vs
Side-by-side financial comparison of OLD REPUBLIC INTERNATIONAL CORP (ORI) and RADIAN GROUP INC (RDN). Click either name above to swap in a different company.
OLD REPUBLIC INTERNATIONAL CORP is the larger business by last-quarter revenue ($2.4B vs $257.8M, roughly 9.3× RADIAN GROUP INC). RADIAN GROUP INC runs the higher net margin — 60.1% vs 13.8%, a 46.3% gap on every dollar of revenue. On growth, OLD REPUBLIC INTERNATIONAL CORP posted the faster year-over-year revenue change (6.7% vs -18.4%). Over the past eight quarters, OLD REPUBLIC INTERNATIONAL CORP's revenue compounded faster (13.2% CAGR vs -10.2%).
Old Republic International Corporation is an American property insurance and title insurance company. The company is headquartered in Chicago, Illinois.
Radian Group Inc. is a mortgage insurance company with a suite of mortgage, risk, real estate, and title services.
ORI vs RDN — Head-to-Head
Income Statement — Q1 2026 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $2.4B | $257.8M |
| Net Profit | $330.0M | $154.8M |
| Gross Margin | — | — |
| Operating Margin | — | 88.9% |
| Net Margin | 13.8% | 60.1% |
| Revenue YoY | 6.7% | -18.4% |
| Net Profit YoY | 34.7% | 4.4% |
| EPS (diluted) | — | $1.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $257.8M | ||
| Q3 25 | $2.4B | $303.2M | ||
| Q2 25 | $2.2B | $318.0M | ||
| Q1 25 | $2.1B | $318.1M | ||
| Q4 24 | $2.0B | $315.9M | ||
| Q3 24 | $2.3B | $333.9M | ||
| Q2 24 | $1.9B | $321.1M |
| Q1 26 | $330.0M | — | ||
| Q4 25 | $206.5M | $154.8M | ||
| Q3 25 | $279.5M | $141.4M | ||
| Q2 25 | $204.4M | $141.8M | ||
| Q1 25 | $245.0M | $144.6M | ||
| Q4 24 | $105.3M | $148.3M | ||
| Q3 24 | $338.9M | $151.9M | ||
| Q2 24 | $91.8M | $151.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 97.4% | ||
| Q1 25 | — | 97.2% | ||
| Q4 24 | — | 96.9% | ||
| Q3 24 | — | 97.1% | ||
| Q2 24 | — | 97.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 88.9% | ||
| Q3 25 | 14.6% | 65.5% | ||
| Q2 25 | 11.8% | 55.0% | ||
| Q1 25 | 14.6% | 59.2% | ||
| Q4 24 | — | 59.9% | ||
| Q3 24 | 18.2% | 58.5% | ||
| Q2 24 | 6.1% | 58.6% |
| Q1 26 | 13.8% | — | ||
| Q4 25 | 8.6% | 60.1% | ||
| Q3 25 | 11.5% | 46.7% | ||
| Q2 25 | 9.3% | 44.6% | ||
| Q1 25 | 11.6% | 45.4% | ||
| Q4 24 | 5.3% | 46.9% | ||
| Q3 24 | 14.5% | 45.5% | ||
| Q2 24 | 4.9% | 47.3% |
| Q1 26 | — | — | ||
| Q4 25 | $0.82 | $1.11 | ||
| Q3 25 | $1.11 | $1.03 | ||
| Q2 25 | $0.81 | $1.02 | ||
| Q1 25 | $0.98 | $0.98 | ||
| Q4 24 | $0.42 | $0.97 | ||
| Q3 24 | $1.32 | $0.99 | ||
| Q2 24 | $0.35 | $0.98 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $24.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.9M | $4.8B |
| Total Assets | $29.6M | $8.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $24.8M | ||
| Q3 25 | — | $15.3M | ||
| Q2 25 | — | $22.1M | ||
| Q1 25 | — | $24.2M | ||
| Q4 24 | — | $38.8M | ||
| Q3 24 | — | $28.1M | ||
| Q2 24 | — | $13.8M |
| Q1 26 | $5.9M | — | ||
| Q4 25 | $5.9B | $4.8B | ||
| Q3 25 | $6.4B | $4.7B | ||
| Q2 25 | $6.2B | $4.5B | ||
| Q1 25 | $5.9B | $4.6B | ||
| Q4 24 | $5.6B | $4.6B | ||
| Q3 24 | $6.4B | $4.7B | ||
| Q2 24 | $6.0B | $4.5B |
| Q1 26 | $29.6M | — | ||
| Q4 25 | $29.9B | $8.1B | ||
| Q3 25 | $30.3B | $8.2B | ||
| Q2 25 | $29.3B | $9.6B | ||
| Q1 25 | $28.0B | $8.8B | ||
| Q4 24 | $27.8B | $8.7B | ||
| Q3 24 | $28.8B | $8.4B | ||
| Q2 24 | $27.5B | $8.1B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $407.0M |
| Free Cash FlowOCF − Capex | — | $406.1M |
| FCF MarginFCF / Revenue | — | 157.5% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | — | 2.63× |
| TTM Free Cash FlowTrailing 4 quarters | — | $115.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $234.9M | $407.0M | ||
| Q3 25 | $563.9M | $358.4M | ||
| Q2 25 | $133.8M | $-713.3M | ||
| Q1 25 | $231.7M | $67.8M | ||
| Q4 24 | $361.7M | $-269.4M | ||
| Q3 24 | $474.8M | $-237.9M | ||
| Q2 24 | $236.5M | $-207.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | $406.1M | ||
| Q3 25 | — | $357.6M | ||
| Q2 25 | — | $-714.6M | ||
| Q1 25 | — | $66.6M | ||
| Q4 24 | — | $-269.8M | ||
| Q3 24 | — | $-238.1M | ||
| Q2 24 | — | $-208.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 157.5% | ||
| Q3 25 | — | 117.9% | ||
| Q2 25 | — | -224.7% | ||
| Q1 25 | — | 20.9% | ||
| Q4 24 | — | -85.4% | ||
| Q3 24 | — | -71.3% | ||
| Q2 24 | — | -64.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.3% |
| Q1 26 | — | — | ||
| Q4 25 | 1.14× | 2.63× | ||
| Q3 25 | 2.02× | 2.53× | ||
| Q2 25 | 0.65× | -5.03× | ||
| Q1 25 | 0.95× | 0.47× | ||
| Q4 24 | 3.43× | -1.82× | ||
| Q3 24 | 1.40× | -1.57× | ||
| Q2 24 | 2.58× | -1.36× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
