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Side-by-side financial comparison of Alto Ingredients, Inc. (ALTO) and EVERTEC, Inc. (EVTC). Click either name above to swap in a different company.

EVERTEC, Inc. is the larger business by last-quarter revenue ($244.8M vs $232.0M, roughly 1.1× Alto Ingredients, Inc.). EVERTEC, Inc. runs the higher net margin — 15.1% vs 9.4%, a 5.7% gap on every dollar of revenue. On growth, EVERTEC, Inc. posted the faster year-over-year revenue change (13.1% vs -1.9%). EVERTEC, Inc. produced more free cash flow last quarter ($63.7M vs $7.6M). Over the past eight quarters, EVERTEC, Inc.'s revenue compounded faster (9.2% CAGR vs -1.8%).

Palo Alto Networks, Inc. is an American multinational cybersecurity company with headquarters in Santa Clara, California. The core product is a platform that includes advanced firewalls and cloud-based offerings that extend those firewalls to cover other aspects of security. The company serves over 70,000 organizations in over 150 countries, including 85 of the Fortune 100. It is home to the Unit 42 threat research team and hosts the Ignite cybersecurity conference. It is a partner organizati...

EVERTEC, Inc. is a leading full-service payment technology and transaction processing firm headquartered in Puerto Rico. It delivers merchant acquiring, electronic funds transfer, digital payment solutions, and business process outsourcing for financial institutions, retailers and government clients across Latin America and the Caribbean.

ALTO vs EVTC — Head-to-Head

Bigger by revenue
EVTC
EVTC
1.1× larger
EVTC
$244.8M
$232.0M
ALTO
Growing faster (revenue YoY)
EVTC
EVTC
+15.0% gap
EVTC
13.1%
-1.9%
ALTO
Higher net margin
EVTC
EVTC
5.7% more per $
EVTC
15.1%
9.4%
ALTO
More free cash flow
EVTC
EVTC
$56.1M more FCF
EVTC
$63.7M
$7.6M
ALTO
Faster 2-yr revenue CAGR
EVTC
EVTC
Annualised
EVTC
9.2%
-1.8%
ALTO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ALTO
ALTO
EVTC
EVTC
Revenue
$232.0M
$244.8M
Net Profit
$21.8M
$37.0M
Gross Margin
6.5%
Operating Margin
3.2%
17.6%
Net Margin
9.4%
15.1%
Revenue YoY
-1.9%
13.1%
Net Profit YoY
152.3%
-8.9%
EPS (diluted)
$0.28
$0.57

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALTO
ALTO
EVTC
EVTC
Q4 25
$232.0M
$244.8M
Q3 25
$241.0M
$228.6M
Q2 25
$218.4M
$229.6M
Q1 25
$226.5M
$228.8M
Q4 24
$236.3M
$216.4M
Q3 24
$251.8M
$211.8M
Q2 24
$236.5M
$212.0M
Q1 24
$240.6M
$205.3M
Net Profit
ALTO
ALTO
EVTC
EVTC
Q4 25
$21.8M
$37.0M
Q3 25
$14.2M
$32.9M
Q2 25
$-11.0M
$40.5M
Q1 25
$-11.7M
$32.7M
Q4 24
$-41.7M
$40.7M
Q3 24
$-2.4M
$24.7M
Q2 24
$-3.1M
$31.9M
Q1 24
$-11.7M
$16.0M
Gross Margin
ALTO
ALTO
EVTC
EVTC
Q4 25
6.5%
Q3 25
9.7%
Q2 25
-0.9%
Q1 25
-0.8%
Q4 24
-0.6%
Q3 24
2.4%
Q2 24
3.2%
Q1 24
-1.0%
Operating Margin
ALTO
ALTO
EVTC
EVTC
Q4 25
3.2%
17.6%
Q3 25
7.0%
16.5%
Q2 25
-3.7%
24.4%
Q1 25
-4.0%
21.6%
Q4 24
-16.6%
22.2%
Q3 24
-0.3%
19.6%
Q2 24
-0.6%
20.5%
Q1 24
-4.3%
16.0%
Net Margin
ALTO
ALTO
EVTC
EVTC
Q4 25
9.4%
15.1%
Q3 25
5.9%
14.4%
Q2 25
-5.0%
17.6%
Q1 25
-5.2%
14.3%
Q4 24
-17.6%
18.8%
Q3 24
-1.0%
11.7%
Q2 24
-1.3%
15.0%
Q1 24
-4.9%
7.8%
EPS (diluted)
ALTO
ALTO
EVTC
EVTC
Q4 25
$0.28
$0.57
Q3 25
$0.19
$0.51
Q2 25
$-0.15
$0.62
Q1 25
$-0.16
$0.50
Q4 24
$-0.56
$0.62
Q3 24
$-0.04
$0.38
Q2 24
$-0.05
$0.49
Q1 24
$-0.17
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALTO
ALTO
EVTC
EVTC
Cash + ST InvestmentsLiquidity on hand
$23.4M
$306.0M
Total DebtLower is stronger
$84.6M
Stockholders' EquityBook value
$245.2M
$621.6M
Total Assets
$388.8M
$2.2B
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALTO
ALTO
EVTC
EVTC
Q4 25
$23.4M
$306.0M
Q3 25
$32.5M
$474.7M
Q2 25
$29.8M
$290.6M
Q1 25
$26.8M
$265.9M
Q4 24
$35.5M
$273.6M
Q3 24
$33.6M
$275.4M
Q2 24
$27.1M
$257.7M
Q1 24
$29.3M
$293.7M
Total Debt
ALTO
ALTO
EVTC
EVTC
Q4 25
$84.6M
Q3 25
$106.0M
Q2 25
$124.2M
Q1 25
$117.0M
Q4 24
$99.7M
Q3 24
$90.6M
Q2 24
$98.6M
Q1 24
$92.2M
Stockholders' Equity
ALTO
ALTO
EVTC
EVTC
Q4 25
$245.2M
$621.6M
Q3 25
$222.4M
$663.8M
Q2 25
$207.8M
$612.3M
Q1 25
$213.9M
$542.1M
Q4 24
$225.1M
$472.5M
Q3 24
$263.9M
$502.6M
Q2 24
$265.8M
$483.4M
Q1 24
$268.7M
$507.3M
Total Assets
ALTO
ALTO
EVTC
EVTC
Q4 25
$388.8M
$2.2B
Q3 25
$388.5M
$2.1B
Q2 25
$393.1M
$2.0B
Q1 25
$402.2M
$1.9B
Q4 24
$401.4M
$1.9B
Q3 24
$417.4M
$1.9B
Q2 24
$432.5M
$1.9B
Q1 24
$434.6M
$2.0B
Debt / Equity
ALTO
ALTO
EVTC
EVTC
Q4 25
0.34×
Q3 25
0.48×
Q2 25
0.60×
Q1 25
0.55×
Q4 24
0.44×
Q3 24
0.34×
Q2 24
0.37×
Q1 24
0.34×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALTO
ALTO
EVTC
EVTC
Operating Cash FlowLast quarter
$9.5M
$70.0M
Free Cash FlowOCF − Capex
$7.6M
$63.7M
FCF MarginFCF / Revenue
3.3%
26.0%
Capex IntensityCapex / Revenue
0.8%
2.6%
Cash ConversionOCF / Net Profit
0.44×
1.89×
TTM Free Cash FlowTrailing 4 quarters
$8.6M
$203.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALTO
ALTO
EVTC
EVTC
Q4 25
$9.5M
$70.0M
Q3 25
$22.8M
$70.9M
Q2 25
$-848.0K
$48.5M
Q1 25
$-18.2M
$37.6M
Q4 24
$-9.8M
$75.2M
Q3 24
$18.6M
$53.6M
Q2 24
$-13.7M
$90.6M
Q1 24
$1.4M
$40.7M
Free Cash Flow
ALTO
ALTO
EVTC
EVTC
Q4 25
$7.6M
$63.7M
Q3 25
$21.2M
$65.3M
Q2 25
$-1.3M
$43.5M
Q1 25
$-18.8M
$31.2M
Q4 24
$-11.1M
$70.8M
Q3 24
$18.1M
$49.7M
Q2 24
$-18.4M
$78.8M
Q1 24
$-3.2M
$35.3M
FCF Margin
ALTO
ALTO
EVTC
EVTC
Q4 25
3.3%
26.0%
Q3 25
8.8%
28.5%
Q2 25
-0.6%
18.9%
Q1 25
-8.3%
13.7%
Q4 24
-4.7%
32.7%
Q3 24
7.2%
23.5%
Q2 24
-7.8%
37.2%
Q1 24
-1.3%
17.2%
Capex Intensity
ALTO
ALTO
EVTC
EVTC
Q4 25
0.8%
2.6%
Q3 25
0.7%
2.5%
Q2 25
0.2%
2.2%
Q1 25
0.2%
2.8%
Q4 24
0.5%
2.0%
Q3 24
0.2%
1.8%
Q2 24
2.0%
5.6%
Q1 24
1.9%
2.6%
Cash Conversion
ALTO
ALTO
EVTC
EVTC
Q4 25
0.44×
1.89×
Q3 25
1.60×
2.16×
Q2 25
1.20×
Q1 25
1.15×
Q4 24
1.85×
Q3 24
2.17×
Q2 24
2.84×
Q1 24
2.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ALTO
ALTO

Pekin Campus Production$105.1M45%
Total Marketing And Distribution Sales$57.9M25%
Marketing And Distributions$55.6M24%
Other$11.2M5%
Kodiak Carbonic LLC$2.1M1%

EVTC
EVTC

Latin America Payments And Solutions$101.5M41%
Business Solutions$58.3M24%
Merchant Acquiring Net$48.2M20%
Payment Services Puerto Rico Caribbean$36.8M15%
Transferred At Point In Time$4.0M2%

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