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Side-by-side financial comparison of AIR LEASE CORP (AL) and FIRST FINANCIAL BANKSHARES INC (FFIN). Click either name above to swap in a different company.

FIRST FINANCIAL BANKSHARES INC is the larger business by last-quarter revenue ($164.7M vs $140.8M, roughly 1.2× AIR LEASE CORP). AIR LEASE CORP runs the higher net margin — 128.5% vs 44.5%, a 84.0% gap on every dollar of revenue. On growth, AIR LEASE CORP posted the faster year-over-year revenue change (90.4% vs 12.0%). AIR LEASE CORP produced more free cash flow last quarter ($342.1M vs $286.0M). Over the past eight quarters, AIR LEASE CORP's revenue compounded faster (69.6% CAGR vs 12.7%).

Air Lease Corporation (ALC) is an American aircraft leasing company founded in 2010 and headed by Steven F. Udvar-Házy. Air Lease purchases new commercial aircraft through direct orders from Boeing, Airbus, Embraer and ATR, and leases them to its airline customers worldwide through specialized aircraft leasing and financing.

First Financial Bank is a regional bank operated by First Financial Corporation and based in Terre Haute, Indiana. It is the oldest national bank in Indiana and the fifth oldest national bank in the United States. First Financial Corporation is Vigo County's only publicly traded company.

AL vs FFIN — Head-to-Head

Bigger by revenue
FFIN
FFIN
1.2× larger
FFIN
$164.7M
$140.8M
AL
Growing faster (revenue YoY)
AL
AL
+78.5% gap
AL
90.4%
12.0%
FFIN
Higher net margin
AL
AL
84.0% more per $
AL
128.5%
44.5%
FFIN
More free cash flow
AL
AL
$56.1M more FCF
AL
$342.1M
$286.0M
FFIN
Faster 2-yr revenue CAGR
AL
AL
Annualised
AL
69.6%
12.7%
FFIN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AL
AL
FFIN
FFIN
Revenue
$140.8M
$164.7M
Net Profit
$180.9M
$73.3M
Gross Margin
Operating Margin
54.4%
Net Margin
128.5%
44.5%
Revenue YoY
90.4%
12.0%
Net Profit YoY
60.2%
17.6%
EPS (diluted)
$1.49
$0.51

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AL
AL
FFIN
FFIN
Q4 25
$140.8M
$164.7M
Q3 25
$44.5M
$161.3M
Q2 25
$53.0M
$156.6M
Q1 25
$92.9M
$149.0M
Q4 24
$74.0M
$147.1M
Q3 24
$65.0M
$139.5M
Q2 24
$57.8M
$134.5M
Q1 24
$49.0M
$129.6M
Net Profit
AL
AL
FFIN
FFIN
Q4 25
$180.9M
$73.3M
Q3 25
$146.5M
$52.3M
Q2 25
$385.2M
$66.7M
Q1 25
$375.8M
$61.3M
Q4 24
$112.9M
$62.3M
Q3 24
$104.0M
$55.3M
Q2 24
$102.9M
$52.5M
Q1 24
$107.9M
$53.4M
Operating Margin
AL
AL
FFIN
FFIN
Q4 25
54.4%
Q3 25
39.2%
Q2 25
52.2%
Q1 25
50.4%
Q4 24
51.7%
Q3 24
48.3%
Q2 24
47.3%
Q1 24
50.0%
Net Margin
AL
AL
FFIN
FFIN
Q4 25
128.5%
44.5%
Q3 25
329.2%
32.4%
Q2 25
726.9%
42.6%
Q1 25
404.5%
41.2%
Q4 24
152.7%
42.4%
Q3 24
160.0%
39.7%
Q2 24
178.2%
39.0%
Q1 24
220.2%
41.2%
EPS (diluted)
AL
AL
FFIN
FFIN
Q4 25
$1.49
$0.51
Q3 25
$1.21
$0.36
Q2 25
$3.33
$0.47
Q1 25
$3.26
$0.43
Q4 24
$0.83
$0.43
Q3 24
$0.82
$0.39
Q2 24
$0.81
$0.37
Q1 24
$0.87
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AL
AL
FFIN
FFIN
Cash + ST InvestmentsLiquidity on hand
$466.4M
Total DebtLower is stronger
$19.7B
Stockholders' EquityBook value
$8.5B
$1.9B
Total Assets
$32.9B
$15.4B
Debt / EquityLower = less leverage
2.33×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AL
AL
FFIN
FFIN
Q4 25
$466.4M
Q3 25
$452.2M
Q2 25
$454.8M
Q1 25
$456.6M
Q4 24
$472.6M
Q3 24
$460.8M
Q2 24
$454.1M
Q1 24
$554.4M
Total Debt
AL
AL
FFIN
FFIN
Q4 25
$19.7B
Q3 25
$20.2B
Q2 25
$20.3B
Q1 25
$19.9B
Q4 24
$20.2B
Q3 24
$20.2B
Q2 24
$19.7B
Q1 24
$19.5B
Stockholders' Equity
AL
AL
FFIN
FFIN
Q4 25
$8.5B
$1.9B
Q3 25
$8.3B
$1.8B
Q2 25
$8.2B
$1.7B
Q1 25
$7.9B
$1.7B
Q4 24
$7.5B
$1.6B
Q3 24
$7.7B
$1.7B
Q2 24
$7.3B
$1.5B
Q1 24
$7.2B
$1.5B
Total Assets
AL
AL
FFIN
FFIN
Q4 25
$32.9B
$15.4B
Q3 25
$33.4B
$14.8B
Q2 25
$33.3B
$14.4B
Q1 25
$32.4B
$14.3B
Q4 24
$32.3B
$14.0B
Q3 24
$32.2B
$13.6B
Q2 24
$31.0B
$13.2B
Q1 24
$30.9B
$13.2B
Debt / Equity
AL
AL
FFIN
FFIN
Q4 25
2.33×
Q3 25
2.42×
Q2 25
2.47×
Q1 25
2.53×
Q4 24
2.68×
Q3 24
2.63×
Q2 24
2.69×
Q1 24
2.69×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AL
AL
FFIN
FFIN
Operating Cash FlowLast quarter
$414.1M
$299.4M
Free Cash FlowOCF − Capex
$342.1M
$286.0M
FCF MarginFCF / Revenue
242.9%
173.6%
Capex IntensityCapex / Revenue
51.1%
8.2%
Cash ConversionOCF / Net Profit
2.29×
4.08×
TTM Free Cash FlowTrailing 4 quarters
$1.5B
$503.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AL
AL
FFIN
FFIN
Q4 25
$414.1M
$299.4M
Q3 25
$458.6M
$86.5M
Q2 25
$473.6M
$61.3M
Q1 25
$388.3M
$76.8M
Q4 24
$430.0M
$309.6M
Q3 24
$461.9M
$80.7M
Q2 24
$413.8M
$68.8M
Q1 24
$371.3M
$75.6M
Free Cash Flow
AL
AL
FFIN
FFIN
Q4 25
$342.1M
$286.0M
Q3 25
$412.3M
$83.7M
Q2 25
$427.1M
$58.7M
Q1 25
$315.5M
$74.7M
Q4 24
$326.8M
$292.9M
Q3 24
$369.8M
$77.7M
Q2 24
$346.4M
$63.8M
Q1 24
$246.8M
$71.7M
FCF Margin
AL
AL
FFIN
FFIN
Q4 25
242.9%
173.6%
Q3 25
926.6%
51.9%
Q2 25
806.0%
37.5%
Q1 25
339.5%
50.1%
Q4 24
441.8%
199.1%
Q3 24
569.1%
55.7%
Q2 24
599.5%
47.4%
Q1 24
503.8%
55.3%
Capex Intensity
AL
AL
FFIN
FFIN
Q4 25
51.1%
8.2%
Q3 25
104.1%
1.7%
Q2 25
87.8%
1.6%
Q1 25
78.4%
1.4%
Q4 24
139.6%
11.4%
Q3 24
141.7%
2.2%
Q2 24
116.7%
3.7%
Q1 24
254.3%
3.0%
Cash Conversion
AL
AL
FFIN
FFIN
Q4 25
2.29×
4.08×
Q3 25
3.13×
1.65×
Q2 25
1.23×
0.92×
Q1 25
1.03×
1.25×
Q4 24
3.81×
4.97×
Q3 24
4.44×
1.46×
Q2 24
4.02×
1.31×
Q1 24
3.44×
1.42×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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