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Side-by-side financial comparison of Arteris, Inc. (AIP) and PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK). Click either name above to swap in a different company.
PEOPLES BANCORP OF NORTH CAROLINA INC is the larger business by last-quarter revenue ($21.5M vs $20.1M, roughly 1.1× Arteris, Inc.). PEOPLES BANCORP OF NORTH CAROLINA INC runs the higher net margin — 30.8% vs -42.2%, a 73.0% gap on every dollar of revenue. On growth, Arteris, Inc. posted the faster year-over-year revenue change (30.0% vs 5.6%). PEOPLES BANCORP OF NORTH CAROLINA INC produced more free cash flow last quarter ($20.0M vs $3.0M). Over the past eight quarters, Arteris, Inc.'s revenue compounded faster (24.7% CAGR vs 4.2%).
Arteris, Inc. is a multinational technology company headquartered in Campbell, California. It develops the network-on-chip (NoC) IP and system-on-chip (SoC) integration automation software that is used to create semiconductor chip and chiplet designs for a variety of devices, particularly in automotive electronics, artificial intelligence, machine learning, enterprise computing, communications, consumer, industrial, and aerospace & defense markets. The company specializes in the development a...
PEOPLES BANCORP OF NORTH CAROLINA INC is a regional bank holding company headquartered in North Carolina, U.S. It offers a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving local residents, small and medium-sized enterprises, and community organizations across its operating areas in North Carolina.
AIP vs PEBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $20.1M | $21.5M |
| Net Profit | $-8.5M | $6.6M |
| Gross Margin | 90.8% | — |
| Operating Margin | -42.0% | 40.7% |
| Net Margin | -42.2% | 30.8% |
| Revenue YoY | 30.0% | 5.6% |
| Net Profit YoY | -3.7% | 86.4% |
| EPS (diluted) | $-0.19 | $1.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $20.1M | $21.5M | ||
| Q3 25 | $17.4M | $21.4M | ||
| Q2 25 | $16.5M | $20.7M | ||
| Q1 25 | $16.5M | $20.0M | ||
| Q4 24 | $15.5M | $20.4M | ||
| Q3 24 | $14.7M | $20.5M | ||
| Q2 24 | $14.6M | $20.1M | ||
| Q1 24 | $12.9M | $19.8M |
| Q4 25 | $-8.5M | $6.6M | ||
| Q3 25 | $-9.0M | $3.7M | ||
| Q2 25 | $-9.1M | $5.2M | ||
| Q1 25 | $-8.1M | $4.3M | ||
| Q4 24 | $-8.2M | $3.6M | ||
| Q3 24 | $-7.7M | $4.0M | ||
| Q2 24 | $-8.3M | $4.9M | ||
| Q1 24 | $-9.4M | $3.9M |
| Q4 25 | 90.8% | — | ||
| Q3 25 | 89.9% | — | ||
| Q2 25 | 89.4% | — | ||
| Q1 25 | 90.8% | — | ||
| Q4 24 | 89.8% | — | ||
| Q3 24 | 90.1% | — | ||
| Q2 24 | 90.0% | — | ||
| Q1 24 | 88.7% | — |
| Q4 25 | -42.0% | 40.7% | ||
| Q3 25 | -50.1% | 22.4% | ||
| Q2 25 | -50.0% | 32.2% | ||
| Q1 25 | -46.6% | 28.2% | ||
| Q4 24 | -45.9% | 22.5% | ||
| Q3 24 | -53.8% | 26.0% | ||
| Q2 24 | -51.1% | 31.3% | ||
| Q1 24 | -70.5% | 23.9% |
| Q4 25 | -42.2% | 30.8% | ||
| Q3 25 | -51.6% | 17.2% | ||
| Q2 25 | -55.3% | 24.9% | ||
| Q1 25 | -49.1% | 21.8% | ||
| Q4 24 | -53.0% | 17.5% | ||
| Q3 24 | -52.2% | 19.3% | ||
| Q2 24 | -57.2% | 24.4% | ||
| Q1 24 | -72.6% | 19.9% |
| Q4 25 | $-0.19 | $1.21 | ||
| Q3 25 | $-0.21 | $0.67 | ||
| Q2 25 | $-0.22 | $0.95 | ||
| Q1 25 | $-0.20 | $0.79 | ||
| Q4 24 | $-0.19 | $0.65 | ||
| Q3 24 | $-0.20 | $0.72 | ||
| Q2 24 | $-0.22 | $0.89 | ||
| Q1 24 | $-0.25 | $0.72 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $33.9M | $58.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $-14.6M | $157.1M |
| Total Assets | $115.0M | $1.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $33.9M | $58.1M | ||
| Q3 25 | $39.0M | — | ||
| Q2 25 | $38.0M | — | ||
| Q1 25 | $42.3M | — | ||
| Q4 24 | $43.8M | $59.3M | ||
| Q3 24 | $48.7M | $73.2M | ||
| Q2 24 | $45.8M | — | ||
| Q1 24 | $44.8M | — |
| Q4 25 | $-14.6M | $157.1M | ||
| Q3 25 | $-11.4M | $149.5M | ||
| Q2 25 | $-7.5M | $144.0M | ||
| Q1 25 | $-4.8M | $138.5M | ||
| Q4 24 | $-1.2M | $130.6M | ||
| Q3 24 | $2.2M | $136.3M | ||
| Q2 24 | $5.3M | $124.3M | ||
| Q1 24 | $9.5M | $121.1M |
| Q4 25 | $115.0M | $1.7B | ||
| Q3 25 | $107.7M | $1.7B | ||
| Q2 25 | $106.9M | $1.7B | ||
| Q1 25 | $98.3M | $1.7B | ||
| Q4 24 | $106.1M | $1.7B | ||
| Q3 24 | $97.7M | $1.7B | ||
| Q2 24 | $96.4M | $1.7B | ||
| Q1 24 | $101.4M | $1.7B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.2M | $21.4M |
| Free Cash FlowOCF − Capex | $3.0M | $20.0M |
| FCF MarginFCF / Revenue | 15.1% | 92.7% |
| Capex IntensityCapex / Revenue | 0.7% | 6.6% |
| Cash ConversionOCF / Net Profit | — | 3.22× |
| TTM Free Cash FlowTrailing 4 quarters | $5.3M | $34.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.2M | $21.4M | ||
| Q3 25 | $3.2M | $4.7M | ||
| Q2 25 | $-2.5M | $5.5M | ||
| Q1 25 | $2.9M | $5.9M | ||
| Q4 24 | $-2.6M | $20.6M | ||
| Q3 24 | $1.1M | $4.9M | ||
| Q2 24 | $311.0K | $6.7M | ||
| Q1 24 | $477.0K | $3.7M |
| Q4 25 | $3.0M | $20.0M | ||
| Q3 25 | $2.5M | $4.4M | ||
| Q2 25 | $-2.8M | $5.4M | ||
| Q1 25 | $2.7M | $5.2M | ||
| Q4 24 | $-2.7M | $20.0M | ||
| Q3 24 | $1.1M | $4.7M | ||
| Q2 24 | $264.0K | $6.6M | ||
| Q1 24 | $281.0K | $3.5M |
| Q4 25 | 15.1% | 92.7% | ||
| Q3 25 | 14.2% | 20.4% | ||
| Q2 25 | -17.2% | 25.9% | ||
| Q1 25 | 16.2% | 25.8% | ||
| Q4 24 | -17.3% | 98.0% | ||
| Q3 24 | 7.4% | 22.9% | ||
| Q2 24 | 1.8% | 32.7% | ||
| Q1 24 | 2.2% | 17.9% |
| Q4 25 | 0.7% | 6.6% | ||
| Q3 25 | 4.1% | 1.5% | ||
| Q2 25 | 2.2% | 0.5% | ||
| Q1 25 | 1.1% | 3.8% | ||
| Q4 24 | 0.3% | 2.9% | ||
| Q3 24 | 0.2% | 1.0% | ||
| Q2 24 | 0.3% | 0.4% | ||
| Q1 24 | 1.5% | 0.6% |
| Q4 25 | — | 3.22× | ||
| Q3 25 | — | 1.27× | ||
| Q2 25 | — | 1.06× | ||
| Q1 25 | — | 1.36× | ||
| Q4 24 | — | 5.78× | ||
| Q3 24 | — | 1.24× | ||
| Q2 24 | — | 1.36× | ||
| Q1 24 | — | 0.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AIP
| License And Maintenance | $17.5M | 87% |
| Variable Royalties And Other | $2.6M | 13% |
PEBK
Segment breakdown not available.
