | $967.5M | $1.1B |
| Q4 25 | $1.7B | $5.1B | ||
| Q3 25 | $1.7B | $5.0B | ||
| Q2 25 | $1.7B | $5.4B | ||
| Q1 25 | $1.7B | $5.1B | ||
| Q4 24 | $1.6B | $4.9B | ||
| Q3 24 | $1.8B | $4.9B | ||
| Q2 24 | $1.8B | $4.7B | ||
| Q1 24 | $1.8B | $4.5B |
| Q4 25 | 0.63× | — | ||
| Q3 25 | 0.65× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.46× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.39× | — | ||
| Q1 24 | 0.45× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $73.7M | $-85.5M |
| Free Cash FlowOCF − Capex | $51.4M | $-90.4M |
| FCF MarginFCF / Revenue | 16.0% | -27.1% |
| Capex IntensityCapex / Revenue | 6.9% | 1.4% |
| Cash ConversionOCF / Net Profit | 5.31× | -1.51× |
| TTM Free Cash FlowTrailing 4 quarters | $82.6M | $-169.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $73.7M | $-85.5M | ||
| Q3 25 | $43.9M | $-10.1M | ||
| Q2 25 | $32.7M | $-12.9M | ||
| Q1 25 | $2.1M | $-52.6M | ||
| Q4 24 | $78.5M | $-94.6M | ||
| Q3 24 | $47.0M | $-35.0M | ||
| Q2 24 | $83.4M | $-29.5M | ||
| Q1 24 | $9.6M | $-73.0M |
| Q4 25 | $51.4M | $-90.4M | ||
| Q3 25 | $25.9M | $-11.3M | ||
| Q2 25 | $18.8M | $-14.2M | ||
| Q1 25 | $-13.5M | $-53.5M | ||
| Q4 24 | $60.2M | $-98.6M | ||
| Q3 24 | $31.6M | $-36.1M | ||
| Q2 24 | $63.6M | $-30.8M | ||
| Q1 24 | $-17.3M | $-73.5M |
| Q4 25 | 16.0% | -27.1% | ||
| Q3 25 | 9.9% | -3.6% | ||
| Q2 25 | 6.0% | -4.9% | ||
| Q1 25 | -4.7% | -19.8% | ||
| Q4 24 | 21.0% | -33.6% | ||
| Q3 24 | 10.6% | -12.8% | ||
| Q2 24 | 19.2% | -10.8% | ||
| Q1 24 | -5.5% | -28.8% |
| Q4 25 | 6.9% | 1.4% | ||
| Q3 25 | 6.9% | 0.4% | ||
| Q2 25 | 4.5% | 0.4% | ||
| Q1 25 | 5.4% | 0.3% | ||
| Q4 24 | 6.4% | 1.4% | ||
| Q3 24 | 5.2% | 0.4% | ||
| Q2 24 | 6.0% | 0.5% | ||
| Q1 24 | 8.6% | 0.2% |
| Q4 25 | 5.31× | -1.51× | ||
| Q3 25 | — | — | ||
| Q2 25 | 3.56× | -0.30× | ||
| Q1 25 | 0.12× | -14.37× | ||
| Q4 24 | 4.44× | -5.13× | ||
| Q3 24 | 2.61× | -1.29× | ||
| Q2 24 | 3.39× | -1.37× | ||
| Q1 24 | 0.35× | -21.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AIN
| Transferred At Point In Time | $176.5M | 55% |
| Engineered Composites Other | $99.3M | 31% |
| Engineered Composites ASC | $44.5M | 14% |
| Transferred Over Time | $1.0M | 0% |
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
