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Side-by-side financial comparison of ALERUS FINANCIAL CORP (ALRS) and REGIS CORP (RGS). Click either name above to swap in a different company.
REGIS CORP is the larger business by last-quarter revenue ($57.1M vs $45.2M, roughly 1.3× ALERUS FINANCIAL CORP). REGIS CORP runs the higher net margin — 0.8% vs -73.2%, a 74.0% gap on every dollar of revenue. On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 18.0%). ALERUS FINANCIAL CORP produced more free cash flow last quarter ($58.8M vs $891.0K). Over the past eight quarters, REGIS CORP's revenue compounded faster (7.8% CAGR vs -2.5%).
Alerus Financial Corporation, marketed as simply Alerus, is a chain of financial institutions headquartered in Grand Forks, North Dakota, with locations in North Dakota, Minnesota, Wisconsin, and Arizona. Alerus offers banking, mortgage, wealth management, and retirement services.
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
ALRS vs RGS — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $45.2M | $57.1M |
| Net Profit | $-33.1M | $456.0K |
| Gross Margin | — | — |
| Operating Margin | -96.0% | 10.8% |
| Net Margin | -73.2% | 0.8% |
| Revenue YoY | 18.0% | 22.3% |
| Net Profit YoY | -49232.8% | -94.0% |
| EPS (diluted) | $-1.27 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $45.2M | $57.1M | ||
| Q3 25 | $72.6M | $59.0M | ||
| Q2 25 | $74.8M | $60.4M | ||
| Q1 25 | $68.8M | $57.0M | ||
| Q4 24 | $72.2M | $46.7M | ||
| Q3 24 | $50.9M | $46.1M | ||
| Q2 24 | $51.4M | $49.4M | ||
| Q1 24 | $47.5M | $49.2M |
| Q4 25 | $-33.1M | $456.0K | ||
| Q3 25 | $16.9M | $1.4M | ||
| Q2 25 | $20.3M | $116.5M | ||
| Q1 25 | $13.3M | $250.0K | ||
| Q4 24 | $-67.0K | $7.6M | ||
| Q3 24 | $5.2M | $-853.0K | ||
| Q2 24 | $6.2M | $91.2M | ||
| Q1 24 | $6.4M | $-2.3M |
| Q4 25 | -96.0% | 10.8% | ||
| Q3 25 | 30.4% | 10.0% | ||
| Q2 25 | 35.2% | 12.1% | ||
| Q1 25 | 25.5% | 8.8% | ||
| Q4 24 | -0.8% | 11.8% | ||
| Q3 24 | 13.4% | 4.6% | ||
| Q2 24 | 15.8% | — | ||
| Q1 24 | 17.9% | 8.3% |
| Q4 25 | -73.2% | 0.8% | ||
| Q3 25 | 23.3% | 2.3% | ||
| Q2 25 | 27.1% | 192.9% | ||
| Q1 25 | 19.4% | 0.4% | ||
| Q4 24 | -0.2% | 16.4% | ||
| Q3 24 | 10.2% | -1.9% | ||
| Q2 24 | 12.1% | 184.7% | ||
| Q1 24 | 13.5% | -4.7% |
| Q4 25 | $-1.27 | $0.16 | ||
| Q3 25 | $0.65 | $0.49 | ||
| Q2 25 | $0.78 | $43.67 | ||
| Q1 25 | $0.52 | $0.08 | ||
| Q4 24 | $-0.06 | $2.71 | ||
| Q3 24 | $0.26 | $-0.36 | ||
| Q2 24 | $0.31 | $38.40 | ||
| Q1 24 | $0.32 | $-1.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $67.2M | $18.4M |
| Total DebtLower is stronger | $59.2M | $113.3M |
| Stockholders' EquityBook value | $564.9M | $188.7M |
| Total Assets | $5.2B | $588.3M |
| Debt / EquityLower = less leverage | 0.10× | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $67.2M | $18.4M | ||
| Q3 25 | $92.0M | $16.6M | ||
| Q2 25 | $80.9M | $17.0M | ||
| Q1 25 | $83.0M | $13.3M | ||
| Q4 24 | $61.2M | $10.2M | ||
| Q3 24 | $66.0M | $6.3M | ||
| Q2 24 | $438.1M | $10.1M | ||
| Q1 24 | $545.8M | $5.9M |
| Q4 25 | $59.2M | $113.3M | ||
| Q3 25 | $59.2M | $111.3M | ||
| Q2 25 | $59.1M | $110.8M | ||
| Q1 25 | $59.1M | $112.0M | ||
| Q4 24 | $59.1M | $111.5M | ||
| Q3 24 | $59.0M | $95.2M | ||
| Q2 24 | $59.0M | $99.5M | ||
| Q1 24 | $59.0M | $179.7M |
| Q4 25 | $564.9M | $188.7M | ||
| Q3 25 | $550.7M | $187.6M | ||
| Q2 25 | $533.2M | $185.6M | ||
| Q1 25 | $514.2M | $68.6M | ||
| Q4 24 | $495.4M | $66.7M | ||
| Q3 24 | $386.5M | $56.4M | ||
| Q2 24 | $373.2M | $56.8M | ||
| Q1 24 | $371.6M | $-35.8M |
| Q4 25 | $5.2B | $588.3M | ||
| Q3 25 | $5.3B | $592.1M | ||
| Q2 25 | $5.3B | $599.0M | ||
| Q1 25 | $5.3B | $511.2M | ||
| Q4 24 | $5.3B | $530.1M | ||
| Q3 24 | $4.4B | $508.9M | ||
| Q2 24 | $4.4B | $530.5M | ||
| Q1 24 | $4.3B | $543.7M |
| Q4 25 | 0.10× | 0.60× | ||
| Q3 25 | 0.11× | 0.59× | ||
| Q2 25 | 0.11× | 0.60× | ||
| Q1 25 | 0.11× | 1.63× | ||
| Q4 24 | 0.12× | 1.67× | ||
| Q3 24 | 0.15× | 1.69× | ||
| Q2 24 | 0.16× | 1.75× | ||
| Q1 24 | 0.16× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $67.5M | $1.7M |
| Free Cash FlowOCF − Capex | $58.8M | $891.0K |
| FCF MarginFCF / Revenue | 130.2% | 1.6% |
| Capex IntensityCapex / Revenue | 19.3% | 1.4% |
| Cash ConversionOCF / Net Profit | — | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | $102.4M | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $67.5M | $1.7M | ||
| Q3 25 | $32.8M | $2.3M | ||
| Q2 25 | $10.7M | $6.8M | ||
| Q1 25 | $7.7M | $6.2M | ||
| Q4 24 | $21.7M | $2.1M | ||
| Q3 24 | $20.2M | $-1.3M | ||
| Q2 24 | $-12.5M | $5.1M | ||
| Q1 24 | $11.7M | $-277.0K |
| Q4 25 | $58.8M | $891.0K | ||
| Q3 25 | $30.3M | $1.9M | ||
| Q2 25 | $7.6M | $6.2M | ||
| Q1 25 | $5.7M | $5.9M | ||
| Q4 24 | $9.4M | $1.7M | ||
| Q3 24 | $17.4M | $-1.4M | ||
| Q2 24 | $-16.1M | $5.1M | ||
| Q1 24 | $10.8M | $-326.0K |
| Q4 25 | 130.2% | 1.6% | ||
| Q3 25 | 41.8% | 3.2% | ||
| Q2 25 | 10.1% | 10.3% | ||
| Q1 25 | 8.2% | 10.3% | ||
| Q4 24 | 13.0% | 3.6% | ||
| Q3 24 | 34.2% | -3.0% | ||
| Q2 24 | -31.4% | 10.3% | ||
| Q1 24 | 22.8% | -0.7% |
| Q4 25 | 19.3% | 1.4% | ||
| Q3 25 | 3.4% | 0.7% | ||
| Q2 25 | 4.2% | 0.9% | ||
| Q1 25 | 3.0% | 0.6% | ||
| Q4 24 | 17.1% | 0.9% | ||
| Q3 24 | 5.4% | 0.0% | ||
| Q2 24 | 7.2% | 0.0% | ||
| Q1 24 | 1.9% | 0.1% |
| Q4 25 | — | 3.65× | ||
| Q3 25 | 1.94× | 1.68× | ||
| Q2 25 | 0.53× | 0.06× | ||
| Q1 25 | 0.58× | 24.80× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | 3.88× | — | ||
| Q2 24 | -2.01× | 0.06× | ||
| Q1 24 | 1.82× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ALRS
| Other | $17.3M | 38% |
| Retirement And Benefit Services | $17.3M | 38% |
| Wealth Management | $7.4M | 16% |
| Mortgage Banking | $3.2M | 7% |
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
