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Side-by-side financial comparison of AIxCrypto Holdings, Inc. (AIXC) and Chime Financial, Inc. (CHYM). Click either name above to swap in a different company.

AIxCrypto Holdings, Inc. runs the higher net margin — 1488.6% vs -10.1%, a 1498.7% gap on every dollar of revenue. On growth, Chime Financial, Inc. posted the faster year-over-year revenue change (28.8% vs -108.5%).

Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through two national banks, Stride Bank and The Bancorp Bank.

AIXC vs CHYM — Head-to-Head

Bigger by revenue
CHYM
CHYM
-3980.2× larger
CHYM
$543.5M
$-136.6K
AIXC
Growing faster (revenue YoY)
CHYM
CHYM
+137.3% gap
CHYM
28.8%
-108.5%
AIXC
Higher net margin
AIXC
AIXC
1498.7% more per $
AIXC
1488.6%
-10.1%
CHYM

Income Statement — Q1 2024 vs Q3 2025

Metric
AIXC
AIXC
CHYM
CHYM
Revenue
$-136.6K
$543.5M
Net Profit
$-2.0M
$-54.7M
Gross Margin
87.2%
Operating Margin
1041.1%
-11.9%
Net Margin
1488.6%
-10.1%
Revenue YoY
-108.5%
28.8%
Net Profit YoY
47.1%
-148.4%
EPS (diluted)
$-17.60
$-0.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AIXC
AIXC
CHYM
CHYM
Q3 25
$543.5M
Q2 25
$528.1M
Q3 24
$421.9M
Q2 24
$384.2M
Q1 24
$-136.6K
Q4 22
$1.4M
Q3 22
$1.4M
Q2 22
$1.4M
Net Profit
AIXC
AIXC
CHYM
CHYM
Q3 25
$-54.7M
Q2 25
$-923.4M
Q3 24
$-22.0M
Q2 24
$385.0K
Q1 24
$-2.0M
Q4 22
$-6.4M
Q3 22
$-3.8M
Q2 22
$-4.1M
Gross Margin
AIXC
AIXC
CHYM
CHYM
Q3 25
87.2%
Q2 25
87.3%
Q3 24
87.3%
Q2 24
86.9%
Q1 24
Q4 22
Q3 22
93.7%
Q2 22
95.0%
Operating Margin
AIXC
AIXC
CHYM
CHYM
Q3 25
-11.9%
Q2 25
-176.2%
Q3 24
-7.3%
Q2 24
-2.5%
Q1 24
1041.1%
Q4 22
-154.0%
Q3 22
-240.8%
Q2 22
-289.5%
Net Margin
AIXC
AIXC
CHYM
CHYM
Q3 25
-10.1%
Q2 25
-174.8%
Q3 24
-5.2%
Q2 24
0.1%
Q1 24
1488.6%
Q4 22
-458.5%
Q3 22
-265.4%
Q2 22
-288.2%
EPS (diluted)
AIXC
AIXC
CHYM
CHYM
Q3 25
$-0.15
Q2 25
$-7.29
Q3 24
$-0.34
Q2 24
$0.00
Q1 24
$-17.60
Q4 22
Q3 22
Q2 22
$-1.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AIXC
AIXC
CHYM
CHYM
Cash + ST InvestmentsLiquidity on hand
$445.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$-3.5M
$1.4B
Total Assets
$1.0M
$2.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AIXC
AIXC
CHYM
CHYM
Q3 25
$445.0M
Q2 25
$868.3M
Q3 24
$270.8M
Q2 24
$295.4M
Q1 24
Q4 22
Q3 22
Q2 22
Stockholders' Equity
AIXC
AIXC
CHYM
CHYM
Q3 25
$1.4B
Q2 25
$1.4B
Q3 24
$-1.9B
Q2 24
$-1.9B
Q1 24
$-3.5M
Q4 22
$7.2M
Q3 22
$12.2M
Q2 22
$14.5M
Total Assets
AIXC
AIXC
CHYM
CHYM
Q3 25
$2.0B
Q2 25
$1.9B
Q3 24
Q2 24
Q1 24
$1.0M
Q4 22
$19.1M
Q3 22
$23.0M
Q2 22
$26.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AIXC
AIXC
CHYM
CHYM
Operating Cash FlowLast quarter
$-783.6K
$17.5M
Free Cash FlowOCF − Capex
$15.4M
FCF MarginFCF / Revenue
2.8%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AIXC
AIXC
CHYM
CHYM
Q3 25
$17.5M
Q2 25
Q3 24
Q2 24
Q1 24
$-783.6K
Q4 22
$-2.2M
Q3 22
$-3.2M
Q2 22
$-3.9M
Free Cash Flow
AIXC
AIXC
CHYM
CHYM
Q3 25
$15.4M
Q2 25
Q3 24
Q2 24
Q1 24
Q4 22
$-2.3M
Q3 22
$-3.2M
Q2 22
$-4.0M
FCF Margin
AIXC
AIXC
CHYM
CHYM
Q3 25
2.8%
Q2 25
Q3 24
Q2 24
Q1 24
Q4 22
-167.5%
Q3 22
-221.6%
Q2 22
-276.8%
Capex Intensity
AIXC
AIXC
CHYM
CHYM
Q3 25
0.4%
Q2 25
Q3 24
Q2 24
Q1 24
Q4 22
6.5%
Q3 22
0.8%
Q2 22
1.0%

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AIXC
AIXC

Segment breakdown not available.

CHYM
CHYM

Payments Revenue$363.2M67%
Platform Related Revenue$180.4M33%

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