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Side-by-side financial comparison of Powerfleet, Inc. (AIOT) and COASTAL FINANCIAL CORP (CCB). Click either name above to swap in a different company.

COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $113.5M, roughly 1.2× Powerfleet, Inc.). On growth, Powerfleet, Inc. posted the faster year-over-year revenue change (6.6% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $4.9M). Over the past eight quarters, Powerfleet, Inc.'s revenue compounded faster (81.2% CAGR vs -3.6%).

Powerfleet, Inc. is an American company headquartered in Woodcliff Lake, New Jersey, that operates as a global provider of IoT and M2M solutions for securing, controlling, and tracking high-value enterprise assets. The company is a provider in the international telematics industry, providing fleet management, asset tracking, freight visibility, and driver behavior monitoring for industrial trucks, vehicle fleets, and shipping containers.

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

AIOT vs CCB — Head-to-Head

Bigger by revenue
CCB
CCB
1.2× larger
CCB
$138.0M
$113.5M
AIOT
Growing faster (revenue YoY)
AIOT
AIOT
+12.4% gap
AIOT
6.6%
-5.8%
CCB
More free cash flow
CCB
CCB
$241.2M more FCF
CCB
$246.1M
$4.9M
AIOT
Faster 2-yr revenue CAGR
AIOT
AIOT
Annualised
AIOT
81.2%
-3.6%
CCB

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
AIOT
AIOT
CCB
CCB
Revenue
$113.5M
$138.0M
Net Profit
$-3.4M
Gross Margin
55.2%
Operating Margin
5.6%
12.4%
Net Margin
-3.0%
Revenue YoY
6.6%
-5.8%
Net Profit YoY
76.6%
EPS (diluted)
$-0.03
$0.84

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AIOT
AIOT
CCB
CCB
Q4 25
$113.5M
$138.0M
Q3 25
$111.7M
$144.7M
Q2 25
$104.1M
$119.4M
Q1 25
$103.6M
$139.5M
Q4 24
$106.4M
$146.5M
Q3 24
$77.0M
$151.1M
Q2 24
$75.4M
$135.3M
Q1 24
$148.4M
Net Profit
AIOT
AIOT
CCB
CCB
Q4 25
$-3.4M
Q3 25
$-4.3M
$13.6M
Q2 25
$-10.2M
$11.0M
Q1 25
$-12.4M
$9.7M
Q4 24
$-14.3M
Q3 24
$-1.9M
$13.5M
Q2 24
$-22.3M
$11.6M
Q1 24
$6.8M
Gross Margin
AIOT
AIOT
CCB
CCB
Q4 25
55.2%
Q3 25
56.0%
Q2 25
54.2%
Q1 25
52.8%
Q4 24
55.2%
Q3 24
53.7%
Q2 24
52.6%
Q1 24
Operating Margin
AIOT
AIOT
CCB
CCB
Q4 25
5.6%
12.4%
Q3 25
3.8%
12.4%
Q2 25
-2.0%
12.0%
Q1 25
-6.7%
8.4%
Q4 24
-1.2%
11.7%
Q3 24
0.7%
10.8%
Q2 24
-24.2%
11.1%
Q1 24
5.9%
Net Margin
AIOT
AIOT
CCB
CCB
Q4 25
-3.0%
Q3 25
-3.8%
9.4%
Q2 25
-9.8%
9.2%
Q1 25
-12.0%
7.0%
Q4 24
-13.5%
Q3 24
-2.5%
8.9%
Q2 24
-29.6%
8.6%
Q1 24
4.6%
EPS (diluted)
AIOT
AIOT
CCB
CCB
Q4 25
$-0.03
$0.84
Q3 25
$-0.03
$0.88
Q2 25
$-0.08
$0.71
Q1 25
$-0.09
$0.63
Q4 24
$-0.11
$0.95
Q3 24
$-0.02
$0.97
Q2 24
$-0.21
$0.84
Q1 24
$0.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AIOT
AIOT
CCB
CCB
Cash + ST InvestmentsLiquidity on hand
$31.2M
Total DebtLower is stronger
$237.8M
Stockholders' EquityBook value
$485.0M
$491.0M
Total Assets
$959.5M
$4.7B
Debt / EquityLower = less leverage
0.49×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AIOT
AIOT
CCB
CCB
Q4 25
$31.2M
Q3 25
$27.9M
Q2 25
$31.2M
Q1 25
$44.4M
Q4 24
$33.6M
Q3 24
$26.0M
Q2 24
$30.2M
Q1 24
Total Debt
AIOT
AIOT
CCB
CCB
Q4 25
$237.8M
Q3 25
$238.2M
Q2 25
$239.0M
Q1 25
$237.5M
Q4 24
$238.5M
Q3 24
$113.6M
Q2 24
$113.7M
Q1 24
Stockholders' Equity
AIOT
AIOT
CCB
CCB
Q4 25
$485.0M
$491.0M
Q3 25
$468.8M
$475.3M
Q2 25
$460.7M
$461.7M
Q1 25
$446.6M
$449.9M
Q4 24
$458.4M
$438.7M
Q3 24
$451.0M
$331.9M
Q2 24
$390.4M
$316.7M
Q1 24
$303.7M
Total Assets
AIOT
AIOT
CCB
CCB
Q4 25
$959.5M
$4.7B
Q3 25
$936.9M
$4.6B
Q2 25
$930.8M
$4.5B
Q1 25
$910.1M
$4.3B
Q4 24
$908.7M
$4.1B
Q3 24
$748.3M
$4.1B
Q2 24
$684.9M
$4.0B
Q1 24
$3.9B
Debt / Equity
AIOT
AIOT
CCB
CCB
Q4 25
0.49×
Q3 25
0.51×
Q2 25
0.52×
Q1 25
0.53×
Q4 24
0.52×
Q3 24
0.25×
Q2 24
0.29×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AIOT
AIOT
CCB
CCB
Operating Cash FlowLast quarter
$10.2M
$254.6M
Free Cash FlowOCF − Capex
$4.9M
$246.1M
FCF MarginFCF / Revenue
4.4%
178.3%
Capex IntensityCapex / Revenue
4.6%
6.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$12.9M
$436.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AIOT
AIOT
CCB
CCB
Q4 25
$10.2M
$254.6M
Q3 25
$5.5M
$59.0M
Q2 25
$4.7M
$66.0M
Q1 25
$13.5M
$71.7M
Q4 24
$-6.1M
$259.8M
Q3 24
$-3.2M
$62.6M
Q2 24
$-7.6M
$72.1M
Q1 24
$56.8M
Free Cash Flow
AIOT
AIOT
CCB
CCB
Q4 25
$4.9M
$246.1M
Q3 25
$1.2M
$57.4M
Q2 25
$-3.4M
$64.0M
Q1 25
$10.1M
$68.9M
Q4 24
$-12.2M
$249.9M
Q3 24
$-8.0M
$60.2M
Q2 24
$-13.2M
$69.5M
Q1 24
$55.0M
FCF Margin
AIOT
AIOT
CCB
CCB
Q4 25
4.4%
178.3%
Q3 25
1.1%
39.7%
Q2 25
-3.3%
53.6%
Q1 25
9.8%
49.4%
Q4 24
-11.5%
170.6%
Q3 24
-10.4%
39.8%
Q2 24
-17.5%
51.3%
Q1 24
37.1%
Capex Intensity
AIOT
AIOT
CCB
CCB
Q4 25
4.6%
6.1%
Q3 25
3.9%
1.2%
Q2 25
7.8%
1.7%
Q1 25
3.3%
2.0%
Q4 24
5.8%
6.8%
Q3 24
6.3%
1.6%
Q2 24
7.4%
1.9%
Q1 24
1.2%
Cash Conversion
AIOT
AIOT
CCB
CCB
Q4 25
Q3 25
4.34×
Q2 25
5.99×
Q1 25
7.37×
Q4 24
Q3 24
4.65×
Q2 24
6.22×
Q1 24
8.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AIOT
AIOT

Services$91.1M80%
Products$22.4M20%

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

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