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Side-by-side financial comparison of ALKAMI TECHNOLOGY, INC. (ALKT) and COASTAL FINANCIAL CORP (CCB). Click either name above to swap in a different company.
COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $126.1M, roughly 1.1× ALKAMI TECHNOLOGY, INC.). On growth, ALKAMI TECHNOLOGY, INC. posted the faster year-over-year revenue change (28.9% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $-7.4M). Over the past eight quarters, ALKAMI TECHNOLOGY, INC.'s revenue compounded faster (23.9% CAGR vs -3.6%).
Alkami Technology, Inc. delivers cloud-native digital banking platforms and supporting solutions for US financial institutions. Its offerings include online and mobile banking interfaces, payment processing tools, data analytics modules, and customer engagement functionalities, primarily serving community banks and credit unions to enhance their customers' digital banking experiences.
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
ALKT vs CCB — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $126.1M | $138.0M |
| Net Profit | $-10.0M | — |
| Gross Margin | 58.6% | — |
| Operating Margin | 36.9% | 12.4% |
| Net Margin | -7.9% | — |
| Revenue YoY | 28.9% | -5.8% |
| Net Profit YoY | -27.5% | — |
| EPS (diluted) | — | $0.84 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $126.1M | — | ||
| Q4 25 | $120.8M | $138.0M | ||
| Q3 25 | $113.0M | $144.7M | ||
| Q2 25 | $112.1M | $119.4M | ||
| Q1 25 | $97.8M | $139.5M | ||
| Q4 24 | $89.7M | $146.5M | ||
| Q3 24 | $85.9M | $151.1M | ||
| Q2 24 | $82.2M | $135.3M |
| Q1 26 | $-10.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $-14.8M | $13.6M | ||
| Q2 25 | $-13.6M | $11.0M | ||
| Q1 25 | — | $9.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | $-9.4M | $13.5M | ||
| Q2 24 | $-12.3M | $11.6M |
| Q1 26 | 58.6% | — | ||
| Q4 25 | 57.2% | — | ||
| Q3 25 | 56.8% | — | ||
| Q2 25 | 58.6% | — | ||
| Q1 25 | 59.0% | — | ||
| Q4 24 | 59.3% | — | ||
| Q3 24 | 58.9% | — | ||
| Q2 24 | 59.4% | — |
| Q1 26 | 36.9% | — | ||
| Q4 25 | -7.9% | 12.4% | ||
| Q3 25 | -11.4% | 12.4% | ||
| Q2 25 | -14.2% | 12.0% | ||
| Q1 25 | -15.7% | 8.4% | ||
| Q4 24 | -9.6% | 11.7% | ||
| Q3 24 | -12.1% | 10.8% | ||
| Q2 24 | -16.1% | 11.1% |
| Q1 26 | -7.9% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -13.1% | 9.4% | ||
| Q2 25 | -12.1% | 9.2% | ||
| Q1 25 | — | 7.0% | ||
| Q4 24 | — | — | ||
| Q3 24 | -11.0% | 8.9% | ||
| Q2 24 | -15.0% | 8.6% |
| Q1 26 | — | — | ||
| Q4 25 | $-0.11 | $0.84 | ||
| Q3 25 | $-0.14 | $0.88 | ||
| Q2 25 | $-0.13 | $0.71 | ||
| Q1 25 | $-0.08 | $0.63 | ||
| Q4 24 | $-0.07 | $0.95 | ||
| Q3 24 | $-0.09 | $0.97 | ||
| Q2 24 | $-0.13 | $0.84 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $40.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $370.7M | $491.0M |
| Total Assets | $829.3M | $4.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $40.4M | — | ||
| Q4 25 | $63.5M | — | ||
| Q3 25 | $57.3M | — | ||
| Q2 25 | $52.4M | — | ||
| Q1 25 | $61.7M | — | ||
| Q4 24 | $94.4M | — | ||
| Q3 24 | $81.0M | — | ||
| Q2 24 | $61.4M | — |
| Q1 26 | $370.7M | — | ||
| Q4 25 | $362.0M | $491.0M | ||
| Q3 25 | $350.1M | $475.3M | ||
| Q2 25 | $344.0M | $461.7M | ||
| Q1 25 | $334.0M | $449.9M | ||
| Q4 24 | $357.0M | $438.7M | ||
| Q3 24 | $338.5M | $331.9M | ||
| Q2 24 | $327.2M | $316.7M |
| Q1 26 | $829.3M | — | ||
| Q4 25 | $847.2M | $4.7B | ||
| Q3 25 | $835.2M | $4.6B | ||
| Q2 25 | $840.4M | $4.5B | ||
| Q1 25 | $837.2M | $4.3B | ||
| Q4 24 | $437.3M | $4.1B | ||
| Q3 24 | $422.2M | $4.1B | ||
| Q2 24 | $403.9M | $4.0B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-4.8M | $254.6M |
| Free Cash FlowOCF − Capex | $-7.4M | $246.1M |
| FCF MarginFCF / Revenue | -5.8% | 178.3% |
| Capex IntensityCapex / Revenue | — | 6.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.1M | $436.4M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $-4.8M | — | ||
| Q4 25 | $16.6M | $254.6M | ||
| Q3 25 | $30.8M | $59.0M | ||
| Q2 25 | $1.2M | $66.0M | ||
| Q1 25 | $-5.7M | $71.7M | ||
| Q4 24 | $6.1M | $259.8M | ||
| Q3 24 | $11.0M | $62.6M | ||
| Q2 24 | $548.0K | $72.1M |
| Q1 26 | $-7.4M | — | ||
| Q4 25 | $16.2M | $246.1M | ||
| Q3 25 | $30.5M | $57.4M | ||
| Q2 25 | $760.0K | $64.0M | ||
| Q1 25 | $-6.1M | $68.9M | ||
| Q4 24 | $6.0M | $249.9M | ||
| Q3 24 | $10.7M | $60.2M | ||
| Q2 24 | $123.0K | $69.5M |
| Q1 26 | -5.8% | — | ||
| Q4 25 | 13.4% | 178.3% | ||
| Q3 25 | 27.0% | 39.7% | ||
| Q2 25 | 0.7% | 53.6% | ||
| Q1 25 | -6.3% | 49.4% | ||
| Q4 24 | 6.6% | 170.6% | ||
| Q3 24 | 12.4% | 39.8% | ||
| Q2 24 | 0.1% | 51.3% |
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 6.1% | ||
| Q3 25 | 0.2% | 1.2% | ||
| Q2 25 | 0.4% | 1.7% | ||
| Q1 25 | 0.5% | 2.0% | ||
| Q4 24 | 0.2% | 6.8% | ||
| Q3 24 | 0.4% | 1.6% | ||
| Q2 24 | 0.5% | 1.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 4.34× | ||
| Q2 25 | — | 5.99× | ||
| Q1 25 | — | 7.37× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 4.65× | ||
| Q2 24 | — | 6.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ALKT
Segment breakdown not available.
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
