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Side-by-side financial comparison of ALBANY INTERNATIONAL CORP (AIN) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
ALBANY INTERNATIONAL CORP is the larger business by last-quarter revenue ($321.2M vs $194.8M, roughly 1.6× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 4.3%, a 45.1% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 12.0%). ALBANY INTERNATIONAL CORP produced more free cash flow last quarter ($51.4M vs $31.9M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 1.2%).
Albany International Corp is a global advanced materials and industrial technology company. It operates two core segments: Machine Clothing producing custom engineered fabrics for paper and other industrial manufacturing processes, and Engineered Composites developing high-performance composite components primarily for the aerospace and defense sectors, serving customers across North America, Europe, Asia and other global regions.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
AIN vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $321.2M | $194.8M |
| Net Profit | $13.9M | $96.2M |
| Gross Margin | 31.1% | — |
| Operating Margin | 9.3% | 71.7% |
| Net Margin | 4.3% | 49.4% |
| Revenue YoY | 12.0% | 152.7% |
| Net Profit YoY | -21.5% | 388.9% |
| EPS (diluted) | $0.56 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $321.2M | $194.8M | ||
| Q3 25 | $261.4M | $87.4M | ||
| Q2 25 | $311.4M | $82.6M | ||
| Q1 25 | $288.8M | $81.7M | ||
| Q4 24 | $286.9M | $77.1M | ||
| Q3 24 | $298.4M | $76.6M | ||
| Q2 24 | $332.0M | $72.7M | ||
| Q1 24 | $313.3M | $72.8M |
| Q4 25 | $13.9M | $96.2M | ||
| Q3 25 | $-97.8M | $23.7M | ||
| Q2 25 | $9.2M | $21.5M | ||
| Q1 25 | $17.4M | $19.7M | ||
| Q4 24 | $17.7M | $19.7M | ||
| Q3 24 | $18.0M | $18.6M | ||
| Q2 24 | $24.6M | $15.7M | ||
| Q1 24 | $27.3M | $16.9M |
| Q4 25 | 31.1% | — | ||
| Q3 25 | -19.1% | — | ||
| Q2 25 | 31.3% | — | ||
| Q1 25 | 33.4% | — | ||
| Q4 24 | 31.5% | — | ||
| Q3 24 | 30.3% | — | ||
| Q2 24 | 33.9% | — | ||
| Q1 24 | 34.7% | — |
| Q4 25 | 9.3% | 71.7% | ||
| Q3 25 | -44.6% | 35.6% | ||
| Q2 25 | 7.2% | 34.2% | ||
| Q1 25 | 9.8% | 31.6% | ||
| Q4 24 | 8.5% | 33.4% | ||
| Q3 24 | 8.4% | 32.0% | ||
| Q2 24 | 12.9% | 28.3% | ||
| Q1 24 | 12.4% | 30.4% |
| Q4 25 | 4.3% | 49.4% | ||
| Q3 25 | -37.4% | 27.1% | ||
| Q2 25 | 2.9% | 26.0% | ||
| Q1 25 | 6.0% | 24.1% | ||
| Q4 24 | 6.2% | 25.5% | ||
| Q3 24 | 6.0% | 24.3% | ||
| Q2 24 | 7.4% | 21.6% | ||
| Q1 24 | 8.7% | 23.2% |
| Q4 25 | $0.56 | $6.72 | ||
| Q3 25 | $-3.37 | $1.65 | ||
| Q2 25 | $0.31 | $1.50 | ||
| Q1 25 | $0.56 | $1.37 | ||
| Q4 24 | $0.57 | $1.39 | ||
| Q3 24 | $0.57 | $1.30 | ||
| Q2 24 | $0.79 | $1.10 | ||
| Q1 24 | $0.87 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $112.3M | $132.8M |
| Total DebtLower is stronger | $455.7M | — |
| Stockholders' EquityBook value | $726.2M | $938.4M |
| Total Assets | $1.7B | $8.7B |
| Debt / EquityLower = less leverage | 0.63× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $112.3M | $132.8M | ||
| Q3 25 | $108.3M | $193.5M | ||
| Q2 25 | $106.7M | $212.6M | ||
| Q1 25 | $119.4M | $193.1M | ||
| Q4 24 | $115.3M | $134.4M | ||
| Q3 24 | $127.2M | $132.3M | ||
| Q2 24 | $116.4M | $70.9M | ||
| Q1 24 | $125.4M | $57.1M |
| Q4 25 | $455.7M | — | ||
| Q3 25 | $480.6M | — | ||
| Q2 25 | $444.7M | — | ||
| Q1 25 | $416.4M | — | ||
| Q4 24 | $318.5M | — | ||
| Q3 24 | $362.2M | — | ||
| Q2 24 | $377.1M | — | ||
| Q1 24 | $439.1M | — |
| Q4 25 | $726.2M | $938.4M | ||
| Q3 25 | $739.3M | $788.8M | ||
| Q2 25 | $888.6M | $761.8M | ||
| Q1 25 | $900.0M | $741.4M | ||
| Q4 24 | $943.5M | $713.4M | ||
| Q3 24 | $991.0M | $719.9M | ||
| Q2 24 | $967.5M | $674.6M | ||
| Q1 24 | $967.5M | $667.9M |
| Q4 25 | $1.7B | $8.7B | ||
| Q3 25 | $1.7B | $8.5B | ||
| Q2 25 | $1.7B | $8.4B | ||
| Q1 25 | $1.7B | $8.2B | ||
| Q4 24 | $1.6B | $8.1B | ||
| Q3 24 | $1.8B | $8.0B | ||
| Q2 24 | $1.8B | $7.9B | ||
| Q1 24 | $1.8B | $7.8B |
| Q4 25 | 0.63× | — | ||
| Q3 25 | 0.65× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.46× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.39× | — | ||
| Q1 24 | 0.45× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $73.7M | $38.9M |
| Free Cash FlowOCF − Capex | $51.4M | $31.9M |
| FCF MarginFCF / Revenue | 16.0% | 16.4% |
| Capex IntensityCapex / Revenue | 6.9% | 3.6% |
| Cash ConversionOCF / Net Profit | 5.31× | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $82.6M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $73.7M | $38.9M | ||
| Q3 25 | $43.9M | $34.9M | ||
| Q2 25 | $32.7M | $18.9M | ||
| Q1 25 | $2.1M | $22.2M | ||
| Q4 24 | $78.5M | $95.0M | ||
| Q3 24 | $47.0M | $21.2M | ||
| Q2 24 | $83.4M | $27.3M | ||
| Q1 24 | $9.6M | $23.2M |
| Q4 25 | $51.4M | $31.9M | ||
| Q3 25 | $25.9M | $33.9M | ||
| Q2 25 | $18.8M | $18.3M | ||
| Q1 25 | $-13.5M | $20.9M | ||
| Q4 24 | $60.2M | $88.8M | ||
| Q3 24 | $31.6M | $18.9M | ||
| Q2 24 | $63.6M | $26.3M | ||
| Q1 24 | $-17.3M | $21.9M |
| Q4 25 | 16.0% | 16.4% | ||
| Q3 25 | 9.9% | 38.8% | ||
| Q2 25 | 6.0% | 22.1% | ||
| Q1 25 | -4.7% | 25.5% | ||
| Q4 24 | 21.0% | 115.1% | ||
| Q3 24 | 10.6% | 24.7% | ||
| Q2 24 | 19.2% | 36.2% | ||
| Q1 24 | -5.5% | 30.0% |
| Q4 25 | 6.9% | 3.6% | ||
| Q3 25 | 6.9% | 1.1% | ||
| Q2 25 | 4.5% | 0.8% | ||
| Q1 25 | 5.4% | 1.7% | ||
| Q4 24 | 6.4% | 8.1% | ||
| Q3 24 | 5.2% | 2.9% | ||
| Q2 24 | 6.0% | 1.3% | ||
| Q1 24 | 8.6% | 1.9% |
| Q4 25 | 5.31× | 0.40× | ||
| Q3 25 | — | 1.47× | ||
| Q2 25 | 3.56× | 0.88× | ||
| Q1 25 | 0.12× | 1.13× | ||
| Q4 24 | 4.44× | 4.82× | ||
| Q3 24 | 2.61× | 1.14× | ||
| Q2 24 | 3.39× | 1.74× | ||
| Q1 24 | 0.35× | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AIN
| Transferred At Point In Time | $176.5M | 55% |
| Engineered Composites Other | $99.3M | 31% |
| Engineered Composites ASC | $44.5M | 14% |
| Transferred Over Time | $1.0M | 0% |
TMP
Segment breakdown not available.
