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Side-by-side financial comparison of Allstate (ALL) and RADIAN GROUP INC (RDN). Click either name above to swap in a different company.
Allstate is the larger business by last-quarter revenue ($17.3B vs $257.8M, roughly 67.3× RADIAN GROUP INC). RADIAN GROUP INC runs the higher net margin — 60.1% vs 22.1%, a 38.0% gap on every dollar of revenue. On growth, Allstate posted the faster year-over-year revenue change (5.1% vs -18.4%). Allstate produced more free cash flow last quarter ($2.9B vs $406.1M). Over the past eight quarters, Allstate's revenue compounded faster (6.6% CAGR vs -10.2%).
The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. The company operates through Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability segments. The Allstate Protection segment offers private passenger auto and homeowners insurance; specialty auto products, including motorcycle, trailer, motor home, and off-road vehicle insurance; other personal ...
Radian Group Inc. is a mortgage insurance company with a suite of mortgage, risk, real estate, and title services.
ALL vs RDN — Head-to-Head
Income Statement — Q4 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $17.3B | $257.8M |
| Net Profit | $3.8B | $154.8M |
| Gross Margin | — | — |
| Operating Margin | — | 88.9% |
| Net Margin | 22.1% | 60.1% |
| Revenue YoY | 5.1% | -18.4% |
| Net Profit YoY | 98.8% | 4.4% |
| EPS (diluted) | $14.24 | $1.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $17.3B | $257.8M | ||
| Q3 25 | $17.3B | $303.2M | ||
| Q2 25 | $16.6B | $318.0M | ||
| Q1 25 | $16.5B | $318.1M | ||
| Q4 24 | $16.5B | $315.9M | ||
| Q3 24 | $16.6B | $333.9M | ||
| Q2 24 | $15.7B | $321.1M | ||
| Q1 24 | $15.3B | $319.4M |
| Q4 25 | $3.8B | $154.8M | ||
| Q3 25 | $3.7B | $141.4M | ||
| Q2 25 | $2.1B | $141.8M | ||
| Q1 25 | $595.0M | $144.6M | ||
| Q4 24 | $1.9B | $148.3M | ||
| Q3 24 | $1.2B | $151.9M | ||
| Q2 24 | $331.0M | $151.9M | ||
| Q1 24 | $1.2B | $152.4M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 97.4% | ||
| Q1 25 | — | 97.2% | ||
| Q4 24 | — | 96.9% | ||
| Q3 24 | — | 97.1% | ||
| Q2 24 | — | 97.0% | ||
| Q1 24 | — | 97.1% |
| Q4 25 | — | 88.9% | ||
| Q3 25 | — | 65.5% | ||
| Q2 25 | — | 55.0% | ||
| Q1 25 | — | 59.2% | ||
| Q4 24 | — | 59.9% | ||
| Q3 24 | — | 58.5% | ||
| Q2 24 | — | 58.6% | ||
| Q1 24 | — | 62.2% |
| Q4 25 | 22.1% | 60.1% | ||
| Q3 25 | 21.7% | 46.7% | ||
| Q2 25 | 12.7% | 44.6% | ||
| Q1 25 | 3.6% | 45.4% | ||
| Q4 24 | 11.7% | 46.9% | ||
| Q3 24 | 7.2% | 45.5% | ||
| Q2 24 | 2.1% | 47.3% | ||
| Q1 24 | 8.0% | 47.7% |
| Q4 25 | $14.24 | $1.11 | ||
| Q3 25 | $13.95 | $1.03 | ||
| Q2 25 | $7.76 | $1.02 | ||
| Q1 25 | $2.11 | $0.98 | ||
| Q4 24 | $7.07 | $0.97 | ||
| Q3 24 | $4.33 | $0.99 | ||
| Q2 24 | $1.13 | $0.98 | ||
| Q1 24 | $4.46 | $0.98 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9B | $24.8M |
| Total DebtLower is stronger | $7.5B | — |
| Stockholders' EquityBook value | $30.6B | $4.8B |
| Total Assets | $119.8B | $8.1B |
| Debt / EquityLower = less leverage | 0.24× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.9B | $24.8M | ||
| Q3 25 | $8.7B | $15.3M | ||
| Q2 25 | $9.6B | $22.1M | ||
| Q1 25 | $6.5B | $24.2M | ||
| Q4 24 | $4.5B | $38.8M | ||
| Q3 24 | $7.0B | $28.1M | ||
| Q2 24 | $5.3B | $13.8M | ||
| Q1 24 | $4.3B | $27.0M |
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
| Q4 25 | $30.6B | $4.8B | ||
| Q3 25 | $27.5B | $4.7B | ||
| Q2 25 | $24.0B | $4.5B | ||
| Q1 25 | $22.1B | $4.6B | ||
| Q4 24 | $21.4B | $4.6B | ||
| Q3 24 | $20.9B | $4.7B | ||
| Q2 24 | $18.6B | $4.5B | ||
| Q1 24 | $18.6B | $4.4B |
| Q4 25 | $119.8B | $8.1B | ||
| Q3 25 | $120.4B | $8.2B | ||
| Q2 25 | $115.9B | $9.6B | ||
| Q1 25 | $115.2B | $8.8B | ||
| Q4 24 | $111.6B | $8.7B | ||
| Q3 24 | $113.7B | $8.4B | ||
| Q2 24 | $108.4B | $8.1B | ||
| Q1 24 | $105.2B | $7.8B |
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.0B | $407.0M |
| Free Cash FlowOCF − Capex | $2.9B | $406.1M |
| FCF MarginFCF / Revenue | 16.7% | 157.5% |
| Capex IntensityCapex / Revenue | 0.5% | 0.3% |
| Cash ConversionOCF / Net Profit | 0.78× | 2.63× |
| TTM Free Cash FlowTrailing 4 quarters | $9.9B | $115.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.0B | $407.0M | ||
| Q3 25 | $3.3B | $358.4M | ||
| Q2 25 | $1.9B | $-713.3M | ||
| Q1 25 | $2.0B | $67.8M | ||
| Q4 24 | $1.7B | $-269.4M | ||
| Q3 24 | $3.2B | $-237.9M | ||
| Q2 24 | $2.4B | $-207.3M | ||
| Q1 24 | $1.7B | $51.0M |
| Q4 25 | $2.9B | $406.1M | ||
| Q3 25 | $3.2B | $357.6M | ||
| Q2 25 | $1.9B | $-714.6M | ||
| Q1 25 | $1.9B | $66.6M | ||
| Q4 24 | $1.7B | $-269.8M | ||
| Q3 24 | $3.1B | $-238.1M | ||
| Q2 24 | $2.3B | $-208.3M | ||
| Q1 24 | $1.6B | $49.5M |
| Q4 25 | 16.7% | 157.5% | ||
| Q3 25 | 18.8% | 117.9% | ||
| Q2 25 | 11.3% | -224.7% | ||
| Q1 25 | 11.4% | 20.9% | ||
| Q4 24 | 10.0% | -85.4% | ||
| Q3 24 | 18.9% | -71.3% | ||
| Q2 24 | 14.7% | -64.9% | ||
| Q1 24 | 10.6% | 15.5% |
| Q4 25 | 0.5% | 0.3% | ||
| Q3 25 | 0.3% | 0.3% | ||
| Q2 25 | 0.0% | 0.4% | ||
| Q1 25 | 0.6% | 0.4% | ||
| Q4 24 | 0.3% | 0.1% | ||
| Q3 24 | 0.4% | 0.1% | ||
| Q2 24 | 0.4% | 0.3% | ||
| Q1 24 | 0.3% | 0.5% |
| Q4 25 | 0.78× | 2.63× | ||
| Q3 25 | 0.88× | 2.53× | ||
| Q2 25 | 0.89× | -5.03× | ||
| Q1 25 | 3.30× | 0.47× | ||
| Q4 24 | 0.88× | -1.82× | ||
| Q3 24 | 2.69× | -1.57× | ||
| Q2 24 | 7.13× | -1.36× | ||
| Q1 24 | 1.37× | 0.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
