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Side-by-side financial comparison of Assurant (AIZ) and Roper Technologies (ROP). Click either name above to swap in a different company.
Assurant is the larger business by last-quarter revenue ($3.4B vs $2.1B, roughly 1.6× Roper Technologies). Roper Technologies runs the higher net margin — 15.8% vs 6.7%, a 9.1% gap on every dollar of revenue. On growth, Roper Technologies posted the faster year-over-year revenue change (11.3% vs 7.9%). Assurant produced more free cash flow last quarter ($611.7M vs $507.0M). Over the past eight quarters, Roper Technologies's revenue compounded faster (10.5% CAGR vs 7.9%).
Assurant, Inc. is a global provider of risk management products and services with headquarters in Atlanta. Its businesses provide a diverse set of specialty, niche-market insurance products in the property, casualty, extended device protection, and preneed insurance sectors. The company's main operating segments are Global Housing and Global Lifestyle.
Roper Technologies, Inc. is a holding company that owns companies in the technology sector.
AIZ vs ROP — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $3.4B | $2.1B |
| Net Profit | $225.2M | $331.0M |
| Gross Margin | — | 69.4% |
| Operating Margin | 8.5% | 27.2% |
| Net Margin | 6.7% | 15.8% |
| Revenue YoY | 7.9% | 11.3% |
| Net Profit YoY | 11.9% | 53.7% |
| EPS (diluted) | $4.37 | $4.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $2.1B | ||
| Q4 25 | $3.4B | $2.1B | ||
| Q3 25 | $3.2B | $2.0B | ||
| Q2 25 | $3.2B | $1.9B | ||
| Q1 25 | $3.1B | $1.9B | ||
| Q4 24 | $3.1B | $1.9B | ||
| Q3 24 | $3.0B | $1.8B | ||
| Q2 24 | $2.9B | $1.7B |
| Q1 26 | — | $331.0M | ||
| Q4 25 | $225.2M | $428.4M | ||
| Q3 25 | $265.6M | $398.5M | ||
| Q2 25 | $235.3M | $378.3M | ||
| Q1 25 | $146.6M | $331.1M | ||
| Q4 24 | $201.3M | $462.3M | ||
| Q3 24 | $133.8M | $367.9M | ||
| Q2 24 | $188.7M | $337.1M |
| Q1 26 | — | 69.4% | ||
| Q4 25 | — | 69.5% | ||
| Q3 25 | — | 69.5% | ||
| Q2 25 | — | 69.2% | ||
| Q1 25 | — | 68.7% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 69.2% | ||
| Q2 24 | — | 69.5% |
| Q1 26 | — | 27.2% | ||
| Q4 25 | 8.5% | 28.6% | ||
| Q3 25 | 10.2% | 28.4% | ||
| Q2 25 | 9.2% | 28.2% | ||
| Q1 25 | 6.0% | 27.9% | ||
| Q4 24 | 8.1% | 28.0% | ||
| Q3 24 | 5.1% | 28.1% | ||
| Q2 24 | 8.0% | 28.8% |
| Q1 26 | — | 15.8% | ||
| Q4 25 | 6.7% | 20.8% | ||
| Q3 25 | 8.2% | 19.8% | ||
| Q2 25 | 7.4% | 19.5% | ||
| Q1 25 | 4.8% | 17.6% | ||
| Q4 24 | 6.5% | 24.6% | ||
| Q3 24 | 4.5% | 20.8% | ||
| Q2 24 | 6.5% | 19.6% |
| Q1 26 | — | $4.87 | ||
| Q4 25 | $4.37 | $3.97 | ||
| Q3 25 | $5.17 | $3.68 | ||
| Q2 25 | $4.56 | $3.49 | ||
| Q1 25 | $2.83 | $3.06 | ||
| Q4 24 | $3.86 | $4.29 | ||
| Q3 24 | $2.55 | $3.40 | ||
| Q2 24 | $3.58 | $3.12 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.8B | $382.9M |
| Total DebtLower is stronger | — | $9.7B |
| Stockholders' EquityBook value | $5.9B | $18.8B |
| Total Assets | $36.3B | $34.6B |
| Debt / EquityLower = less leverage | — | 0.52× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $382.9M | ||
| Q4 25 | $1.8B | $297.4M | ||
| Q3 25 | $1.7B | $320.0M | ||
| Q2 25 | $1.5B | $242.4M | ||
| Q1 25 | $1.7B | $372.8M | ||
| Q4 24 | $1.8B | $188.2M | ||
| Q3 24 | $1.8B | $269.6M | ||
| Q2 24 | $1.7B | $251.5M |
| Q1 26 | — | $9.7B | ||
| Q4 25 | — | $9.3B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $7.6B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $18.8B | ||
| Q4 25 | $5.9B | $19.9B | ||
| Q3 25 | $5.8B | $20.0B | ||
| Q2 25 | $5.5B | $19.6B | ||
| Q1 25 | $5.2B | $19.2B | ||
| Q4 24 | $5.1B | $18.9B | ||
| Q3 24 | $5.3B | $18.5B | ||
| Q2 24 | $5.0B | $18.1B |
| Q1 26 | — | $34.6B | ||
| Q4 25 | $36.3B | $34.6B | ||
| Q3 25 | $35.8B | $34.6B | ||
| Q2 25 | $35.5B | $33.2B | ||
| Q1 25 | $35.0B | $31.4B | ||
| Q4 24 | $35.0B | $31.3B | ||
| Q3 24 | $35.3B | $31.6B | ||
| Q2 24 | $33.8B | $29.8B |
| Q1 26 | — | 0.52× | ||
| Q4 25 | — | 0.47× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.40× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $671.0M | — |
| Free Cash FlowOCF − Capex | $611.7M | $507.0M |
| FCF MarginFCF / Revenue | 18.3% | 24.2% |
| Capex IntensityCapex / Revenue | 1.8% | 0.5% |
| Cash ConversionOCF / Net Profit | 2.98× | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.6B | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $671.0M | $738.0M | ||
| Q3 25 | $505.0M | $869.5M | ||
| Q2 25 | $265.5M | $404.1M | ||
| Q1 25 | $392.4M | $528.7M | ||
| Q4 24 | $102.8M | $722.2M | ||
| Q3 24 | $436.5M | $755.4M | ||
| Q2 24 | $710.9M | $384.1M |
| Q1 26 | — | $507.0M | ||
| Q4 25 | $611.7M | — | ||
| Q3 25 | $442.1M | — | ||
| Q2 25 | $205.6M | — | ||
| Q1 25 | $339.0M | — | ||
| Q4 24 | $34.8M | — | ||
| Q3 24 | $389.4M | — | ||
| Q2 24 | $655.5M | — |
| Q1 26 | — | 24.2% | ||
| Q4 25 | 18.3% | — | ||
| Q3 25 | 13.7% | — | ||
| Q2 25 | 6.5% | — | ||
| Q1 25 | 11.0% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 13.1% | — | ||
| Q2 24 | 22.4% | — |
| Q1 26 | — | 0.5% | ||
| Q4 25 | 1.8% | — | ||
| Q3 25 | 1.9% | — | ||
| Q2 25 | 1.9% | — | ||
| Q1 25 | 1.7% | — | ||
| Q4 24 | 2.2% | — | ||
| Q3 24 | 1.6% | — | ||
| Q2 24 | 1.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.98× | 1.72× | ||
| Q3 25 | 1.90× | 2.18× | ||
| Q2 25 | 1.13× | 1.07× | ||
| Q1 25 | 2.68× | 1.60× | ||
| Q4 24 | 0.51× | 1.56× | ||
| Q3 24 | 3.26× | 2.05× | ||
| Q2 24 | 3.77× | 1.14× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AIZ
| Global Lifestyle | $2.6B | 78% |
| Global Housing | $749.1M | 22% |
| Service Contracts And Sales | $34.5M | 1% |
ROP
Segment breakdown not available.
