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Side-by-side financial comparison of REGIS CORP (RGS) and Stock Yards Bancorp, Inc. (SYBT). Click either name above to swap in a different company.

Stock Yards Bancorp, Inc. is the larger business by last-quarter revenue ($104.4M vs $57.1M, roughly 1.8× REGIS CORP). Stock Yards Bancorp, Inc. runs the higher net margin — 35.1% vs 0.8%, a 34.3% gap on every dollar of revenue. On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 11.7%). Stock Yards Bancorp, Inc. produced more free cash flow last quarter ($154.0M vs $891.0K). Over the past eight quarters, Stock Yards Bancorp, Inc.'s revenue compounded faster (11.9% CAGR vs 7.8%).

Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.

Community Trust Bancorp is an American regional bank holding company that was founded in 1903 as Pikeville National Bank. The renamed corporation continues to have its headquarters in Pikeville, Kentucky, at the heart of Appalachia. Community Trust Bancorp operates a commercial bank, Community Trust Bank, and a trust company, Community Trust and Investment Company of Lexington.

RGS vs SYBT — Head-to-Head

Bigger by revenue
SYBT
SYBT
1.8× larger
SYBT
$104.4M
$57.1M
RGS
Growing faster (revenue YoY)
RGS
RGS
+10.6% gap
RGS
22.3%
11.7%
SYBT
Higher net margin
SYBT
SYBT
34.3% more per $
SYBT
35.1%
0.8%
RGS
More free cash flow
SYBT
SYBT
$153.1M more FCF
SYBT
$154.0M
$891.0K
RGS
Faster 2-yr revenue CAGR
SYBT
SYBT
Annualised
SYBT
11.9%
7.8%
RGS

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
RGS
RGS
SYBT
SYBT
Revenue
$57.1M
$104.4M
Net Profit
$456.0K
$36.6M
Gross Margin
Operating Margin
10.8%
45.9%
Net Margin
0.8%
35.1%
Revenue YoY
22.3%
11.7%
Net Profit YoY
-94.0%
15.5%
EPS (diluted)
$0.16
$1.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RGS
RGS
SYBT
SYBT
Q4 25
$57.1M
$104.4M
Q3 25
$59.0M
$101.5M
Q2 25
$60.4M
$97.8M
Q1 25
$57.0M
$93.5M
Q4 24
$46.7M
$93.5M
Q3 24
$46.1M
$89.8M
Q2 24
$49.4M
$85.7M
Q1 24
$49.2M
$83.3M
Net Profit
RGS
RGS
SYBT
SYBT
Q4 25
$456.0K
$36.6M
Q3 25
$1.4M
$36.2M
Q2 25
$116.5M
$34.0M
Q1 25
$250.0K
$33.3M
Q4 24
$7.6M
$31.7M
Q3 24
$-853.0K
$29.4M
Q2 24
$91.2M
$27.6M
Q1 24
$-2.3M
$25.9M
Operating Margin
RGS
RGS
SYBT
SYBT
Q4 25
10.8%
45.9%
Q3 25
10.0%
45.0%
Q2 25
12.1%
43.9%
Q1 25
8.8%
44.5%
Q4 24
11.8%
41.9%
Q3 24
4.6%
41.2%
Q2 24
41.2%
Q1 24
8.3%
39.5%
Net Margin
RGS
RGS
SYBT
SYBT
Q4 25
0.8%
35.1%
Q3 25
2.3%
35.7%
Q2 25
192.9%
34.8%
Q1 25
0.4%
35.6%
Q4 24
16.4%
33.9%
Q3 24
-1.9%
32.7%
Q2 24
184.7%
32.2%
Q1 24
-4.7%
31.1%
EPS (diluted)
RGS
RGS
SYBT
SYBT
Q4 25
$0.16
$1.24
Q3 25
$0.49
$1.23
Q2 25
$43.67
$1.15
Q1 25
$0.08
$1.13
Q4 24
$2.71
$1.07
Q3 24
$-0.36
$1.00
Q2 24
$38.40
$0.94
Q1 24
$-1.00
$0.88

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RGS
RGS
SYBT
SYBT
Cash + ST InvestmentsLiquidity on hand
$18.4M
Total DebtLower is stronger
$113.3M
$26.8M
Stockholders' EquityBook value
$188.7M
$1.1B
Total Assets
$588.3M
$9.5B
Debt / EquityLower = less leverage
0.60×
0.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RGS
RGS
SYBT
SYBT
Q4 25
$18.4M
Q3 25
$16.6M
Q2 25
$17.0M
Q1 25
$13.3M
Q4 24
$10.2M
Q3 24
$6.3M
Q2 24
$10.1M
Q1 24
$5.9M
Total Debt
RGS
RGS
SYBT
SYBT
Q4 25
$113.3M
$26.8M
Q3 25
$111.3M
$26.8M
Q2 25
$110.8M
Q1 25
$112.0M
$26.8M
Q4 24
$111.5M
$26.8M
Q3 24
$95.2M
$26.8M
Q2 24
$99.5M
$26.8M
Q1 24
$179.7M
$26.8M
Stockholders' Equity
RGS
RGS
SYBT
SYBT
Q4 25
$188.7M
$1.1B
Q3 25
$187.6M
$1.0B
Q2 25
$185.6M
$1.0B
Q1 25
$68.6M
$975.5M
Q4 24
$66.7M
$940.5M
Q3 24
$56.4M
$934.1M
Q2 24
$56.8M
$894.5M
Q1 24
$-35.8M
$874.7M
Total Assets
RGS
RGS
SYBT
SYBT
Q4 25
$588.3M
$9.5B
Q3 25
$592.1M
$9.3B
Q2 25
$599.0M
$9.2B
Q1 25
$511.2M
$9.0B
Q4 24
$530.1M
$8.9B
Q3 24
$508.9M
$8.4B
Q2 24
$530.5M
$8.3B
Q1 24
$543.7M
$8.1B
Debt / Equity
RGS
RGS
SYBT
SYBT
Q4 25
0.60×
0.02×
Q3 25
0.59×
0.03×
Q2 25
0.60×
Q1 25
1.63×
0.03×
Q4 24
1.67×
0.03×
Q3 24
1.69×
0.03×
Q2 24
1.75×
0.03×
Q1 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RGS
RGS
SYBT
SYBT
Operating Cash FlowLast quarter
$1.7M
$166.0M
Free Cash FlowOCF − Capex
$891.0K
$154.0M
FCF MarginFCF / Revenue
1.6%
147.5%
Capex IntensityCapex / Revenue
1.4%
11.5%
Cash ConversionOCF / Net Profit
3.65×
4.54×
TTM Free Cash FlowTrailing 4 quarters
$14.9M
$260.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RGS
RGS
SYBT
SYBT
Q4 25
$1.7M
$166.0M
Q3 25
$2.3M
$38.2M
Q2 25
$6.8M
$55.9M
Q1 25
$6.2M
$19.8M
Q4 24
$2.1M
$142.9M
Q3 24
$-1.3M
$55.4M
Q2 24
$5.1M
$51.1M
Q1 24
$-277.0K
$17.4M
Free Cash Flow
RGS
RGS
SYBT
SYBT
Q4 25
$891.0K
$154.0M
Q3 25
$1.9M
$35.2M
Q2 25
$6.2M
$53.5M
Q1 25
$5.9M
$17.8M
Q4 24
$1.7M
$133.0M
Q3 24
$-1.4M
$53.9M
Q2 24
$5.1M
$47.9M
Q1 24
$-326.0K
$15.6M
FCF Margin
RGS
RGS
SYBT
SYBT
Q4 25
1.6%
147.5%
Q3 25
3.2%
34.6%
Q2 25
10.3%
54.7%
Q1 25
10.3%
19.1%
Q4 24
3.6%
142.3%
Q3 24
-3.0%
60.0%
Q2 24
10.3%
55.9%
Q1 24
-0.7%
18.7%
Capex Intensity
RGS
RGS
SYBT
SYBT
Q4 25
1.4%
11.5%
Q3 25
0.7%
3.0%
Q2 25
0.9%
2.5%
Q1 25
0.6%
2.1%
Q4 24
0.9%
10.5%
Q3 24
0.0%
1.7%
Q2 24
0.0%
3.8%
Q1 24
0.1%
2.2%
Cash Conversion
RGS
RGS
SYBT
SYBT
Q4 25
3.65×
4.54×
Q3 25
1.68×
1.05×
Q2 25
0.06×
1.64×
Q1 25
24.80×
0.59×
Q4 24
0.28×
4.51×
Q3 24
1.89×
Q2 24
0.06×
1.85×
Q1 24
0.67×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RGS
RGS

Franchise Segment$37.9M66%
Royalty$13.6M24%
Other$2.8M5%
Fees$1.8M3%
Franchise Fees$1.0M2%

SYBT
SYBT

Segment breakdown not available.

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